As prime real estate season approaches, and you ready your house for the market, you might be tempted to forgo hiring a Realtor and represent the listing yourself. After all, how hard can it be to sell your own home?
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Local Articles in Lake City
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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.
Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.
Mortgage Brokering reviews in Lake City
Secondly (and just as important), they were in frequent communication with me throughout the process. They even monitored the rates and were able to get me an addition 1/8th of a percent lower right before the rates moved up again! I would highly recommend them and always do so for friends and family buying or refinancing.”
Please note that
Thinking that it was another bait-and-switch, I ignored them for a while, but when rates started falling I decided to give them a call to find out if they would honor the advertised rates posted on Zillow.com.
Sure enough Chip said they would honor that and even provided some alternative mixes of rates and closing costs.
In the end Chip was able to get me a 3/8 reduction in my mortgage with ZERO closing costs. This included his lender fees, and third-party fees that often creep in. Basically he was able to get me a rate that had a lender credit to cover all of those costs.
Working through the process was painless- it was the smoothest of the 3 refi's I've been through.
Everyone I dealt with in the process was excellent, from Chip who I worked with for the application and getting the rate,
They use a secure portal for exchanging documents and files, so you don't need to send your taxes through email like some others.
The closing took 30 minutes and we were able to do it one evening after work.
I have already recommended
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