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A
"
did an awesome job refinancing our mortgage. He got us a great rate and made the entire process so easy. He gave us great advise on the" best way to restructure our mortgage and guided us every step of the way. Both
and
got back to us right away on any questions we had. I've refinanced twice before but this was the best experiance we had. When rates drop again I won't hesitate to use
again.

-Raymond J.

A
"We had a great experience both times!
’s experience, knowledge, expert advice, attention to detail and prompt handling of any issues" that arose ensured that everything went smoothly.
kept us informed every step of the way. He dealt with unreasonable lender requests and delays promptly and kept everything on track. He got us excellent interest rates and made what could have been a stressful process a pleasant experience. We would highly recommend
at
.

-K P.

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Local Articles in San Martin

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

couple stares out apartment window at street
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies, Apartments, Home Inspection, Moving

Is home ownership still the ultimate American dream?

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

short sale home
Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

?
DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
?
Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

?

As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

?
Hi, 
 
This is Sarah B. in Member Care. Thanks for your interest in Angie's List!
 
We'll be happy to help find information on Country Place Mortgage or other top rated providers, but it doesn't look like you have a subscription to the List yet. You can join by visiting www.angieslist.com or by giving us a call. Our call center is available 8:00 am-9:00 pm weekdays and 8:00-5:00 pm ET on Saturdays. If you join online, you can save 20% on an annual plan by using the promo code ANSWERS.
 
Thanks for your question and we look forward to assisting you!
 
?
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Mortgage Lending reviews in San Martin

A

Rating
My loan was a challenge and
San Martin Mortgage Brokers Provider Name Locked
from
San Martin Mortgage Brokers Provider Name Locked
made the process easy and painless. Searching for a pre-approval, originally, we went through our bank. Not getting the financing we needed for our dream home,
San Martin Mortgage Brokers Provider Name Locked
and
San Martin Mortgage Brokers Provider Name Locked
was recommended to us from our real estate agent.
San Martin Mortgage Brokers Provider Name Locked
immediately informed us of other conventional loan options we were not getting from the bank directly.
San Martin Mortgage Brokers Provider Name Locked
went above and beyond his responsibilities as the pre-approval process continued offering credit improvement tips and ways to secure the best loan possible at the best interest rate available.
San Martin Mortgage Brokers Provider Name Locked
also offered tips on the selling of our current home and how to best pay for the new one.
After approval and time for the loan, we ran into a problem with missing documents we needed to close the loan.
San Martin Mortgage Brokers Provider Name Locked
offered advice on how to best solve the problem with the bank. When the underwriters took to long reviewing our file,
San Martin Mortgage Brokers Provider Name Locked
was in constant communication to speed things along. Finally after finding out we would have to wait 4-8 weeks for the documents to arrive,
San Martin Mortgage Brokers Provider Name Locked
took our file to management at the bank and got the loan approved to close after a full file audit. Again, well above and beyond his duty and responsibility. What can I say other than this is an A+ organization and more importantly an A+ owner.
San Martin Mortgage Brokers Provider Name Locked
personally handles everything and informs you of every step along the way.
I don't generally write reviews, but the lengths
San Martin Mortgage Brokers Provider Name Locked
went to get my loan approved warrants this thanks and many more. Closing this loan this week saved me thousands of dollars in penalties and storage fees. I only hope others searching for a mortgage broker go no further than
San Martin Mortgage Brokers Provider Name Locked
.
Again my family thanks
San Martin Mortgage Brokers Provider Name Locked
from the bottom of our hearts. Sincerely,
San Martin Mortgage Brokers Provider Name Locked
.

- Hector M.
C

Rating
The real estate agent was not always good at responding to emails or keeping up with communication during the pre-building stages of the home. This
San Martin Mortgage Brokers Provider Name Locked
to delays in the new home construction. For example, she did not correctly record details of the house that we discussed (and were in the contract). This was discovered after the blueprints for the house were done and the permit obtained. Therefore, this process had to start from scratch, which
San Martin Mortgage Brokers Provider Name Locked
to a significant delay in construction. Between final walk through of the home and closing, there was damage discovered in several locations (that was not seen at the final walk through). After only living in the home for only 5 weeks, this brand-new home has had water in the basement three times. I would not use this company again.
- David B.
A

Rating
We highly recommend
San Martin Mortgage Brokers Provider Name Locked
and
San Martin Mortgage Brokers Provider Name Locked
. We were unsure whether we would be able to find the type of financing we were looking for until reading her reviews. When we called, she knew exactly what we needed. She proceeded to find us a loan package tailored to our needs that went beyond what we had hoped for - with surprisingly favorable terms.
San Martin Mortgage Brokers Provider Name Locked
is very knowledgeable, professional, efficient, and responsive. Our application process went smoothly via phone and email. She talked us through the terms of the loan initially, and again before closing, to ensure that we understood it. Working with Cobblestone has been the most pleasant and hassle-free experience we have had in obtaining a home mortgage.
- A. Scott V.
A

Rating
I refinanced my mortgage to a shorter term and lower rate and pulled some cash out for home improvements.
San Martin Mortgage Brokers Provider Name Locked
was easy to work with and gave good advice. She was very responsive by phone and email. Documents were sent to me via email and sent back overnight mail. It was about as painless as can be expected, other than some standard agonizing over rate lock. (Greek debt crisis did not entirely work in my favor timing-wise, but I got a good rate.) The whole process took about four weeks.
- Francis F.
A

Rating
The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
San Martin Mortgage Brokers Provider Name Locked
@
San Martin Mortgage Brokers Provider Name Locked
. I appreciate his knowledge, expertise and service. Any time I had a question,
San Martin Mortgage Brokers Provider Name Locked
responded the same day by phone and /or email.
- Craig H.
A

Rating
It went great! And as close to perfect as possible. Everything in
San Martin Mortgage Brokers Provider Name Locked
's control went just as promised, even though this was during the Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
San Martin Mortgage Brokers Provider Name Locked
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

- William W M.
F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
San Martin Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
San Martin Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
San Martin Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
San Martin Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
San Martin Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
San Martin Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
San Martin Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
San Martin Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
San Martin Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
San Martin Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
San Martin Mortgage Brokers Provider Name Locked
Morgage refused to fund
San Martin Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
San Martin Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
San Martin Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
San Martin Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
San Martin Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
San Martin Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
San Martin Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.

Mortgage Brokers in San Martin, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A&M Property Management, INC

1710 Hamilton Ave
San Jose

Aaron Sessions State Farm Insurance

3001 Winchester Blvd
Campbell

ACCESS MORTGAGE

3570 Rancho Road
Redding

Al Sanli - Advantage Funding

31 Martha Rd
Orinda

Alain Pinel Realtors (Mike Hammill)

750 University Ave
Los Gatos

All California Mortgage

17 East Sir Francis Drake Blvd.
Larkspur

ALLIED HOME MORTGAGE

2845 Moorpark Ave Ste 209
San Jose

America's Home Loans

131A Stony Circle
Santa Rosa

American Credit Company

1550 s winchester blvd ste 223

AMERICAN FAMILY FUNDING

900 E HAMILTON AVE
Milpitas

Amici Real Estate

1601 S. De Anza Blvd Suite 118

ARC Capital

100 Stony Point Rd., Suite #260
Santa Rosa

Arcus Lending

4320 Stevens Creek Blvd
San Jose

Arrivva

604 Arizona Ave
Santa Monica

Arton Chau, Burlingame Mortgage Agent

1819 Trousdale Dr,
Burlingame

Ascend Mortgage

30 W 39th Ave
San Mateo

Aurora Financial

8150 Leesburg Pike

AVEX Funding

720 Montague Expressway
Milpitas

Bay Area Financial Services

12 S. First St.
San Jose

Bay Equity Home Loans

1900 The Alameda

Bayview Residential

1925 S. Winchester Blvd. Ste. 200
Campbell

Bishop Funding Group

2410 Camino Ramon Ste 255
San Ramon

Branden Codi Grant

1818 Girlbreth Rd., Suite 150

C2 Financial Corporation

1250 Aviation Ave
San Jose

CAL LAND COMMERCIAL REALTY

124 OBSIDIAN WAY
Hercules

California Home Loans

131-A Stony Circle
Santa Rosa

CALIFORNIA MORTGAGE & REALTY

1340 Munras Ave Ste 100
Monterey

CaliforniaMortgageDirect.com

PO BOX 881408
San Diego

CLARITY CAPITAL GROUP

1900 Camden Avenue
San Jose

CONNOLLY REAL ESTATE TEAM

40780 FREMONT BLVD
Fremont

Crestline Funding

18851 Bardeen Av
Irvine

DELTA LENDING GROUP

1280 Central Blvd.
Brentwood

Doug Davis - Alpine Mortgage Planning

3030 Old Ranch
Seal Beach

Ed Craine, San Francisco Mortgage

5214F Diamond Heights Blvd, Ste 629
San Francisco

Elise Groves, Your Mortgage Retriever

1919 Creekside Road
Santa Rosa

EMERSON FINANCIAL

675 Mariners Island Blvd Ste 107
San Mateo

Equitable Mortgage Group

384 Bel Marin Keys Blvd
Novato

EquityKey

4747 Executive Dr
San Diego

Fidelity National Home Warranty

1850 Gateway Blvd
Concord

Financial Network Funding Grp

367 Civic Dr
Pleasant Hill

First Bank

24 E. 4th Ave
San Mateo

First Priority Financial Silicon Valley

1313 N. Milpitas Blvd.
Milpitas

GUARANTEE MORTGAGE

4100 Moorpark Ave Ste 216
San Jose

Guardian National Bank

4400 W 109th St.

HI-MARK REALTY & MORTGAGE

639 Tully Rd, suite C
San Jose

Home Point Financial

111 Santa Rosa Avenue
Santa Rosa

INEXREN

PO BOX 53807
San Jose

Infiniti Home Loans Inc

16480 Harbor Blvd Ste 201
Fountain Valley

Jadestone Mortgage Inc

3260 Blume Dr
Richmond

Jeff Kirkpatrick, Orange County Mortgage Agent

3260 Blume Drive, Ste 320
Richmond

Jim Wilson, Preferred Mortgage Group

2600 Old Crow Canyon Rd
San Ramon

Joanne Ahn, House of Mortgage

1001 BayHill Drive, Suite 200
San Bruno

Joe Almirantearena - Guaranteed Rate

1700 Winchester Blvd
Campbell

Joe P. Perez & Associates

PO Box 577424
Modesto

Kal Financial

2105 South Bascom Avenue
Campbell

KAY WALLER PACIFIC MORTGAGE

900 LARKSPUR LANDING CIR #150
Larkspur

LAKESHORE MORTGAGE CO

876 Hermiston Dr
San Jose

LAND HOME FINANCIAL SVC

1355 WILLOW WAY
Concord

LaSalle Financial Services

6201 Antioch St
Oakland

LILY SHEN

20432 Silverado Ave
Cupertino

Lisa Korn - American Capital, Corp

2121 Rosecrans Ave
El Segundo

Loans From Joy

181 2ND AVE
San Mateo

Martin Group Lending

13025 Murphy Ave
San Martin

Mary Anne S Daly Queen Of The Loan

711 Grand Ave
San Rafael

Megastar Financial Corp

930 Executive Way Ste 125
Redding

Mission Hills Mortage Bankers

1600 Riviera Ave.
Walnut Creek

Mission San Jose Mortgage

5651 North Pershing Ave.
Stockton

MKT FINANCE & CO

2391 ZANKER RD
San Jose

Monterey Bay Mortgage

820 Bay Ave Ste 206
Capitola

MORTGAGE MAGIC

1625 THE ALAMEDA
San Jose

MORTGAGE MARKET INC

1501 Discovery Bay Blvd
Discovery Bay

MORTGAGE PERFORMANCE

13395 FOOTHILL AVE
San Martin

Mortgage Pro

395 Imperial Way
Daly City

Mortgage Services

181 2nd Ave
San Mateo

Mortgage West

20436 Via Cellini
Los Angeles

Nationwide Fine Homes

24301 Southland Drive
Hayward

NVR Inc

11700 Plaza American Dr

PA Mortgage Pros

258 East Market Street

Payless Loan Source

2955 E. Hillcrest Drive
Westlake Village

Perfect Mortgage

1 Market St
San Francisco

Real Estate Credit Consultants

190 N.Wiget Lane
Walnut Creek

Recommended Loan Broker

4527 Montgomery Drive
Santa Rosa

Reverse Mortgage Group a branch of AmericanPacific

3478 Buskirk Ave #1025
Pleasant Hill

ReverseMortgageStore.com

1548 Catalina Ct
Livermore

RTC MORTGAGE CORP

1000 N Coast Hwy Ste 7
Laguna Beach

Sam Heng-City Center Financial

725 30th St
Sacramento

Seabright Mortgage

1734 Seabright Ave.
Santa Cruz

Seabright Mortgage

50 Aviation Way Ste. 4
Watsonville

SKYWEST MORTGAGE & REAL ESTATE

9381 E. Stockton Blvd
Elk Grove

Steven Hook, San Francisco Mortgage Advisor

435 Pacific Avenue, Suite 350
San Francisco

Stewart & Soss Mortgage

3030 Old Ranch Pkwy Ste 450
Seal Beach

Summit Funding Inc.

141 Sandcreek Road
Brentwood

Summit Funding-Otto Kobler

1400 N Dutton Ste 5
Santa Rosa

Sunil Sethi Real Estate

38750 Paseo Padre Pkwy
Fremont

The Carlson Lending Team

3914 Murphy Canyon Rd.
San Diego

The Fernandez Group

2033 Gateway Place #500
San Jose

The Mortgage Group

690 W. Fremont Ave Suite 9A
Sunnyvale

The Mortgage Outlet

200 N. Almaden Blvd., #200
San Jose

Trabuco Canyon Realty Specialists

1823 S Marvin Ave
Los Angeles

Trinity Reverse Mortgage

580 2nd St
Oakland

TURNKEY MORTGAGE SOLUTIONS

2542 S BASCOM AVE
Campbell

UNIFIED MORTGAGE SERVICE, INC

2020 CAMINO DEL RIO NORTH
San Diego

UNIVERSITY INVESTMENTS

2799 MIDDLEFIELD RD
Palo Alto

Veritas Real Estate Corporation

97 S. Second Street #110
San Jose

Victorian Finance LLC

212 Washington Ave

Villa Group Corporation

157 Union Ave
Campbell

VINTAGE MORTGAGE GROUP

344 Division St
Pleasanton

Virgil Luckett, J.D., Realtor

43430 Mission Blvd
Fremont

Yosef Shapiro - eMortgages

35 5th Street
Petaluma

Your Best Interest In Mind

5016 Parkway Calabasas
Calabasas

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San Martin Zip Codes

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