Effingham Mortgage Brokering Articles

Sample Reviews

A

Rating
I am a difficult person to please and
Effingham Mortgage Brokers Provider Name Locked
, Vice President, surpassed my expectations. Not living in the same state I was initially concerned, but had a better and easier experience with
Effingham Mortgage Brokers Provider Name Locked
than folks locally. The service was explained well at the beginning and I feel I was treated as a beloved family member. I will use them again!

- TINA B.
A

Rating
Effingham Mortgage Brokers Provider Name Locked
is a brokers broker. Literally. I am a veteran mortgage broker in
Effingham Mortgage Brokers Provider Name Locked
with Chinook Mortgage and couldn't find the price/service here in town to get some fairly complicated refi's of my own done. I asked a couple of my regular lenders for a referral and one recommended
Effingham Mortgage Brokers Provider Name Locked
. I try to give great personal service and it's super important to me that we get the same when we need a service provider of any type.
Effingham Mortgage Brokers Provider Name Locked
was that guy. He didn't even blink when I went over all the twists and turns of our scenario. He was knowledgeable and extremely quick and responsive. Almost to a fault...had to tell him to go on home a couple of times when he was still shooting me emails at 9:00 p.m. :)
Since I'm a sole licensee I can't do my own loans anymore so I was reluctant to take a complex deal to a new person. We ended up doing 5 refi's w/
Effingham Mortgage Brokers Provider Name Locked
and they were smoother than I could have hoped for. It's not often I'm impressed enough to write a review but I promised myself I would tell the world what a great job he did for us. Thanks
Effingham Mortgage Brokers Provider Name Locked
for the dynamite service!
- eric L.
F

Rating
This provider holds the current mortgage on my house. I wanted to take advantage of the lower current rates. and what better place to start then with a provider that I have worked with for several years. I should add that the current mortgage is in my mothers name. She passed several years ago and I have been keeping up the payments. The first mistake they made was in telling me I could not qualify for a FHA mortgage because I had a short sale less then two years ago. Turns out that was incorrect . Went for a VA loan because of that error. I have spent nearly $2000 on various up front costs, four inspections and a termite tenting. Originally I had a 90 day lock on the interest rate. But that had to be pushed out several times with the result that closing costs grew by $6000. The whole process has taken six months. I am assuming that I am no longer doing business with them because we have reached the end of the current interest rate lock and I can no longer reach anyone by phone or email.
- Michael S.
A

Rating
Effingham Mortgage Brokers Provider Name Locked
was simply outstanding! I first called him from work and that night he emailed to my wife and me, a list of what documents were needed and instructions on how to proceed. He provided several refinancing options in detail relevant to our situation. Never did he pressure us in what we should do, but rather guided us in making a decision that would be satisfactory to us, the customer. He was always available when we had questions or needed advice and always kept us up-to-date with the refinancing process. He was always up front with us and there were no
Effingham Mortgage Brokers Provider Name Locked
costs or surprises at settlement, which he had arranged at our home at our convenience. At settlement, the gentleman explained the purpose of all the documents that we signed and was more than willing to answer any questions that we needed answered. I would highly recommend
Effingham Mortgage Brokers Provider Name Locked
to anyone who is looking to refinance a mortgage.
- OSCAR B.
A

Rating
Effingham Mortgage Brokers Provider Name Locked
and his team and very professional and efficient. Best prices for home loans. we've worked with
Effingham Mortgage Brokers Provider Name Locked
several times. He always gets it done. He works with agents and title companies across the country. We're in
Effingham Mortgage Brokers Provider Name Locked
while he's in Florida. He is mindful of time zone differences and always gets the loan done on time. We have also referred friends to
Effingham Mortgage Brokers Provider Name Locked
. We will continue to use him and refer our friends.
- Judy V.
D

Rating
Their customer service people flat-out lie, and if they ever tell you that they *don't* need something... don't believe them, they're almost certainly lying. They also didn't close on time. They also conveniently manage to lie about when you sent stuff so that when you don't close on time, it's magically your fault.
The supervisors are even more obnoxious than the front-line employees, so I wouldn't recommend going through supervisors. They apparently promote based on ones ability to be a jerk. I was hung up on by a supervisor after I pointed out that her employee
lied to me. I don't call people liars lightly, but when someone says "customer provided this item on X date, and I check my records and see that I provided the item in question a week earlier and point out to them that I pointed it out a week earlier and they keep reiterating the wrong date, I first calmly point out that they are mistaken and when they dig their heels in I call a
Effingham Mortgage Brokers Provider Name Locked
a
Effingham Mortgage Brokers Provider Name Locked
. They don't like that. Supervisors are good for nothing more than circling the wagons.
Bottom line: you'll get a great rate, but you'll take multiple days off work to deal with their horrible staff. Add in the value of your time and the cost of a two-hour massage after it's all over to the closing costs, and suddenly they don't look so great.
- Alexander L.
A

Rating
It went very well since the guesswork was removed from the equation. Everything was done in a timely fashion with expertise and professionalism. I highly recommend
Effingham Mortgage Brokers Provider Name Locked
and her team!!!!!
- Lyne B.
A

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If not for
Effingham Mortgage Brokers Provider Name Locked
and
Effingham Mortgage Brokers Provider Name Locked
, we would not have been able to purchase the type of home that meets our family's need (five kids) with a mortgage we can easily afford. Tried working with one other national company and a couple of other locally-based companies, but
Effingham Mortgage Brokers Provider Name Locked
was the only one willing to roll up his sleeves and find a solution for our situation. And - the process was virtually stress-free!
- Tony H.
A

Rating
I have a lot of faith in the reviews on Angie's List. So I decided to see what was offered in the form of home loans. I found Guaranteed Rate and decided to make application to be pre-approval for a home loan as I was looking for a new home. I like having the pre-approval in hand when I find a house. I believe it makes my offer stronger. My first response came from
Effingham Mortgage Brokers Provider Name Locked
who was so personal and answered all my questions via email or phone promptly. We completed the application and were pre-approved for a home loan then started shopping for a home in earnest. With each question I received a quick response and I felt like I was a member of the family because of the thoughtful responses. Ultimately, my direct contact was
Effingham Mortgage Brokers Provider Name Locked
. I can't say enough about
Effingham Mortgage Brokers Provider Name Locked
. He responded so quickly to every question and concern. The absolute best thing he did for us came on a Saturday morning. We made our offer on Friday night and the seller had a question about our pre-approval on Saturday morning. They wanted to actually speak with someone from the mortgage company to verify something. I sent an email to
Effingham Mortgage Brokers Provider Name Locked
explaining what we needed.
Effingham Mortgage Brokers Provider Name Locked
called me from his personal cell. He was at some kind of family gathering. Nonetheless, he called the seller's realtor and provided the information to them that they needed. Then....they accepted our offer! There is something more to it, though.
Effingham Mortgage Brokers Provider Name Locked
called us and responded in such a way that indicated he personally cared about the outcome. It was great. I have to say a word about
Effingham Mortgage Brokers Provider Name Locked
. In order to complete a loan application there are a million (literally) papers to fill out or documents to send.
Effingham Mortgage Brokers Provider Name Locked
and I emailed each other endlessly until it was done. This company makes sure and certain all is verified and backed up before they send anything out to be approved. Although that is great, it's also kind of annoying to keep getting requests for "one more thing". Ug! It was tedious. Even though I was a little frustrated with the detail work,
Effingham Mortgage Brokers Provider Name Locked
hung in there with me and got the job done. We need the detail people like
Effingham Mortgage Brokers Provider Name Locked
to make sure everything comes out right. I appreciated her tenacity. All staff cared about how things came our for us and I appreciated it. I would use them again except that I never plan to move again! Thanks
Effingham Mortgage Brokers Provider Name Locked
,
Effingham Mortgage Brokers Provider Name Locked
,
Effingham Mortgage Brokers Provider Name Locked
and all. You made a difficult process happen for us.
- Kerry A.
A

Rating
I have had some credit issues in the past whic caused me to be turned down by other mortgage lenders. I contacted
Effingham Mortgage Brokers Provider Name Locked
after reading some reviews on angie's list just to see if there was any thing that he might be able to do that was better than the typical lenders. He was very positive from the beginning, but also very realistic and upfront. He was able to get me a good rate, much better than i was expecting with good closing costs and through FHA. There were difficulties along the way with the FHA and my insurance company wich made for some bumps in the road. But
Effingham Mortgage Brokers Provider Name Locked
and
Effingham Mortgage Brokers Provider Name Locked
were right there and worked through it making adjustments as necessary and keeping me up to date on the process. I would recommend them to others anytime. It took a while to get to closing, but we got there and with a good rate and a relatively smooth process. Many thanks to
Effingham Mortgage Brokers Provider Name Locked
and
Effingham Mortgage Brokers Provider Name Locked
, not every broker would put this much time into a relatively small mortgage.
- Michael C.
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All Mortgage Brokers in Effingham, IL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ

AMR Lending

1141 E Main St
East Dundee, IL

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

Citizens First National Bank

606 S Main St
Princeton, IL

CityWorth Mortgage

11781 Lee Jackson Hwy
Fairfax, VA

ELB Mortgage Brokers Inc

1240 Meadow Rd
Northbrook, IL

EQ Release

Hudson, FL

FIFTH THIRD MORTGAGE

200 N 3RD ST
Effingham, IL

Guardian National Bank

4400 W 109th St.
Overland Park, KS

HEIGHTS FINANCE CORP

400 N KELLER DR
Effingham, IL

LeaderOne Financial Corporation

410 Jubilee Lane
Metamora, IL

MORTGAGE ONE SVC

8711 Richmond Dr
Effingham, IL

NEXUS COMMERCIAL MORTGAGE, LLC

6323 N Francisco Ave
Chicago, IL

NOTARY PUBLIC ASSOCIATION OF IL

PO BOX 1101
Crystal Lake, IL

NVR Inc

11700 Plaza American Dr
Reston, VA

Pacor Mortgage Corp

7300 College Dr
Palos Heights, IL

Premier Financial Services Inc

206 1/2 W State Street
Geneva, IL

Prism Title

1011 E. Touhy Avenue, #350
Des Plaines, IL

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX

Smarter Mortgages

9482 Wedgewood Blvd
Powell, OH

United Home Loans

4 Westbrook Corporate Ctr Ste 650
Westchester, IL
Effingham Zip Codes

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