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Over 791 reviews for
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A
"The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
@
. I appreciate his" knowledge, expertise and service. Any time I had a question,
responded the same day by phone and /or email.

-Craig H.

A
"It went great! And as close to perfect as possible. Everything in
's control went just as promised, even though this was during the" Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

-William W M.

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Local Articles in Opa Locka

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

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Is home ownership still the ultimate American dream?

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

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Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Lending reviews in Opa Locka

F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
Opa Locka Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
Opa Locka Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
Opa Locka Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
Opa Locka Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
Opa Locka Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
Opa Locka Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
Opa Locka Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
Opa Locka Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
Opa Locka Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
Opa Locka Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
Opa Locka Mortgage Brokers Provider Name Locked
Morgage refused to fund
Opa Locka Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
Opa Locka Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
Opa Locka Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
Opa Locka Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
Opa Locka Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
Opa Locka Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
Opa Locka Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.
A

Rating
Opa Locka Mortgage Brokers Provider Name Locked
and
Opa Locka Mortgage Brokers Provider Name Locked
were exceptional in their help and efforts to refinance
our home. They kept us informed every step of the way and answered any
and off of the questions we had. Response to emails was immediate. I
cannot say enough good stuff about them. I would use them again and I
would recommend them to anyone. The loan was processed swiftly. Can't
say enough good stuff about them. don't hesitate to use them. Just
call and talk to them about your needs and you will see they are
professional and straight shooters. Thanks guys! You made it so
smooth and easy!
- Myrtle F.
A

Rating
Working with them was easy. They were very honest about what I was looking at ... Despite many hiccups on my end of the deal, they saw me through to the end and I believe secured the best rate for me at the lowest cost. I cannot thank them enough.
- Meaghan W.
A

Rating
I refinanced my mortgage with Quicken. They took me from a 30 year mortgage to a 20 year mortgage and lowered my payment by $150/month. The process could not have been easier. I was able to email them 95% of the information. My cost was about $1500 total. I will get this back in 10 months with the payment difference. They were very professional to deal with. They knew their stuff and were very customer friendly. I would recommend them to anyone and will do business with them again for sure!!!
- bradley K.
D

Rating
I spoke to a loan agent and he quoted me a rate of 3.75% because of my excellent
Opa Locka Mortgage Brokers Provider Name Locked
score. I told him I was currently looking for a home. He never suggested that I lock in the rate (even though the Fed was threating to raise rates). When I found a place 20 days later the rate was now 4%. Ouch. Then they asked for million documents...don't get me wrong this is my third home I know what's its like. But the asks seemed endless. Then they ask me to mail them all 48 pages of my 1040. They emailed me the address and I send it via UPS. I don't hear anything...track the package and it says it was left at the door. Days later it turns out it was delivered to a private home somewhere in Detroit. They gave me the wrong address. So all of my families most private financial info (including W2 and SS#s) is floating around somewhere in Detroit. A loan admin called and apologized. They said it was my job to try and get the docs back. ARE YOU KIDDING? Never heard from a supervisor. Never got a letter? Never got any kind of good faith discount to say sorry. To this day they do not know if I ever got my documents back. Quicken does not care about your privacy!!! They do not protect your identity or documents!
I would never use them again.




- Zink A.
N

Rating
Opa Locka Mortgage Brokers Provider Name Locked
and the entire Pinnacle team were incredibly helpful, friendly, and professional through the entire process. After hearing from friends and colleagues about their experiences with other mortgage companies, I was a bit nervous, but there was no need. I love my new home, and I owe so much of it to Pinnacle. Thank you!
- L R.
A

Rating
Opa Locka Mortgage Brokers Provider Name Locked
is an excellent mortgage broker. Hands down one of the best we have ever used. We contacted him because of his outstanding reviews on Angie's List. We have a rental property that we needed to refinance so we could get money to pay for updates and remodeling on that property.
Opa Locka Mortgage Brokers Provider Name Locked
was extremely professional and delightful to work with. He has a great sense of humor and is an excellent communicator. Our situation was not easy as we live in another state and we had to get paperwork to him via fax, scan etc. However,
Opa Locka Mortgage Brokers Provider Name Locked
made this process as easy as possible for us.
Opa Locka Mortgage Brokers Provider Name Locked
found us the best deal out there for our situation. In the middle of our refinance process, he went on vacation, but his commitment to help us through this mortgage was steadfast. He definitely went above and beyond what we expected. He was constantly communicating with us regarding the process and where we were with paperwork etc.
In the end, we got an excellent rate and
Opa Locka Mortgage Brokers Provider Name Locked
's fees are much better than we've seen out there, so we definitely feel great about the entire transaction.
We will most definitely use him again in the future if needed. And we strongly recommend
Opa Locka Mortgage Brokers Provider Name Locked
to anyone in the Portland area who needs a new mortgage or refinance.
- Katherine F.

Mortgage Brokers in Opa Locka, FL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Ace Mortgage Loan Corp.

10181 W Sample Rd
Pompano Beach

ACRE MORTGAGE & FINANCIAL INC

7875 SW 104 STREET
Miami

Active Mortgage Brokers

1300 SW 77nd St.
Miami

AFFORDABLE REAL ESTATE CORP

3904 NW 167TH ST
Opa Locka

ALTERNATIVE FORECLOSURE

780 FISHERMAN ST
Opa Locka

Alterra Home Loans

2530 SW 87th Ave., Suite 101
Miami

American First Mortgage

4907 NW 43rd St
Gainesville

AMERICAS MORTGAGE EXPERTS

3174 Gulf Breeze Pkwy
Gulf Breeze

AMERIHOME LOAN CORP

2101 Vista Pkwy
West Palm Beach

BABOU'S ENTERPRISES, INC

60 NE 167th Street

Banker's Mortgage Lending

1300 Sawgrass Corporate Pkwy Ste 130
Sunrise

Caliber Home Loans

1921 nw 150 Ave ste 104A
Pembroke Pines

CARLOS A MUNOZ PA

10691 N Kendall Dr Ste 207
Miami

Cash Cow Funding Inc. DBA Double A Mortgages

138 W Robertson Street
Brandon

CityWorth Mortgage

11781 Lee Jackson Hwy

CloseWithPat.com

12330 SW 53rd St
Fort Lauderdale

Community Bank Of Florida

28801 SW 157th Ave
Homestead

ConsumerDirect Mortgage

220 Congress Park Dr
Delray Beach

Continental Mortgage Corp

1680 Michigan Avenue
Miami Beach

Coral Shores Realty

1111 E. Sunrise Blvd.
Fort Lauderdale

CROWN MORTGAGE & INVESTORS

2930 NW 161ST ST
Opa Locka

D'AVILA & ASSOCIATES SERVICES, INC.

680 East 49th St
Hialeah

Dean Adler, Weston Mortgage Broker

1565 North Park Drive,
Weston

E MORTGAGE BANKERS INC

3725 SW 8th St
Miami

Elaine Jennings Insurance

4637 Vincennes Blvd
Cape Coral

EQ Release

Hudson

EWM Realtors

2000 Main Street
Fort Lauderdale

EWM Realty International

2750 NE 185th St Ste 101
Aventura

Expert Mortgage Group Inc

9600 NW 38th Street,
Doral

EZZ Financial

8191 College Pkwy Ste 301
Fort Myers

Fairview Lending Inc

1425 Del Prado Blvd S
Cape Coral

FAMILY AMERICA MORTGAGE Corp

2000 Ponce De Leon Blvd
Miami

FEDERATED MORTGAGE SERVICES

925 INTRACOASTAL DR
Fort Lauderdale

FIRST CAPITAL GROUP INC

2125 Biscayne Blvd Ste 205
Miami

FIRST MERIDIAN MORTGAGE

3999 Sheridan St Ste 200
Hollywood

Florida Bankruptcy Advisors, P.L.

1451 W. Cypress Creek Road
Fort Lauderdale

FLORIDA CHOICE MORTGAGE CORP

2250 NW 136 Avenue
Pembroke Pines

Florida Mortgage Solutions

1625 N Commerce Pkwy
Weston

Florida State Mortgage Group, Inc

790 E Broward Blvd
Fort Lauderdale

Floridian Real Estate Group

5571 N. University Dr, Suite 101
Coral Springs

FOUNDATION MORTGAGE

1680 MICHIGAN AVE
Miami Beach

GALIANO REALTY GROUP

5601 Collins Ave
Miami Beach

GREATER MORTGAGE

4925 NW 178th Terrace
Opa Locka

Guardian National Bank

4400 W 109th St.

Gulf & Western Mortgage

2385 Executive Center Drive
Boca Raton

HALPERN & ASSOC MORTGAGE CORP

1680 MICHIGAN AVE
Miami Beach

HomeTerra Real Estate

2 S University Dr
Fort Lauderdale

Honore Investments & Property Management Group,LLC

6750 N. Andrews Ave
Fort Lauderdale

INDEPENDENT SECURING SVC

850 NW 144TH ST
Miami

INFINITY MORTGAGE GROUP

10100 W. SAMPLE ROAD, #201
Pompano Beach

INFINITY MORTGAGE GROUP

10100 W. SAMPLE ROAD, #201
Pompano Beach

INTEGRITY FINANCIAL SVC

13129 66th Street N.
Largo

JAIME SALVO - REALTOR

13727 SW 152nd ST. #400
Miami

Jonathan Loynaz- Keyes Co Realtors

4191 NW 107TH AVE
Miami

KoRes

2893 Executive Pk Dr., #304
Fort Lauderdale

Leader Bank NA

50 Mall Rd

LEADING EDGE MORTGAGE CORP.

2200 NW CORPORATE BLVD
Boca Raton

Litzs Fixes

333 N Ocean Dr

LNS Cleaning System LLC

2114 N Flamingo RD # 177
Hollywood

Mackinac Savings Bank

5859 W Atlantic Ave
Delray Beach

Mortgage Approval Hotline Davie

5400 S University Drive Suite 102
Fort Lauderdale

Mortgage Approval Hotline Fort Lauderdale

3000 NE 30th Place Suite 310
Fort Lauderdale

Mortgage Approval Hotline Lauderhill

2 S University Dr Ste 330
Fort Lauderdale

Mortgage Approval Hotline Miami

15432 NW 77th Ct
Hialeah

Mortgage Approval Hotline Plantation

8201 Peters Rd Ste 2200
Fort Lauderdale

Mortgage Approval Hotline Wilton Manors

2200 NE 26th St
Fort Lauderdale

MORTGAGE BANKERS OF FLORIDA

7950 NW 155th St Ste 101
Hialeah

MORTGAGE FOR AMERICA

3862 NW 213TH ST
Opa Locka

Mortgage Loan Officer, Jose Morales

17717 Hunting Bow Circle Unit 101
South Florida

MORTGAGE SERVICES INC

1882 N University Dr
Plantation

MORTGAGE SOLUTIONS INC

1250 E HALLANDALE BEACH BLVD
Hallandale

NVR Inc

11700 Plaza American Dr

PACIFIC MORTGAGE SVC CORP

11547 SW 109TH RD
Miami

PENCARE MORTGAGE INC

3020 NW 164TH ST
Opa Locka

Primary Residential Mortgage

3848 COLONIAL BLVD
Fort Myers

PRIMARY SOURCE MORTGAGE LLC

780 FISHERMAN ST
Opa Locka

PRIME LENDERS MORTGAGE CORP

1555 Northpark Drive
Weston

PRINCE CHARLES 305 MIAMI LLC

15401 NE 6TH AVE APT B419
North Miami Beach

PRIORITY LENDING CORP

9720 STIRLING RD
Hollywood

Promo-DETAILS

3217 nw 123 ave.

PS Financial Services

5001 SW 113th Ct
Miami

R S DAVIS FINANCIAL SERVICES

1930 Harrison St
Hollywood

Residential Home Funding Corp.

6901 Jericho Turnpike

Rita Regev Realty Optimar International Realty

18246 Collins Ave
Sunny Isles Beach

RK Mortgage Group

Collins Ave
Sunny Isles

ROSS HOME LOANS

1000 S Pointe Drive
Miami Beach

Royal Florida Realty

5625 S.University Drive
Davie

Satori Mortgage

7841 Wayzata Blvd

SOS MORTGAGE LENDERS

14880 NW 27TH AVE
Opa Locka

Sunbelt Lending Services

300 S Park
Clearwater

SUNSHINE OCEAN SANDS MTG LNDRS

14880 NW 27TH AVE
Opa Locka

Supreme Lending/ W. Shane Turner

110 SE 4th Ave Ste 102
Delray Beach

TEWES MORTGAGE

18543 SW 41 St
Miramar

TEWES MORTGAGE CONSULTANTS

18543 SW 41 St
Miramar

The Andre Shambley Group

9458 Harding Ave
Miami Beach

The Mortgage Firm

921 Douglas Ave
Altamonte Springs

The Mortgage Firm, Inc.

2425 E. Commercial Blvd.
Fort Lauderdale

The Mortgage Firm, Inc.

Deerfield Beach

Titan List & Mail Services Inc.

1020 NW 6th St
Deerfield Beach

US Pawn

4510 Griffin Rd
Davie

Victorian Finance LLC

212 Washington Ave

We Insure Florida- Pompano Beach

2300 W Copans Road
Pompano Beach

Yaneris Elias

6705 Red Road
Coral Gables

YGrene

3390 Mary Street
Miami

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