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Mortgage Brokers to Avoid

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Top Rated Mortgage Brokers

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Over 261 reviews for
Visalia Mortgage Brokers from people just like you.

A
"I had a very positive experience working with
. He's always available for questions and makes each step of the financing process very" clear. At one point I suddenly needed an approval letter on a Sunday afternoon to make an offer on a condo and
was immediately available and provided the letter within an hour. On another instance, I applied for a credit card a week before closing. This caused issues with the bank providing the loan because they saw a change in my credit report.
was able to explain to the bank what happened and the incident didn't end up affecting the closing. Would recommend to friends and family.

--MARY S.

A
"This is our 4th deal with
and his team and we wouldn't use anyone else. He is trustworthy, extremely knowledgable and all of his quotes" are very competitive. His team is completely competent in getting the deal through to closing!

-David S.

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Local Articles in Visalia

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

house with large driveway
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies

As prime real estate season approaches, and you ready your house for the market, you might be tempted to forgo hiring a Realtor and represent the listing yourself. After all, how hard can it be to sell your own home?

Understanding more about the home loan process can take some of the mystery out of it and make this exciting purchase less stressful. (Photo courtesy of Angie's List member Todd C. of Seattle)
Mortgage Companies

Who are these people and how will they help you get a home loan? Discover answers to many of your mortgage questions.

Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)
Mortgage Companies

Avoid home buying pitfalls by following three simple steps to filling out your mortgage loan application: be accurate, omit nothing and tell it like it is

The type of loan you qualify for relies heavily on your credit portfolio. (Photo courtesy of Angie's List member Mark R. of Atlanta)
Mortgage Companies

A home will likely be the most expensive purchase you make. Learn about the types of home loans available and the loan requirements you'll need to meet.

Angie's Answers

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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Brokering reviews in Visalia

F

Rating
Visalia Mortgage Brokers Provider Name Locked
and
Visalia Mortgage Brokers Provider Name Locked
took deposits totaling $8700. The kept saying that they were not executing the refinance because they were waiting for the interest rates to drop.
After several months a refund was requested. He delayed several times in sending the refund, with many times of saying he would send it, even saying that it was sent, and then nothing was sent.
He finally did send a check and it bounced. He has never made good on the check, even after a court judgement against him and
Visalia Mortgage Brokers Provider Name Locked
.
I was told that he has done this with several other people.

- Douglas F.
N

Rating
They wrote deceptive documentation on my original loan, in my opinion. Their communication during my loan process was zero, unless they were contacted by me. I had to hire an attorney to work with them because they were lacked communication and were so deceptive in the numbers which never did get properly settled. When I moved into my new home, they kept sending my bills to my old address. This took an act of great pains to get them to acknowledge the new address they had already. I made my payments to them, at the advice of my attorney, in disagreement of the loan documentation. They were working with a home builder that appeared to be skimming funds and hiding the fact within the documentation. This was never proven and I still have this documentation. At the time of refinancing my loan to get out from their grip, they manipulated the documentation so the funding would not be accepted in a timely manner by using white-out and handwriting in dates. This document would then not be accepted by escrow as a acceptable document. They extended the time of payment by not accepting pay-off by wire and only by cashiers check and money order. What this did was force me to pay over 500.00 in extra interest. Most companies accept wire transfers at closing to avoid extra interest charges. This company appears normal on the outside but is very deceptive on the inside. They seem to operate under several business names such as
Visalia Mortgage Brokers Provider Name Locked
,
Visalia Mortgage Brokers Provider Name Locked
Pacific Mortgage, Northwest Mortgage and Westloan. Be wary as you do you due diligence, I wish I had.
- Doug M.
N

Rating
Recently, my wife and I were shopping for a mortgage to refinance our primary residence. If you have gone through this process in the past, you know that it can be comparable to a root canal without anesthetics.
Visalia Mortgage Brokers Provider Name Locked
and his team went above and beyond to help us consider the best choices for us. They provided the following:
- A comprehensive overview of our current mortgage
- Various mortgage options and financial models to review amortization tables of each
- Programs to help us consider the impact of additional payments over the life of the loan to help us look at various payoff models
- Options in determining what makes the best sense for us - proposing programs outside of the standard 15 or 30 year 'packages'
- Rates that bested those provided by our own local credit union which we have been members of for years
At the end of the day,
Visalia Mortgage Brokers Provider Name Locked
and his team were more interested in helping us evaluate the program(s) that work best for us, and not what would allow them to get the 'deal' done more quickly. Their 'customer-first' approach is a rarity in a consumer
Visalia Mortgage Brokers Provider Name Locked
driven by a turn-and-burn mentality. I cannot recommend them highly enough.
- Kevin B.
A

Rating
She said she regretted not being able to help us but said that if she discovered a lender who could handle our mortgage she would contact me. This is a very standard parting good bye and i would have expected never to hear from her again. Most "no" answers don't even get that far. In fact the other mortgage lenders we dealt with never even got back to us with a no - they just never called us back and that was the no answer.
Three days later
Visalia Mortgage Brokers Provider Name Locked
called me with a bank that offered the best
Visalia Mortgage Brokers Provider Name Locked
for a mortgage. they keep their loans in house and underwrite within more intelligent and common sense guidelines. She had no working relationship with them as lender but provided me the info so i could go to them directly.
This is service way beyond what most people would expect. i don't know how much more someone could do in order to get a positive review. Whether we get the mortgage or not is irrelevant, it was the thought and effort.
- Darrell K.
A

Rating
I have been a Realtor in
Visalia Mortgage Brokers Provider Name Locked
for over 10 years and I have tried many different mortgage loan officers. After working with
Visalia Mortgage Brokers Provider Name Locked
on many challenging closings, I would not consider using anybody else.
Visalia Mortgage Brokers Provider Name Locked
is very responsive to emails and phone calls which is very important when there is money on the line and is my client's biggest purchase of their lifetime. He is a straight shooter and values every customer whether they are getting a loan for $100,000 or 1,000,000.
- Robbie F.
A

Rating
The entire transaction was very easy. A lot of paperwork but that is part of the refinancing puzzle. Once my paperwork was complete
Visalia Mortgage Brokers Provider Name Locked
found me a new lender with better rates with the same terms. My wife & I went to Trinity Title, signed the paperwork and began saving money each month. Easy does it.
- F T C.
N

Rating
This is the second time that I have worked with
Visalia Mortgage Brokers Provider Name Locked
,
Visalia Mortgage Brokers Provider Name Locked
, and team in the last two years and I can't say enough about the experience! First of all the rate and terms provided were the best that I had seen in the marketplace (I was able to reduce my rate, remove my PMI, and get a 4,000 lender credit towards my refinance more than offsetting the costs of the refi and title company charges).

Secondly (and just as important), they were in frequent communication with me throughout the process. They even monitored the rates and were able to get me an addition 1/8th of a percent lower right before the rates moved up again! I would highly recommend them and always do so for friends and family buying or refinancing.
- Michael S.
A

Rating
This is absolutely the best place in
Visalia Mortgage Brokers Provider Name Locked
to go if you are House Hunting and need someone honest and easy to work with. Ev is the best! She is knowledgable in every aspect of the process and explains everything in an easy to understand manner. She is quick to answer questions and get back to you with whatever information you need. She also has a big heart and cares about the Clients she works for.
- Catherine M.

All Mortgage Brokers in Visalia, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A G MORTGAGE SVC

704 W MAIN ST
Visalia

AAA ACTION MORTGAGE

217 N Encina St
Visalia

Academy Mortgage Corp

112 S Robinson St
Tehachapi

ACCESS MORTGAGE

3570 Rancho Road
Redding

Advantage Funding

31 Martha Rd
Orinda

ALL PACIFIC MORTGAGE CO

2211 W WHITENDALE AVE
Visalia

ALTA VISTA HOME LOAN CTR

2348 W WHITENDALE AVE
Visalia

Alterra Home Loans

17046 Devonshire St
Northridge

America Home Mortgage

10900 NE 4th St #2300

AMERICAN HOME MORTGAGE

4004 S DEMAREE ST
Visalia

AMERICAN PACIFIC MORTGAGE

525 W CENTER AVE
Visalia

American Pacific Mortgage

12600 Hesperia Rd Ste B
Victorville

Amerifirst Financial, Inc

14350 N 87th St Ste 310

Aurora Financial

8150 Leesburg Pike

BELLA VISTA MORTGAGE & REALTY

1809 S MOONEY BLVD
Visalia

BENCHMARK MORTGAGE

1750 W Walnut Ave
Visalia

CAL VALLEY MORTGAGE

3404 W Tulare Ave
Visalia

CALIFORNIA MORTGAGE & REALTY

1340 Munras Ave Ste 100
Monterey

CaliforniaMortgageDirect.com

PO BOX 881408
San Diego

CapWest Mortgage

7500 W. 160th St

CFS Mortgage

7720 North 16th Street

Citypro Financial

21224 Ventura Blvd
Woodland Hills

COMMERCIAL CAPITAL FUNDING

9270 Madison Ave
Orangevale

Compass Mortgage Advisors

379 Diablo Road
Danville

COUNTRY CLUB MORTGAGE

525 N Hall St
Visalia

CRESTICO

22935 Ventura Blvd Ste 201
Woodland Hills

CTX MORTGAGE CO

801 N AKERS ST
Visalia

CTX RETAIL LOAN CTR

3400 W MINERAL KING AVE
Visalia

Elise Groves, Your Mortgage Retriever

1919 Creekside Road
Santa Rosa

ENGLE FINANCIAL

1020 E Tulare Ave
Visalia

EQUITAS CAPITOL

1500 S MOONEY BLVD
Visalia

EXPERIENCED LENDING

4128 S DEMAREE ST
Visalia

FALCON FINANCIAL

PO Box 2979
Grass Valley

FIRST PRIORITY FINANCIAL

4816 W Russell Ct
Visalia

FUSION CAPITAL GROUP

17671 Irvine Blvd.
Tustin

GMAC MORTGAGE

2250 W MAIN ST
Visalia

GOLDEN WEST FINANCIAL EQUIP

500 W MAIN ST
Visalia

GreenHouse Group Inc

591 Camino De La Reina Ste 103
San Diego

Greenpoint Equity

711 N Jackson St Apt 6
Glendale

Guardian National Bank

4400 W 109th St.

HIGH POINT MORTGAGE

3130 W MAIN ST
Visalia

HILL TOP FINANCIAL

1414 S MOONEY BLVD
Visalia

HIME INVESTMENT MORTGAGE

810 W MAIN ST
Visalia

Home Benefit Services, Inc.

31351 Aguacate Road
San Juan Capistrano

HOME SAVINGS MORTGAGE

4040 S DEMAREE ST
Visalia

HORIZON'S FINANCIAL SVC

5545 AVENIDA DE LOS ROBLES
Visalia

Infiniti Home Loans Inc

16480 Harbor Blvd Ste 201
Fountain Valley

INFINITY MORTGAGE INC

1505 N DINUBA BLVD
Visalia

INNOVATIVE FINANCIAL SOLUTIONS

1210 S SPRUCE ST
Visalia

IRA MORTGAGE & HOME SALES INC

1500 S MOONEY BLVD
Visalia

J R HOME CTR FINANCIAL

5048 N BLACKSTONE AVE
Visalia

JAN NAGEL-JACKSON

1836 W DOROTHEA AVE
Visalia

KINGS MORTGAGE SVC CORPORATE

1710 W WALNUT AVE
Visalia

Lisa Korn - American Capital, Corp

2121 Rosecrans Ave
El Segundo

M G MORTGAGE SVC

904 W MAIN ST
Visalia

MC MILLIN MORTGAGE

111 S JOHNSON ST
Visalia

Megastar Financial Corp

930 Executive Way Ste 125
Redding

MISSION HILLS MORTGAGE

209 E Caldwell Ave
Visalia

MORTGAGE BY DESIGN

1017 N DEMAREE ST
Visalia

Mortgage West

20436 Via Cellini
Los Angeles

NATIONAL CITY MORTGAGE

2323 W CALDWELL AVE
Visalia

NATIONS CHOICE MORTGAGE

3303 E. Baseline Road

NETWORK SOURCE FUNDING

4130 S DEMAREE ST
Visalia

Nevada County Mortgage

426 Sutton Way, Suite 114
Grass Valley

NVR Inc

11700 Plaza American Dr

PA Mortgage Pros

258 East Market Street

PACIFIC CHOICE MORTGAGE

30211 Avenida De Las Bandera #200
Rancho Santa Margarita

PACIFIC COAST MORTGAGE

2333 W WHITENDALE AVE
Visalia

PACIFIC COAST MORTGAGE

PO Box 6432
Visalia

Pacific One Lending and Real Estate

18351 Beach Blvd
Huntington Beach

PACKWOOD CREEK FINANCIAL SVC

818 W PACKWOOD CT
Visalia

PacTrust Bank

18500 Von Karman Ave, #1100
Irvine

PARAMOUNT LOANS

5145 W Goshen Ave
Visalia

PATRIOT MORTGAGE

1337 S HUNTINGTON CT
Visalia

Payless Loan Source

2955 E. Hillcrest Drive
Westlake Village

Peoples Mortgage

310 E 4500 S

PROVIDENT MORTGAGE

PO Box 4526
Visalia

RESOURCE LENDERS INC

3714 W MINERAL KING AVE
Visalia

REVERSE MORTGAGES OF CA

27668 ROAD
Visalia

ReverseMortgageStore.com

1548 Catalina Ct
Livermore

RMC Vanguard Mortgage

1111 N Loop W Fwy

RTC MORTGAGE CORP

1000 N Coast Hwy Ste 7
Laguna Beach

Sav-More Financial Services

15375 Barranca Pkwy
Irvine

SCHWAB FINANCIAL GROUP

16 S OAKLAND AVE
Pasadena

Semper Home Loans, Inc.

13925 Ballantyne Corporate Place Ste 260

Senior Funding Associates-MONTY SIMONS

23801 Calabasas Rd.
Calabasas

Shasta Mortgage

421 Hazelnut Lane
Weed

STINSON FINANCIAL GROUP INC

4146 S LOCUST ST
Visalia

Sunset Lending Group

8880 Rio San Diego Dr
San Diego

SUPREME LENDING

5020 W MINERAL KING AVE
Visalia

The Carlson Lending Team

3914 Murphy Canyon Rd.
San Diego

Trabuco Canyon Realty Specialists

1823 S Marvin Ave
Los Angeles

UNIFIED MORTGAGE SERVICE, INC

2020 CAMINO DEL RIO NORTH
San Diego

UNIVERSAL MORTGAGE & SALES

3330 W MINERAL KING AVE
Visalia

VALLEY HOME LOANS

1830 S Mooney Blvd Ste 207
Visalia

VERN LANEY

PO Box 3270
Visalia

VICTORIAN FINANCE LLC

212 Washington Ave Ste 300

VITEK Mortgage Group

3 Parkcenter Dr
Sacramento

WELLS FARGO HOME MORTGAGE

3300 S Demaree St
Visalia

WORLD WIDE FIRST MORTGAGE

121 E MAIN ST
Visalia

WORLDWIDE FIRST MORTGAGE

2118 N COTTONWOOD ST
Visalia
Visalia Zip Codes

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