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Swainsboro Insurance Agent Articles
They were able to get me full coverage at a very good rate. It was very helpful to work with a company that is located in the same town that I purchased the home in. They know the area, and selected an insurer that is also local. They kept me informed and worked with me through a few reschedulings of the final closing date in order that my coverage was in force on the correct date.
As if that wasn't enough, they were not responsive. I had to send email after email to be able get through to my agent. When we finally put our application in, it was to be for a middle of the month start date. August 15th to be exact. After I handed in the application, I heard nothing for almost a week. Not a confirmation of receipt, not a confirmation that it was being processed, nothing. I had to threaten withdrawing the application to get an answer.
I kept asking if we were all set, the answer was yes. Yes, over and over again. Three of four times. Still, the day our coverage was supposed to start we didn't hear anything. Then at 4:00pm in the afternoon on the day our coverage was supposed to start we get an email from our agent telling us that it wouldn't start for another two weeks. That there was a mix up. That the company no longer offered middle of the month start dates. HOW DID THEY NOT KNOW THIS? Did our agent even check? It was awful. Now we have to pay out of pocket for medication and had to cancel a specialist appointment because we wont be covered yet.
I would never use this agency again. Virtually nothing they told me panned out.
From the start getting documentation. Many companies pay little on and 'old' problem. I have not been able to crawl or get under the house because of orthopedic problems for years. We trusted Astro. to do their job.
We had evidence that in the past, anything needing repair or upgrade in the structure we addressed even if we needed loans.
So, their clause 'unwitnessed and unknown' was fulfilled and they are helping us with costs. We have had to move out for 3 months to gut the home and they have given us a per
Our total damages will be around 80,000 to repair and then replace as it was.
My suggestion to home owners. TODAY take pictures of everything and under the foundation. Keep detailed notes of any upgrades or repairs you make for tax and insurance purposes. keep copies of any official inspections by anyone of your attic, basement, walls. Get an official printout and opinion of your Flood Plain status online.
One challenge: The contractors are doing very good work, the city is keeping them up to code, but they are horrible about keeping a clear separation of their receipts for us and other work. We might have been able to close our with
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