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Over 762 reviews for
Saint Augustine Mortgage Brokers from people just like you.

N
"
was quick to respond, answered all of my questions thoroughly and made sure I understood exactly what was happening. I've recommended"
to numerous other friends and family not only for business, but as a resource should they have any questions about mortgages. I absolutely trust his recommendations, and would not hesitate doing business with him again.

-Edward S.

A
"Our first contact was in 2013, we got back in contact in April or May. We have maintained contact because she is so good and is able to explain everything clearly," thorough. She is very personable and professional.

-Stacey S.

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Local Articles in Saint Augustine

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

Understanding more about the home loan process can take some of the mystery out of it and make this exciting purchase less stressful. (Photo courtesy of Angie's List member Todd C. of Seattle)
Mortgage Companies

Who are these people and how will they help you get a home loan? Discover answers to many of your mortgage questions.

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

With rates at historic lows and lending guidelines loosening a little, now may be a perfect time to explore your home mortgage loan refinancing options. (Photo courtesy of Angie's List member Susan C. of Denver)
Mortgage Companies

As rates fall and property values rise, learn whether refinancing would help you, and why

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Hi, 
 
This is Sarah B. in Member Care. Thanks for your interest in Angie's List!
 
We'll be happy to help find information on Country Place Mortgage or other top rated providers, but it doesn't look like you have a subscription to the List yet. You can join by visiting www.angieslist.com or by giving us a call. Our call center is available 8:00 am-9:00 pm weekdays and 8:00-5:00 pm ET on Saturdays. If you join online, you can save 20% on an annual plan by using the promo code ANSWERS.
 
Thanks for your question and we look forward to assisting you!
 
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Mortgage Lending reviews in Saint Augustine

A

Rating
Working with
Saint Augustine Mortgage Brokers Provider Name Locked
went very well. This was my first time buying a home, and
Saint Augustine Mortgage Brokers Provider Name Locked
was very patient in answering all of my questions.
Saint Augustine Mortgage Brokers Provider Name Locked
was easy to get in touch with, and went out of his way many times to touch base with me to make sure the process was going well. Also,
Saint Augustine Mortgage Brokers Provider Name Locked
worked tremendously fast in putting together the mortgage. I did a bit of shopping to see if I could find better mortgage offers, but
Saint Augustine Mortgage Brokers Provider Name Locked
found the best interest rates and had the lowest fees, and ultimately cost me the least amount up front.
Saint Augustine Mortgage Brokers Provider Name Locked
made the entire process seamless and as stress free as possible.
- Richard J.
F

Rating
The beginning of the process was excellent. I talked to three people that where polite, courteous, and professional. I certainly understand that it is hard to get any kind of loan when your taxes show so many deductions it looks like you make nothing. I do believe that when it comes to any loan the loan people should do all they can before they run out of options which these particular loan officer did not do. He talked so fast I could barely understand him. He was disrespectful to me and to the fact that my husband served this country in the
Saint Augustine Mortgage Brokers Provider Name Locked
for twenty years. He never tried to find other options for us. He used one other option and never went to work so find any other. I just cannot believe still that we where treated like second class citizens. When it comes to loans even if you are not in the military a professional organization should do all they can until nothing is left to help the customer. This person never even tried. I would have been
Saint Augustine Mortgage Brokers Provider Name Locked
if this person actually looked at several options instead of just one. He is a disgrace to the military man/ woman and those others that serve this country. I also think to most customers in general. It does not matter what you do the customer always comes first!
- Kristen K.
C

Rating
We were buying a new home and I sought mortgage bids from 3 companies for a 15 year mortgage, and 3 companies for a 30 year mortgage.
Saint Augustine Mortgage Brokers Provider Name Locked
from Trident responded quickly and efficiently, even calling me one time while he was finishing a family vacation. He said he knew customers had choices for their mortgages and he promised good service. His mortgage rate was very competitive, and since he knew I was getting other bids, he made concessions on the mortgage processing fee. He also did something that no one else did....he gave us the right, before settlement, to lock in on a lower rate that what we committed to, should the
Saint Augustine Mortgage Brokers Provider Name Locked
shift downwards, while waiting for settlement. It could only shift down 25 basis points, or 1/4 of 1% but he made that offer. As fate would have it, the mortgage rates went up while waiting for settlement, so we never got the 25 basis points down, but we did lock at a very competitive rate.
Saint Augustine Mortgage Brokers Provider Name Locked
has two people that work with him.
Saint Augustine Mortgage Brokers Provider Name Locked
...in the early stages....and
Saint Augustine Mortgage Brokers Provider Name Locked
in the final stages. They were polite and efficient. But all 3 of them hid behind unseen "underwriters" who claimed they need more and more information....unending requests....more than 50 documents before it was done. And the requests bordered on the absurd that had nothing to do with the credit worthiness of the loan. They blamed it all on the bank scandals and problems in the financial world that required much more intense underwriting. It was ugly.
In the end, one of the most important things a mortgage company can do is meet deadlines, first the deadline to have a mortgage approval by a certain date, consistent with the sales agreement, and doing everything needed for settlement date. In my opinion, Trident did poorly on both.
Saint Augustine Mortgage Brokers Provider Name Locked
started telling the real estate agent about a week before the mortgage approval commitment date, that he might not have the approval in time. The approval date was a Friday and at 5 p.m. on that date, we had no mortgage approval. The real estate agent called me and told me we had to modify the sales agreement. After 6 p.m. that date, Trident came through with the approval, after causing a lot of unnecessary anxiety. They claimed to have sent the approval around 3 p.m. via email, but everyone who was on that email did not receive it. For settlement, we were one business day before settlement, when the settlement lawyer's office contacted me at 2 p.m. to share that he had absolutely nothing from the Trident for settlement the next business day. Another round of grief. Ugly. It is obvious that Trident works on deadlines....and leaves the customers hanging to the very last minute. Trident did make the settlement deadline, but only in the final hours. Trident preaches good customer service, but what we got was a lot of ugly and jerking the customer around with a lot of odd ball and last minute requests. There was nothing smooth about it at all.
But the biggest surprise came at settlement when the settlement lawyer and I were talking about when the first mortgage payment was due, and where to send it. I said I would just set it up with the bank for automatic withdrawals each month....and the lawyer said ....don't do that....Trident is going to sell the mortgage quickly....and you better wait and see who to send the check to. Sure enough, after I made one mortgage payment, Trident sold the mortgage to someone else.....and then it hit me....that they had no incentive to treat the customer properly because it 30 days, they would no longer have a relationship with the customer.
What is the bottom line here....the whole process was ugly....a lot more than it had to be. Could all mortgage companies be subject to the same crazy and ridiculous underwriting....maybe....maybe not. Someone compared it to preparing for a colonoscopy. But does a mortgage company have the right to be so cold to leave the customer hanging on important deadline dates. Absolutely not.
If I had to do it all over again, would I do it differently? I would certainly consider it. I would ask if the mortgage is going to be sold. I would see if a local bank would take the mortgage. One of the other bidders for the loan was a local bank that has a very good reputation. The mortgage process is not a customer friendly process; buckle your seatbelt if you are getting ready to apply for a mortgage.

- Paul K.
A

Rating
Saint Augustine Mortgage Brokers Provider Name Locked
was great from beginning to end. The entire process went extremely smoothly and we were very pleased.
Saint Augustine Mortgage Brokers Provider Name Locked
and her network of professionals allowed us to secure a mortgage at a competitive rate with an all-around positive experience. She was always very responsive to emails and phone calls during the process.
Saint Augustine Mortgage Brokers Provider Name Locked
understands the mortgage business and the
Saint Augustine Mortgage Brokers Provider Name Locked
real-estate
Saint Augustine Mortgage Brokers Provider Name Locked
very well. We will definitely work with
Saint Augustine Mortgage Brokers Provider Name Locked
again if the opportunity arises.
- Jeremy W.
A

Rating
FANTASTIC EXPERIENCE! Over the years we've gone through about 10 mortgage or refinancing deals. By far, working with
Saint Augustine Mortgage Brokers Provider Name Locked
at Cobblestone was the best experience we've ever had. On the numbers side Cobblestone offered MUCH more competitive terms versus any other source I could find, including the many online tools available. And despite being with a large commercial lender for years, and despite endless solicitations to refinance, my old lender could not come close to Cobblestone's terms. On the customer service side
Saint Augustine Mortgage Brokers Provider Name Locked
was extremely knowledgeable, took the time to walk through all available refi options, and patiently answered my many questions. She was able to do much of the work over the phone and later came to our house to review the deal and execute the application paperwork.
Saint Augustine Mortgage Brokers Provider Name Locked
's suggested closing attorney also came to our home to finalize the paperwork. Imagine calling your bank or national lender and asking them to come to your house. Not going to happen. The whole process could not have been easier or more pleasant. I would recommend
Saint Augustine Mortgage Brokers Provider Name Locked
and Cobblestone to absolutely anyone seeking a mortgage or refi.
- Gregory K.
A

Rating
Unfortunately I did not end up using
Saint Augustine Mortgage Brokers Provider Name Locked
and decided to go a different route for my home equity loan.
Saint Augustine Mortgage Brokers Provider Name Locked
actually made me aware of another option with a different lender that she referred me to after it was clear what she had to offer did not make sense for what I was looking for. This was a great help to me and shows she truly cares about her clients and wants to help people with the best options available, regardless if she ends up getting the business. I had a great experience dealing with her and sincerely hope that you will consider using her for your financial lending needs!
- Brett C.
A

Rating
Saint Augustine Mortgage Brokers Provider Name Locked
and
Saint Augustine Mortgage Brokers Provider Name Locked
at
Saint Augustine Mortgage Brokers Provider Name Locked
provide excellent service. From the initial contact through their calming presence at the loan signing I felt supported by these two. I went into the signing with a full understanding of what would occur because
Saint Augustine Mortgage Brokers Provider Name Locked
had been in contact throughout the underwriting process and made sure that I had all my questions answered and understood what was happening.
Saint Augustine Mortgage Brokers Provider Name Locked
and
Saint Augustine Mortgage Brokers Provider Name Locked
were always very quick to respond when I had questions and frequently reached out to check in on me. I have never experienced such care and support in this industry and this is my third home purchase, though the first on my own. I recommend
Saint Augustine Mortgage Brokers Provider Name Locked
and
Saint Augustine Mortgage Brokers Provider Name Locked
to anyone who wants to feel supported through the stressful process of buying a home, but particularly to first time homebuyers as you will get straight answers from people that are very accessible, and that's very helpful as you try to navigate through a complicated and unknown process.
- Julie M.
N

Rating
It couldn't have gone better.
Saint Augustine Mortgage Brokers Provider Name Locked
and his team made sure everything went through on time and with efficiency. He answered my many questions quickly and with patience. My first home buying experience was very positive. I would definitely recommend
Saint Augustine Mortgage Brokers Provider Name Locked
and his team.
- Tiffany G.

Mortgage Brokers in Saint Augustine, FL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ADVANTAGE CAPITAL MORTGAGE INC

1741 HIGHLAND VIEW DR
Saint Augustine

AMERICA'S FINANCIAL NOTE EXCH

524 PINEAPPLE AVE
Saint Augustine

American First Mortgage

4907 NW 43rd St
Gainesville

AMERICAS MORTGAGE EXPERTS

3174 Gulf Breeze Pkwy
Gulf Breeze

AMERIHOME LOAN CORP

2101 Vista Pkwy
West Palm Beach

ANCIENT CITY MORTGAGE

PO Box 1737
Saint Augustine

BANCPLUS

3716 BERENSTAIN DR
Saint Augustine

BECKMAN MORTGAGE CO

1750 A1A S
Saint Augustine

BRADFORD MORTGAGE

6275 A1A S
Saint Augustine

Bright Vision Mortgage

159 Hampton Point Drive, Suite 1A
Saint Augustine

Cash Cow Funding Inc. DBA Double A Mortgages

138 W Robertson Street
Brandon

CENTURY HOME MORTGAGE

4475 US HIGHWAY 1 S
Saint Augustine

CHASE HOME FINANCE

1750 TREE BLVD
Saint Augustine

CityWorth Mortgage

11781 Lee Jackson Hwy

Commerical Default Solutions

6711 ST AUGUSTINE RD
Jacksonville

COMPLETE DETAILED REPORTS

11250 old st augustine rd
Jacksonville

CONSUMER CREDIT SVC LLC

2905 Corinthian Avenue
Jacksonville

ConsumerDirect Mortgage A Division of FirstBank

220 Congress Park Dr
Delray Beach

Continental Mortgage Corp

1680 Michigan Avenue
Miami Beach

CORNERSTONE MORTGAGE CO

255 W King St
Saint Augustine

Countryplace Mortgage

113 Nature Walk Pkwy
St. Augustine

DCT Mortgage.com

841 Prudential Drive 12th Floor
Jacksonville

Elaine Jennings Insurance

4637 Vincennes Blvd
Cape Coral

EMBASSY FINANCIAL CORP

616 BATTERSEA DR
Saint Augustine

ENGLAND MORTGAGE GROUP

PO Box 1628
Saint Augustine

EQ Release

Hudson

Expert Mortgage Group Inc

9600 NW 38th Street,
Doral

EZZ Financial

8191 College Pkwy Ste 301
Fort Myers

FEDERATED MORTGAGE SERVICES

925 INTRACOASTAL DR
Fort Lauderdale

Fidelity Mortgage

2800 N. 5th Street

FOREMOST MORTGAGE

1319 CHELSEY CIR
Saint Augustine

Foundation Financial Group

76 S Laura St Ste 1400
Jacksonville

FSM CORP

280 BUSINESS PARK CIR
Saint Augustine

GAIL GRAHAM MORTGAGE BROKER

500 TURNBERRY LN
Saint Augustine

GATOR MORTGAGE

9 ANASTASIA BLVD
Saint Augustine

Golden Hammer Restoration and Roofing Inc.

4422 Manchester Rd.
Jacksonville

Guardian National Bank

4400 W 109th St.

Gulf & Western Mortgage

2385 Executive Center Drive
Boca Raton

HOME AMERICA MORTGAGE

1054 STATE ROAD 206 E
Saint Augustine

HOMEFUNDERS

7109 SAN JOSE BLVD
Jacksonville

INTEGRITY FINANCIAL SVC

13129 66th Street N.
Largo

Integrity Home Loan of Central Florida

901 International Parkway
Lake Mary

JAX Homebuyers Inc.

11111-70 San Jose Blvd Suite 221
Jacksonville

JOE P PACETTI MORTGAGE CO

6550 STATE ROAD 13 N
Saint Augustine

Leader Bank NA

50 Mall Rd

LEADING EDGE MORTGAGE CORP.

2200 NW CORPORATE BLVD
Boca Raton

LEIGH MORTGAGE

1333 OLD DIXIE HWY 2
Saint Augustine

LOAN CENTER

5906 RIO ROYALLE RD
Saint Augustine

LYDIA CLADEK INC

108 SEA GROVE MAIN ST
Saint Augustine

Mortgage Approval Hotline Fairfield

13500 Sutton Park Dr S Ste 803
Jacksonville

Mortgage Approval Hotline Jacksonville

10161 Centurion Pkwy N Ste 300
Jacksonville

MORTGAGE LOAN GROUP INC

320 SAINT JOHNS GOLF DR
Saint Augustine

Mortgage Loan Officer, Jose Morales

17717 Hunting Bow Circle Unit 101
South Florida

MORTGAGE MARKET INC

3770 Us Highway 1 S
Saint Augustine

Mortgage Masters Group

481 SW Port St Lucie Blvd
Port Saint Lucie

MORTGAGE RESOURCE

22 Aledo Ct
Saint Augustine

NATIONAL CITY MORTGAGE

2450 OLD MOULTRIE RD
Saint Augustine

NAUTICA MORTGAGE

645 W John's Creek Pkwy
Saint Augustine

NE FLORIDA MORTGAGE SVC

521 A1A BEACH BLVD
Saint Augustine

NVR Inc

11700 Plaza American Dr

OLD LIGHTHOUSE MORTGAGE INC

309 KINGSLEY LAKE DR
Saint Augustine

PRECISION LOAN PROCESSING

100 E Town Pl Unit 204
Saint Augustine

Primary Residential Mortgage

3848 COLONIAL BLVD
Fort Myers

PROCTOR MORTGAGE & INSURANCE

87 LINCOLN ST
Saint Augustine

PROSPERITY BANK

Saint Augustine

RMG MORTGAGE GROUP LLC

2085 A1a S Ste 204
Saint Augustine

ST JOHNS FINANCIAL SVC

493 PROSPERITY LAKE DR
Saint Augustine

SUN TRUST MORTGAGE

1850 US HIGHWAY 1 S
Saint Augustine

SUNTRUST MORTGAGE INC

304 HIGH TIDE DR
Saint Augustine

SUNTRUST MORTGAGE INC

1850 US HIGHWAY 1 S
Saint Augustine

SUNTRUST MORTGAGE INC

101 E TOWN PL
Saint Augustine

SYNOVUS MORTGAGE CORP

10407 CENTURION PKWY N
Jacksonville

Victorian Finance LLC

212 Washington Ave

WACHOVIA MORTGAGE CORP

24 CATHEDRAL PL
Saint Augustine

WACHOVIA MORTGAGE CORP

105 C B L DR
Saint Augustine

Waterworth Mortgage

9951 Atlantic blvd Suite 438
Jacksonville

WELLS FARGO HOME MORTGAGE

1010B STATE ROAD
Saint Augustine

WELLS FARGO HOME MORTGAGE

224 SAINT JOHNS GOLF DR
Saint Augustine

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