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Over 743 reviews for
Saint Augustine Mortgage Brokers from people just like you.

A
"
did an awesome job refinancing our mortgage. He got us a great rate and made the entire process so easy. He gave us great advise on the" best way to restructure our mortgage and guided us every step of the way. Both
and
got back to us right away on any questions we had. I've refinanced twice before but this was the best experiance we had. When rates drop again I won't hesitate to use
again.

-Raymond J.

A
"We had a great experience both times!
’s experience, knowledge, expert advice, attention to detail and prompt handling of any issues" that arose ensured that everything went smoothly.
kept us informed every step of the way. He dealt with unreasonable lender requests and delays promptly and kept everything on track. He got us excellent interest rates and made what could have been a stressful process a pleasant experience. We would highly recommend
at
.

-K P.

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Local Articles in Saint Augustine

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

couple stares out apartment window at street
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies, Apartments, Home Inspection, Moving

Is home ownership still the ultimate American dream?

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

short sale home
Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Lending reviews in Saint Augustine

A

Rating
My loan was a challenge and
Saint Augustine Mortgage Brokers Provider Name Locked
from
Saint Augustine Mortgage Brokers Provider Name Locked
made the process easy and painless. Searching for a pre-approval, originally, we went through our bank. Not getting the financing we needed for our dream home,
Saint Augustine Mortgage Brokers Provider Name Locked
and
Saint Augustine Mortgage Brokers Provider Name Locked
was recommended to us from our real estate agent.
Saint Augustine Mortgage Brokers Provider Name Locked
immediately informed us of other conventional loan options we were not getting from the bank directly.
Saint Augustine Mortgage Brokers Provider Name Locked
went above and beyond his responsibilities as the pre-approval process continued offering credit improvement tips and ways to secure the best loan possible at the best interest rate available.
Saint Augustine Mortgage Brokers Provider Name Locked
also offered tips on the selling of our current home and how to best pay for the new one.
After approval and time for the loan, we ran into a problem with missing documents we needed to close the loan.
Saint Augustine Mortgage Brokers Provider Name Locked
offered advice on how to best solve the problem with the bank. When the underwriters took to long reviewing our file,
Saint Augustine Mortgage Brokers Provider Name Locked
was in constant communication to speed things along. Finally after finding out we would have to wait 4-8 weeks for the documents to arrive,
Saint Augustine Mortgage Brokers Provider Name Locked
took our file to management at the bank and got the loan approved to close after a full file audit. Again, well above and beyond his duty and responsibility. What can I say other than this is an A+ organization and more importantly an A+ owner.
Saint Augustine Mortgage Brokers Provider Name Locked
personally handles everything and informs you of every step along the way.
I don't generally write reviews, but the lengths
Saint Augustine Mortgage Brokers Provider Name Locked
went to get my loan approved warrants this thanks and many more. Closing this loan this week saved me thousands of dollars in penalties and storage fees. I only hope others searching for a mortgage broker go no further than
Saint Augustine Mortgage Brokers Provider Name Locked
.
Again my family thanks
Saint Augustine Mortgage Brokers Provider Name Locked
from the bottom of our hearts. Sincerely,
Saint Augustine Mortgage Brokers Provider Name Locked
.

- Hector M.
C

Rating
The real estate agent was not always good at responding to emails or keeping up with communication during the pre-building stages of the home. This
Saint Augustine Mortgage Brokers Provider Name Locked
to delays in the new home construction. For example, she did not correctly record details of the house that we discussed (and were in the contract). This was discovered after the blueprints for the house were done and the permit obtained. Therefore, this process had to start from scratch, which
Saint Augustine Mortgage Brokers Provider Name Locked
to a significant delay in construction. Between final walk through of the home and closing, there was damage discovered in several locations (that was not seen at the final walk through). After only living in the home for only 5 weeks, this brand-new home has had water in the basement three times. I would not use this company again.
- David B.
A

Rating
We highly recommend
Saint Augustine Mortgage Brokers Provider Name Locked
and
Saint Augustine Mortgage Brokers Provider Name Locked
. We were unsure whether we would be able to find the type of financing we were looking for until reading her reviews. When we called, she knew exactly what we needed. She proceeded to find us a loan package tailored to our needs that went beyond what we had hoped for - with surprisingly favorable terms.
Saint Augustine Mortgage Brokers Provider Name Locked
is very knowledgeable, professional, efficient, and responsive. Our application process went smoothly via phone and email. She talked us through the terms of the loan initially, and again before closing, to ensure that we understood it. Working with Cobblestone has been the most pleasant and hassle-free experience we have had in obtaining a home mortgage.
- A. Scott V.
A

Rating
I refinanced my mortgage to a shorter term and lower rate and pulled some cash out for home improvements.
Saint Augustine Mortgage Brokers Provider Name Locked
was easy to work with and gave good advice. She was very responsive by phone and email. Documents were sent to me via email and sent back overnight mail. It was about as painless as can be expected, other than some standard agonizing over rate lock. (Greek debt crisis did not entirely work in my favor timing-wise, but I got a good rate.) The whole process took about four weeks.
- Francis F.
A

Rating
The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
Saint Augustine Mortgage Brokers Provider Name Locked
@
Saint Augustine Mortgage Brokers Provider Name Locked
. I appreciate his knowledge, expertise and service. Any time I had a question,
Saint Augustine Mortgage Brokers Provider Name Locked
responded the same day by phone and /or email.
- Craig H.
A

Rating
It went great! And as close to perfect as possible. Everything in
Saint Augustine Mortgage Brokers Provider Name Locked
's control went just as promised, even though this was during the Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
Saint Augustine Mortgage Brokers Provider Name Locked
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

- William W M.
F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
Saint Augustine Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
Saint Augustine Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
Saint Augustine Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
Saint Augustine Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
Saint Augustine Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
Saint Augustine Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
Saint Augustine Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
Saint Augustine Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
Saint Augustine Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
Saint Augustine Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
Saint Augustine Mortgage Brokers Provider Name Locked
Morgage refused to fund
Saint Augustine Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
Saint Augustine Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
Saint Augustine Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
Saint Augustine Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
Saint Augustine Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
Saint Augustine Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
Saint Augustine Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.

Mortgage Brokers in Saint Augustine, FL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ADVANTAGE CAPITAL MORTGAGE INC

1741 HIGHLAND VIEW DR
Saint Augustine

AMERICA'S FINANCIAL NOTE EXCH

524 PINEAPPLE AVE
Saint Augustine

American First Mortgage

4907 NW 43rd St
Gainesville

AMERICAS MORTGAGE EXPERTS

3174 Gulf Breeze Pkwy
Gulf Breeze

AMERIHOME LOAN CORP

2101 Vista Pkwy
West Palm Beach

ANCIENT CITY MORTGAGE

PO Box 1737
Saint Augustine

BANCPLUS

3716 BERENSTAIN DR
Saint Augustine

BECKMAN MORTGAGE CO

1750 A1A S
Saint Augustine

BRADFORD MORTGAGE

6275 A1A S
Saint Augustine

Bright Vision Mortgage

159 Hampton Point Drive, Suite 1A
Saint Augustine

Cash Cow Funding Inc. DBA Double A Mortgages

138 W Robertson Street
Brandon

CENTURY HOME MORTGAGE

4475 US HIGHWAY 1 S
Saint Augustine

CHASE HOME FINANCE

1750 TREE BLVD
Saint Augustine

CityWorth Mortgage

11781 Lee Jackson Hwy

Commerical Default Solutions

6711 ST AUGUSTINE RD
Jacksonville

COMPLETE DETAILED REPORTS

11250 old st augustine rd
Jacksonville

CONSUMER CREDIT SVC LLC

2905 Corinthian Avenue
Jacksonville

ConsumerDirect Mortgage

220 Congress Park Dr
Delray Beach

Continental Mortgage Corp

1680 Michigan Avenue
Miami Beach

CORNERSTONE MORTGAGE CO

255 W King St
Saint Augustine

Countryplace Mortgage

113 Nature Walk Pkwy
St. Augustine

DCT Mortgage.com

841 Prudential Drive 12th Floor
Jacksonville

Elaine Jennings Insurance

4637 Vincennes Blvd
Cape Coral

EMBASSY FINANCIAL CORP

616 BATTERSEA DR
Saint Augustine

ENGLAND MORTGAGE GROUP

PO Box 1628
Saint Augustine

EQ Release

Hudson

Expert Mortgage Group Inc

9600 NW 38th Street,
Doral

EZZ Financial

8191 College Pkwy Ste 301
Fort Myers

FEDERATED MORTGAGE SERVICES

925 INTRACOASTAL DR
Fort Lauderdale

Fidelity Mortgage

2800 N. 5th Street

FOREMOST MORTGAGE

1319 CHELSEY CIR
Saint Augustine

Foundation Financial Group

76 S Laura St Ste 1400
Jacksonville

FSM CORP

280 BUSINESS PARK CIR
Saint Augustine

GAIL GRAHAM MORTGAGE BROKER

500 TURNBERRY LN
Saint Augustine

GATOR MORTGAGE

9 ANASTASIA BLVD
Saint Augustine

Golden Hammer Restoration and Roofing Inc.

4422 Manchester Rd.
Jacksonville

Guardian National Bank

4400 W 109th St.

Gulf & Western Mortgage

2385 Executive Center Drive
Boca Raton

HOME AMERICA MORTGAGE

1054 STATE ROAD 206 E
Saint Augustine

HOMEFUNDERS

7109 SAN JOSE BLVD
Jacksonville

INTEGRITY FINANCIAL SVC

13129 66th Street N.
Largo

Integrity Home Loan of Central Florida

901 International Parkway
Lake Mary

JAX Homebuyers Inc.

11111-70 San Jose Blvd Suite 221
Jacksonville

JOE P PACETTI MORTGAGE CO

6550 STATE ROAD 13 N
Saint Augustine

Leader Bank NA

50 Mall Rd

LEADING EDGE MORTGAGE CORP.

2200 NW CORPORATE BLVD
Boca Raton

LEIGH MORTGAGE

1333 OLD DIXIE HWY 2
Saint Augustine

LOAN CENTER

5906 RIO ROYALLE RD
Saint Augustine

LYDIA CLADEK INC

108 SEA GROVE MAIN ST
Saint Augustine

Mortgage Approval Hotline Fairfield

13500 Sutton Park Dr S Ste 803
Jacksonville

Mortgage Approval Hotline Jacksonville

10161 Centurion Pkwy N Ste 300
Jacksonville

MORTGAGE LOAN GROUP INC

320 SAINT JOHNS GOLF DR
Saint Augustine

Mortgage Loan Officer, Jose Morales

17717 Hunting Bow Circle Unit 101
South Florida

MORTGAGE MARKET INC

3770 Us Highway 1 S
Saint Augustine

Mortgage Masters Group

481 SW Port St Lucie Blvd
Port Saint Lucie

MORTGAGE RESOURCE

22 Aledo Ct
Saint Augustine

NATIONAL CITY MORTGAGE

2450 OLD MOULTRIE RD
Saint Augustine

NAUTICA MORTGAGE

645 W John's Creek Pkwy
Saint Augustine

NE FLORIDA MORTGAGE SVC

521 A1A BEACH BLVD
Saint Augustine

NVR Inc

11700 Plaza American Dr

OLD LIGHTHOUSE MORTGAGE INC

309 KINGSLEY LAKE DR
Saint Augustine

PRECISION LOAN PROCESSING

100 E Town Pl Unit 204
Saint Augustine

Primary Residential Mortgage

3848 COLONIAL BLVD
Fort Myers

PROCTOR MORTGAGE & INSURANCE

87 LINCOLN ST
Saint Augustine

PROSPERITY BANK

Saint Augustine

RMG MORTGAGE GROUP LLC

2085 A1a S Ste 204
Saint Augustine

ST JOHNS FINANCIAL SVC

493 PROSPERITY LAKE DR
Saint Augustine

SUN TRUST MORTGAGE

1850 US HIGHWAY 1 S
Saint Augustine

SUNTRUST MORTGAGE INC

304 HIGH TIDE DR
Saint Augustine

SUNTRUST MORTGAGE INC

1850 US HIGHWAY 1 S
Saint Augustine

SUNTRUST MORTGAGE INC

101 E TOWN PL
Saint Augustine

SYNOVUS MORTGAGE CORP

10407 CENTURION PKWY N
Jacksonville

Victorian Finance LLC

212 Washington Ave

WACHOVIA MORTGAGE CORP

24 CATHEDRAL PL
Saint Augustine

WACHOVIA MORTGAGE CORP

105 C B L DR
Saint Augustine

Waterworth Mortgage

9951 Atlantic blvd Suite 438
Jacksonville

WELLS FARGO HOME MORTGAGE

1010B STATE ROAD
Saint Augustine

WELLS FARGO HOME MORTGAGE

224 SAINT JOHNS GOLF DR
Saint Augustine

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