Ripon Mortgage Brokers

in Ripon, CA

30
Mortgage Brokers are
in Ripon

5
Mortgage Brokers in Ripon
are top rated

A
Rated by
Brett D.
"I have an insurance agency in South Dakota and deal with mortgage companies everyday. I had a couple clients use
and
and
" in Maple Grove, MN and they were blown away with how efficent the process went. My clients never felt that the hundreds of miles between them and FCM was ever a
becasue of the abundance of communication they recieved. From an insruance providers standpoint, I was also impressed witht he professionalism and amount of communication I recieved on my end from FCM. It is nice to get updates from the mortgage provider so that I can adequately serve my cleints and help answer questions with the home buying process. From then on when somone asked for help with a mortgage I always steered them towards FCM in Maple Grove. I would highly recommend this outfit to anyone looking to purchase or refinance a home.
A
Rated by
Angie D.
"
was amazing to work with. He answered all of our questions, and we had lots! He was always patient, kind, and most of all very knowledgeable of the directions" he was steering us in. We recommend him to anyone we know who is obtaining a mortgage or going through a refinance of their home.
A
Rated by
kelly H.
"My wife and I worked with
and his team to secure financing for our home purchase back in 2012.
walked us through the lending process" from beginning to end. We sat down with
a couple times throughout to review paperwork and loan options.
helped us to figure out what loan best fit our situation and got us closed within 30 days! They even contacted the agents at the time of us making an offer so that the buyers side knew we were strong borrowers which I felt helped us get the home. We shopped around to a couple different lenders but none compared in price and service that we got from
. Overall I was amazed how easy and quick the lending process was and would encourage anyone looking to purchase or refinance to give
a call! He's even checked in a couple times since closing just see say hi and see how we are liking our new digs. Thanks! From the House's

Ripon Mortgage Brokering Articles

Mortgage Brokering reviews in Ripon

A

Rating
It went great.
Ripon Mortgage Brokers Provider Name Locked
answerred all of my questions and made sure to do everything in a timely and professional manner. They are a top of the line company that goes above and beyond to make sure their customers are happy and getting the appropriate financing done correctly.
- Damian N.
A

Rating
Generally, I do not write reviews, accordingly, I will keep this brief. With the current economic climate, consumers are shopping for quality goods and services. The first step begins with research: that is, talking with friends and associates. Personally, tools such as Angie's List make up the bulk of my research.
My wife and I have recently purchased a new home, and the lending process went very well. Our interaction with
Ripon Mortgage Brokers Provider Name Locked
was great. We did not experience any delays, errors in legal documents, or untimely contact.
Ripon Mortgage Brokers Provider Name Locked
thoroughly explained the home lending process to us, offered expert guidance, and provided the most competitive interest rate.
Ripon Mortgage Brokers Provider Name Locked
and her team were courtesy, professional, and honest. Buying a home is a huge investment. You interact with numerous entities throughout the home-buying process, such as lender, builder, realtor, and sales person. There are so many i's to dot and t's to cross. It is refreshing to work with a professional.
Ripon Mortgage Brokers Provider Name Locked
was available in the evenings and on the weekends. I was also able to text my lender. With
Ripon Mortgage Brokers Provider Name Locked
's assistance, we closed on the home earlier than expected. She is highly recommended.
Ripon Mortgage Brokers Provider Name Locked

- Mike G.
D

Rating
Not at all good.
Phone calls never received or late.
Emails slow and unanswered question. Had to send multiple emails.
Had to contact my realtor to contact them to get the unanswered questions resolved and i few times my husband had to call their boss just to get answers.
Over all we were not happy with the way they treat their clients, very frustrating. Made buying our house twice as difficult and nerve racking.

- Michael W.
A

Rating
My husband and I found a house that we fell in love with. We approached a popular mortgage lender who initially approved us for the loan, but then turned us down due to the payroll information submitted by my husband's employer. Fortunately, the associate we were working with at this mortgage lender knew
Ripon Mortgage Brokers Provider Name Locked
Alt at
Ripon Mortgage Brokers Provider Name Locked
Service Company, and referred us to him.
Ripon Mortgage Brokers Provider Name Locked
was able to secure a loan for us by cleverly working around the obstacles associated with my husband's employment payroll issues. We closed the loan and are now happily living in our new home - thanks to
Ripon Mortgage Brokers Provider Name Locked
! My husband and I highly recommend him to anyone who may be experiencing difficulties with securing a mortgage through other lenders, no matter what the issue.
Ripon Mortgage Brokers Provider Name Locked
is not only highly exprienced in knowing the in's and out's of this field, he was also extremely professional and very nice to work with!
- Barbara P.
D

Rating
Did not close on time

Fixed fees went up dramatically from the Fees Worksheet that I based my loan decision on without any warning

Communication was not good - twice without warning a 3rd party called asking for personal information

Their estimate of funds to close was over $11,000 short and I didn't get the amount until 2 days before closing




- Violet A.
F

Rating
We first became aquinted with
Ripon Mortgage Brokers Provider Name Locked
in regards to a home that was being sold in foreclosure. Realtor©
Ripon Mortgage Brokers Provider Name Locked
Cleypool from
Ripon Mortgage Brokers Provider Name Locked
Real Estate is the agent for this property.
Ripon Mortgage Brokers Provider Name Locked
is the Asset Manager through Equator. HSBC is the bank. On 6/30/14, my agent
Ripon Mortgage Brokers Provider Name Locked
in regards to how my wife and I could submit an offer.
Ripon Mortgage Brokers Provider Name Locked
told him that the property was to be a cash only sale and that the bank wanted it posted for 4 days in order to allow time for offers to come in. He said there had been a fair amount of interest in the property. No time frame was given for when it would be posted. On 7/2/14, my realtor discovered that the property had been posted from 3:42pm and as of 4:45pm it was pending – a total of 63 minutes. As you can imagine, we were shocked. My realtor called
Ripon Mortgage Brokers Provider Name Locked
to speak with
Ripon Mortgage Brokers Provider Name Locked
, but
Ripon Mortgage Brokers Provider Name Locked
was off. He then spoke to
Ripon Mortgage Brokers Provider Name Locked
, the broker, who wanted nothing to do with it. It’s my contention that
Ripon Mortgage Brokers Provider Name Locked
did not act in the best interest of the seller. He accepted an offer from someone he knew and the offer is for well below what the true value of the home is – even in its current state. In reading through the Realtor© Code of Ethics, I believe he violated the first three articles. He did not fairly represent the seller, he did not allow buyers to have a
Ripon Mortgage Brokers Provider Name Locked
to submit fair
Ripon Mortgage Brokers Provider Name Locked
offers, and I believe he grossly misrepresented the home in order to undervalue it and sell it to one of the people he knows. My wife and I followed the established rules of the industry, we acted in good faith and used a Realtor© on our end and we thought we had a professional on the other side of the table. The end result was a process that was dishonest, unfair, and unethical. Nowhere in this failed transaction was there a hint of fairness or integrity.
Fast forward to September 19, there is another property being sold by
Ripon Mortgage Brokers Provider Name Locked
. We get into that house the first night it was posted (Friday) and submit an offer Sunday.
Ripon Mortgage Brokers Provider Name Locked
speaks with our realtor and informs him that there has been a lot of interest. Through the conversation we discover the price of the competing offers, so we submit 2 offers by Sunday, one 5k over and another 10k over, one all cash, one is conventional financing.
Ripon Mortgage Brokers Provider Name Locked
again speaks with our realtor and informs us that his broker in the office has a client he's representing and that their offer is the one that is being accepted.
Short story, DO NOT WASTE YOUR TIME OR ENERGY with
Ripon Mortgage Brokers Provider Name Locked
Cleypool or
Ripon Mortgage Brokers Provider Name Locked
. Unless you are best buddies with them, you won't get an opportunity to buy a house. If you consider selling with them, be prepared to be undervalued so they can sell it to one of their friends or investors.
Ripon Mortgage Brokers Provider Name Locked
isn't interested in providing service to either the seller or the buyer, only to his wallet.
A terrible experience - TWICE. Avoid at all costs.
- Terry K.
A

Rating
Ripon Mortgage Brokers Provider Name Locked
and his team were very professional, knowledgeable and efficient. they were able to help me out when other companies would not. the only "knock" if there is one, is that the rate lock was only 45 days, so things had to move very quickly (gathering documents, finding papers etc). not really a negative but just be prepared. I will certainly use
Ripon Mortgage Brokers Provider Name Locked
again for
Ripon Mortgage Brokers Provider Name Locked
future home loan needs
- Mike M.
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All Mortgage Brokers in Ripon, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ABILITY MORTGAGE

580 N Wilma Ave
Ripon, CA

ACCESS MORTGAGE

3570 Rancho Road
Redding, CA

Advantage Funding

31 Martha Rd
Orinda, CA

ALL AMERICAN MORTGAGE

8338 WEST LN
Stockton, CA

ALL AMERICAN MORTGAGE

101 W MAIN ST
Ripon, CA

America's Realty Associates Inc.

3641 Mitchell Rd
Ceres, CA

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ

Ampak Real Estate & Loans

1620 N. Carpenter Rd. Suite C32B
Modesto, CA

Aurora Financial

8150 Leesburg Pike. Suite 410
Vienna, VA

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

CALIFORNIA MORTGAGE & REALTY

1340 Munras Ave Ste 100
Monterey, CA

CaliforniaMortgageDirect.com

PO BOX 881408
San Diego, CA

Commerce Mortgage

3540 Oakdale Rd
Modesto, CA

Commerce Mortgage - Charlie McReynolds

3540 Oakdale Road
Modesto, CA

Encompass Property Inspections

3500 Encompass Circle
Modesto, Ca

EQ Release

Hudson, FL

GLOBAL PROPERTY SOLUTIONS

1308 W MAIN ST
Ripon, CA

Guardian National Bank

4400 W 109th St.
Overland Park, KS

Infiniti Home Loans Inc

1231 E. Dyer Road
Santa Ana, CA

LSA MORTGAGE

1683 Fairway Oaks Ct
Ripon, CA

Megastar Financial Corp

920 Hilltop Dr
Redding, CA

Mission San Jose Mortgage

5651 North Pershing Ave.
Stockton, CA

Mortgage West

20436 Via Cellini
Los Angeles, CA

NVR Inc

11700 Plaza American Dr
Reston, VA

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX

Total Solutions Alliance LLC

3163 Summercreek Dr
San Jose, CA

VAQAS KHAN - Realtor

421 W. 11th Street
Tracy, CA

YOSEMITE MORTGAGE CORP

1408 W MAIN ST
Ripon, CA

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