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Over 318 reviews for
Pensacola Mortgage Brokers from people just like you.

A
"Working with
went very well. This was my first time buying a home, and
was very patient in answering all of my questions."
was easy to get in touch with, and went out of his way many times to touch base with me to make sure the process was going well. Also,
worked tremendously fast in putting together the mortgage. I did a bit of shopping to see if I could find better mortgage offers, but
found the best interest rates and had the lowest fees, and ultimately cost me the least amount up front.
made the entire process seamless and as stress free as possible.

-Richard J.

F
"The beginning of the process was excellent. I talked to three people that where polite, courteous, and professional. I certainly understand that it is hard to get" any kind of loan when your taxes show so many deductions it looks like you make nothing. I do believe that when it comes to any loan the loan people should do all they can before they run out of options which these particular loan officer did not do. He talked so fast I could barely understand him. He was disrespectful to me and to the fact that my husband served this country in the
for twenty years. He never tried to find other options for us. He used one other option and never went to work so find any other. I just cannot believe still that we where treated like second class citizens. When it comes to loans even if you are not in the military a professional organization should do all they can until nothing is left to help the customer. This person never even tried. I would have been
if this person actually looked at several options instead of just one. He is a disgrace to the military man/ woman and those others that serve this country. I also think to most customers in general. It does not matter what you do the customer always comes first!

-Kristen K.

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Local Articles in Pensacola

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

Understanding more about the home loan process can take some of the mystery out of it and make this exciting purchase less stressful. (Photo courtesy of Angie's List member Todd C. of Seattle)
Mortgage Companies

Who are these people and how will they help you get a home loan? Discover answers to many of your mortgage questions.

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

With rates at historic lows and lending guidelines loosening a little, now may be a perfect time to explore your home mortgage loan refinancing options. (Photo courtesy of Angie's List member Susan C. of Denver)
Mortgage Companies

As rates fall and property values rise, learn whether refinancing would help you, and why

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

?

As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

?
Hi, 
 
This is Sarah B. in Member Care. Thanks for your interest in Angie's List!
 
We'll be happy to help find information on Country Place Mortgage or other top rated providers, but it doesn't look like you have a subscription to the List yet. You can join by visiting www.angieslist.com or by giving us a call. Our call center is available 8:00 am-9:00 pm weekdays and 8:00-5:00 pm ET on Saturdays. If you join online, you can save 20% on an annual plan by using the promo code ANSWERS.
 
Thanks for your question and we look forward to assisting you!
 
?
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Mortgage Lending reviews in Pensacola

C

Rating
We were buying a new home and I sought mortgage bids from 3 companies for a 15 year mortgage, and 3 companies for a 30 year mortgage.
Pensacola Mortgage Brokers Provider Name Locked
from Trident responded quickly and efficiently, even calling me one time while he was finishing a family vacation. He said he knew customers had choices for their mortgages and he promised good service. His mortgage rate was very competitive, and since he knew I was getting other bids, he made concessions on the mortgage processing fee. He also did something that no one else did....he gave us the right, before settlement, to lock in on a lower rate that what we committed to, should the
Pensacola Mortgage Brokers Provider Name Locked
shift downwards, while waiting for settlement. It could only shift down 25 basis points, or 1/4 of 1% but he made that offer. As fate would have it, the mortgage rates went up while waiting for settlement, so we never got the 25 basis points down, but we did lock at a very competitive rate.
Pensacola Mortgage Brokers Provider Name Locked
has two people that work with him.
Pensacola Mortgage Brokers Provider Name Locked
...in the early stages....and
Pensacola Mortgage Brokers Provider Name Locked
in the final stages. They were polite and efficient. But all 3 of them hid behind unseen "underwriters" who claimed they need more and more information....unending requests....more than 50 documents before it was done. And the requests bordered on the absurd that had nothing to do with the credit worthiness of the loan. They blamed it all on the bank scandals and problems in the financial world that required much more intense underwriting. It was ugly.
In the end, one of the most important things a mortgage company can do is meet deadlines, first the deadline to have a mortgage approval by a certain date, consistent with the sales agreement, and doing everything needed for settlement date. In my opinion, Trident did poorly on both.
Pensacola Mortgage Brokers Provider Name Locked
started telling the real estate agent about a week before the mortgage approval commitment date, that he might not have the approval in time. The approval date was a Friday and at 5 p.m. on that date, we had no mortgage approval. The real estate agent called me and told me we had to modify the sales agreement. After 6 p.m. that date, Trident came through with the approval, after causing a lot of unnecessary anxiety. They claimed to have sent the approval around 3 p.m. via email, but everyone who was on that email did not receive it. For settlement, we were one business day before settlement, when the settlement lawyer's office contacted me at 2 p.m. to share that he had absolutely nothing from the Trident for settlement the next business day. Another round of grief. Ugly. It is obvious that Trident works on deadlines....and leaves the customers hanging to the very last minute. Trident did make the settlement deadline, but only in the final hours. Trident preaches good customer service, but what we got was a lot of ugly and jerking the customer around with a lot of odd ball and last minute requests. There was nothing smooth about it at all.
But the biggest surprise came at settlement when the settlement lawyer and I were talking about when the first mortgage payment was due, and where to send it. I said I would just set it up with the bank for automatic withdrawals each month....and the lawyer said ....don't do that....Trident is going to sell the mortgage quickly....and you better wait and see who to send the check to. Sure enough, after I made one mortgage payment, Trident sold the mortgage to someone else.....and then it hit me....that they had no incentive to treat the customer properly because it 30 days, they would no longer have a relationship with the customer.
What is the bottom line here....the whole process was ugly....a lot more than it had to be. Could all mortgage companies be subject to the same crazy and ridiculous underwriting....maybe....maybe not. Someone compared it to preparing for a colonoscopy. But does a mortgage company have the right to be so cold to leave the customer hanging on important deadline dates. Absolutely not.
If I had to do it all over again, would I do it differently? I would certainly consider it. I would ask if the mortgage is going to be sold. I would see if a local bank would take the mortgage. One of the other bidders for the loan was a local bank that has a very good reputation. The mortgage process is not a customer friendly process; buckle your seatbelt if you are getting ready to apply for a mortgage.

- Paul K.
A

Rating
Pensacola Mortgage Brokers Provider Name Locked
was great from beginning to end. The entire process went extremely smoothly and we were very pleased.
Pensacola Mortgage Brokers Provider Name Locked
and her network of professionals allowed us to secure a mortgage at a competitive rate with an all-around positive experience. She was always very responsive to emails and phone calls during the process.
Pensacola Mortgage Brokers Provider Name Locked
understands the mortgage business and the
Pensacola Mortgage Brokers Provider Name Locked
real-estate
Pensacola Mortgage Brokers Provider Name Locked
very well. We will definitely work with
Pensacola Mortgage Brokers Provider Name Locked
again if the opportunity arises.
- Jeremy W.
A

Rating
FANTASTIC EXPERIENCE! Over the years we've gone through about 10 mortgage or refinancing deals. By far, working with
Pensacola Mortgage Brokers Provider Name Locked
at Cobblestone was the best experience we've ever had. On the numbers side Cobblestone offered MUCH more competitive terms versus any other source I could find, including the many online tools available. And despite being with a large commercial lender for years, and despite endless solicitations to refinance, my old lender could not come close to Cobblestone's terms. On the customer service side
Pensacola Mortgage Brokers Provider Name Locked
was extremely knowledgeable, took the time to walk through all available refi options, and patiently answered my many questions. She was able to do much of the work over the phone and later came to our house to review the deal and execute the application paperwork.
Pensacola Mortgage Brokers Provider Name Locked
's suggested closing attorney also came to our home to finalize the paperwork. Imagine calling your bank or national lender and asking them to come to your house. Not going to happen. The whole process could not have been easier or more pleasant. I would recommend
Pensacola Mortgage Brokers Provider Name Locked
and Cobblestone to absolutely anyone seeking a mortgage or refi.
- Gregory K.
A

Rating
Unfortunately I did not end up using
Pensacola Mortgage Brokers Provider Name Locked
and decided to go a different route for my home equity loan.
Pensacola Mortgage Brokers Provider Name Locked
actually made me aware of another option with a different lender that she referred me to after it was clear what she had to offer did not make sense for what I was looking for. This was a great help to me and shows she truly cares about her clients and wants to help people with the best options available, regardless if she ends up getting the business. I had a great experience dealing with her and sincerely hope that you will consider using her for your financial lending needs!
- Brett C.
A

Rating
Pensacola Mortgage Brokers Provider Name Locked
and
Pensacola Mortgage Brokers Provider Name Locked
at
Pensacola Mortgage Brokers Provider Name Locked
provide excellent service. From the initial contact through their calming presence at the loan signing I felt supported by these two. I went into the signing with a full understanding of what would occur because
Pensacola Mortgage Brokers Provider Name Locked
had been in contact throughout the underwriting process and made sure that I had all my questions answered and understood what was happening.
Pensacola Mortgage Brokers Provider Name Locked
and
Pensacola Mortgage Brokers Provider Name Locked
were always very quick to respond when I had questions and frequently reached out to check in on me. I have never experienced such care and support in this industry and this is my third home purchase, though the first on my own. I recommend
Pensacola Mortgage Brokers Provider Name Locked
and
Pensacola Mortgage Brokers Provider Name Locked
to anyone who wants to feel supported through the stressful process of buying a home, but particularly to first time homebuyers as you will get straight answers from people that are very accessible, and that's very helpful as you try to navigate through a complicated and unknown process.
- Julie M.
N

Rating
It couldn't have gone better.
Pensacola Mortgage Brokers Provider Name Locked
and his team made sure everything went through on time and with efficiency. He answered my many questions quickly and with patience. My first home buying experience was very positive. I would definitely recommend
Pensacola Mortgage Brokers Provider Name Locked
and his team.
- Tiffany G.
A

Rating
Once again
Pensacola Mortgage Brokers Provider Name Locked
got the job done for us. A broker's broker to be sure! He refi'd a small rental property that we have. It was not a large commission check for him this go 'round but he handled like the old pro he is. Even as busy as the
Pensacola Mortgage Brokers Provider Name Locked
is this summer he just pushed it right through. When I have clients that want a mortgage broker in the Portland area I'll send them his way...or any that I can't help myself for whatever reason I'll refer them to him. Great job!
- eric L.
A

Rating
Working with
Pensacola Mortgage Brokers Provider Name Locked
to purchase our home was great -
Pensacola Mortgage Brokers Provider Name Locked
was easily accessible (always responded to my inquiries right away!), was able to provide multiple mortgage options and supplied thorough answers to my questions regarding each option as well as the process. The entire process from starting the application on line to the closing went extremely smooth thanks to
Pensacola Mortgage Brokers Provider Name Locked
's management of the process.
- Elisabeth Allison J.

Mortgage Brokers in Pensacola, FL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ACCEPTANCE CAPITAL MTG CORP

528 W GARDEN ST
Pensacola

ADVANCED MORTGAGE & INVESTMENT

25 W CEDAR ST
Pensacola

ADVISORS LENDING SOURCE LLC

117 BEVERLY PKWY
Pensacola

AFFORDABLE HOUSING SOLUTIONS

528 W GARDEN ST
Pensacola

ALLIED HOME MORTGAGE CAPITAL

4300 BAYOU BLVD
Pensacola

ALLSTATE MORTGAGE OF NORTHWEST

8505 PUNTA LORA
Pensacola

ALTERNATIVE FUNDING CORP

3879 FLINTWOOD RD
Pensacola

AMERICAN HOME LOAN

107 BEVERLY PKWY
Pensacola

American Mortgage Service Company

551 Creighton Road Suite C-102
Pensacola

AMERICAS MORTGAGE EXPERTS

3174 Gulf Breeze Pkwy
Gulf Breeze

AMTRUST FUNDING

4909 MOBILE HWY A
Pensacola

BANC PLUS HOME LOANS

235 E NINE MILE RD
Pensacola

BLUE ANGEL MORTGAGE INC

7919 Cayenne Way
Pensacola

CENTRAL CREDIT UNION OF FL

PO Box 17048
Pensacola

CHASE HOME FINANCE

4400 BAYOU BLVD
Pensacola

CityWorth Mortgage

11781 Lee Jackson Hwy

Continental Mortgage Corp

1680 Michigan Avenue
Miami Beach

CORNERSTONE MORTGAGE SOLUTIONS

744 E BURGESS RD
Pensacola

COUNTRY HOME LOANS

89 S ALCANIZ ST
Pensacola

COUNTYWIDE FULL SPECTRUM LEND

418 E GREGORY ST
Pensacola

EQ Release

Hudson

Expert Mortgage Group Inc

9600 NW 38th Street,
Doral

EZZ Financial

8191 College Pkwy Ste 301
Fort Myers

FAMILY FIRST MORTGAGE

825 W HOPE DR
Pensacola

FAMILY FIRST MORTGAGE CORP

744 E BURGESS RD
Pensacola

FAMILY HOME MORTGAGE

1202 E GONZALEZ ST
Pensacola

FIRST CITY MORTGAGE

6706 N 9TH AVE
Pensacola

FIRST FEDERAL MORTGAGE

6353 PICCADILLY SQUARE DR

FIRST FEDERAL MORTGAGE

310 E Government St
Pensacola

FIRST FEDERAL MTG PENSACOLA

201 E GOVERNMENT ST
Pensacola

FIRST OPTION FINANCIAL GROUP

5514 N DAVIS HWY 105
Pensacola

FIRST OPTION MORTGAGE CO

744 E BURGESS RD
Pensacola

FIVE FLAGS MORTGAGE INC

6425 PENSACOLA BLVD
Pensacola

FLORIDA COMMUNITY MORTGAGE

2107 AIRPORT BLVD
Pensacola

FLORIDA STATE MORTGAGE PRO INC

6866 PINE FOREST RD
Pensacola

GMAC MORTGAGE

810 SCENIC HWY
Pensacola

Guardian National Bank

4400 W 109th St.

HALLMARK MORTGAGE SVC INC

13880 PERDIDO KEY DR
Pensacola

HANCOCK BANK MORTGAGE CTR

40 S PALAFOX PL
Pensacola

INTEGRITY FINANCIAL SVC

13129 66th Street N.
Largo

INVESTMENT ONE MORTGAGE

4400 BAYOU BLVD
Pensacola

JDC MORTGAGE

3298 SUMMIT BLVD
Pensacola

LANDMARK MORTGAGE

5222 N W ST
Pensacola

Leader Bank NA

50 Mall Rd

LEGACY LENDING LLC

403 S PALAFOX ST
Pensacola

LUXURYHOMELENDINGSOURCE.COM

423 N BAYLEN ST
Pensacola

MAGASTAR AT SEVILLE

210 E GOVERNMENT ST
Pensacola

MAINSTAY FINANCIAL

6706 N 9TH AVE
Pensacola

MAINSTAY FINANCIAL GROUP

2810 E CERVANTES ST
Pensacola

MLS MORTGAGE

4311 BAYOU BLVD
Pensacola

MONEYLINE MORTGAGE INC

916 E GREGORY ST
Pensacola

MORTGAGE ALTERNATIVES

1000 SCENIC HWY
Pensacola

Mortgage Loan Officer, Jose Morales

17717 Hunting Bow Circle Unit 101
South Florida

MORTGAGE ONE-NW FLORIDA INC

1510 AIRPORT BLVD
Pensacola

MORTGAGE OUTLET

4400 BAYOU BLVD
Pensacola

MORTGAGE OUTLET

2009 N 9TH AVE
Pensacola

NATIONAL CITY MORTGAGE

4300 BAYOU BLVD
Pensacola

NEXT GENERATION FINANCIAL SVC

6706 N 9TH AVE
Pensacola

NOVASTAR HOME MORTGAGE INC

744 E BURGESS RD
Pensacola

NVR Inc

11700 Plaza American Dr

ON POINT SVC

PO BOX 127
Pensacola

OWENS AGENCY

1149 CREIGHTON RD
Pensacola

PENSACOLA GUARANTEE MORTGAGE

1037 Bonita Dr
Pensacola

PREMIER MORTGAGE FUNDING INC

1500 E JOHNSON AVE
Pensacola

REGIONS MORTGAGE

6677 N DAVIS HWY
Pensacola

REGIONS MORTGAGE

235 E NINE MILE RD
Pensacola

SEMINOLE FUNDING

945 W MICHIGAN AVE
Pensacola

SHELTER MORTGAGE

3000 LANGLEY AVE
Pensacola

SOUTHCHASE MORTGAGE SVC

30466 Sgt. E.I. Boots Thomas Drive

SOUTHERN LENDING REAL ESTATE

4300 BAYOU BLVD
Pensacola

SUNSET MORTGAGE

528 W GARDEN ST
Pensacola

SUNTRUST MORTGAGE INC

220 W Garden St
Pensacola

SUNTRUST MORTGAGE INC

220 W Garden St Ste 100
Pensacola

SYNOVUS MORTGAGE CORP

125 W ROMANA ST
Pensacola

SYNOVUS MORTGAGE CORP

400 W GARDEN ST
Pensacola

SYNOVUS MORTGAGE CORP

4457 BAYOU BLVD
Pensacola

SYNOVUS MORTGAGE CORP

4440 BAYOU BLVD
Pensacola

SYNOVUS MORTGAGE CORP

10291 SORRENTO RD
Pensacola

SYNOVUS MORTGAGE CORP

1898 E NINE MILE RD
Pensacola

SYNOVUS PENSACOLA

4440 BAYOU BLVD
Pensacola

TARA MORTGAGE CORP

4300 BAYOU BLVD
Pensacola

WACHOVIA MORTGAGE CORP

21 E Garden St Ste 1
Pensacola

WAMU WHOLESALE SPECIALTY LEND

902 E BLOUNT ST
Pensacola

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