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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Plymouth, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

510 Bail Bond

Sacramento

ALBANO DALE DUNN & LEWIS INS

9197 GREENBACK LN
Orangevale

Alex Rue Insurance Agency Inc

9815 Antelope Rd
Roseville

Allhealth Insurance Services Inc

12139 Mt Vernon Ave
Grand Terrace

ALLSTATE INSURANCE CO

6845 five Star Blvd
Rocklin

ALLSTATE INSURANCE CO

9045 FAIR OAKS BLVD
Carmichael

Amazing Insurance Services, LLC.

8398 Laporte Way
Elk Grove

Ameriplan

5700 Democrecy Dr

AMES GRENZ INSURANCE SVC INC

3435 AMERICAN RIVER DR
Sacramento

Aschwanden-Grayberg Insurance Services Inc

9727 Elk Grove-Florin Rd Suite #130
Elk Grove

Atlantis Bail Bonds

723 J St
Sacramento

AUTOBAHN INSURANCE, INC

630 ORANGE DR
Vacaville

Award Financial Group

9586 C. Cliff Way
Elk Grove

B. Uppal Insurance Agency

7816 UPLANDS WAY
Citrus Heights

BARBARA HANSON LONG-TERM CARE

Secure PO Box 1595
Felton

BATES INSURANCE

2306 J ST
Sacramento

Bay-Wide Insurance Services

700 Webster St
Fairfield

Big Savings Insurance

4306 Marconi Ave
Sacramento

Caroline J Dunlop Insurance Services

2717 Cottage Way, Suite 5
Sacramento

Citizens General Insurance Brokers

11601 Blocker Drive Suite 210
Auburn

Cliff Cottam Insurance Services

1111 Howe Avenue
Sacramento

Cummins Insurance Agency

401 Hazel Avenue
Fair Oaks

cyafinancialservices.com

410 S. Melrose Dr., Ste 210
Vista

David Ernstam

1512 Starr Dr
Yuba City

DE JONG INSURANCE

801 S HAM LN
Lodi

DELTA DENTAL

11155 INTERNATIONAL DR
Rancho Cordova

Dills and Associates

3450 Palmer Dr #4

ELK GROVE INSURANCE SERVICE INC

8933 Elk Grove Blvd
Elk Grove

Erich Aviation Insurance Services, LLC

657 Renaissance Ave
Fairfield

Eugene Yates Insurance

2021 P St
Sacramento

Eva Lin Agency

7480 Foothills Blvd Ste 150
Roseville

Fairchild Insurance Services

1822 West Kettleman Lane, Suite 1A
Lodi

Farmers Insurance - Krystal Merideth

3315 Elkhorn Blvd
North Highlands

FIRST SERVICE INSURANCE AGENTS

215 ESTATES DR
Roseville

Flores Insurance Agency

12140 Herdal Dr
Auburn

FRANCIS-PINNEY INSURANCE SVC

2266 LAVA RIDGE CT
Roseville

Freeway Car Insurance

2270 Arden Way
Sacramento

Freeway Pólizas de Seguro de Automóvil

5219 Fruitridge Road
Sacramento

GIANANDREA INSURANCE

9379 MAIN ST
Plymouth

Green City Insurance Services

1758 s. Holt Av.
Los Angeles

i80 Insurance Solutions

531 Merchant St
Vacaville

Ice Insurance Agency

813 F St
Sacramento

ITG Insurance Marketing

2500 Marconi Ave, Suite 218
Sacramento

Jeffrey Wood Insurance Agency

9197 Greenback Lane
Orangevale

LaRoe & McDonald Insurance Agency

212 W. Pine St. #6
Lodi

Liberty Mutual Insurance

13405 Folsom Blvd
Folsom

Lighthouse Strategic Advisors

735 University Ave
Sacramento

Mark Ridens Insurance Agency

450 Main St Suite #1
Newcastle

MUTUAL OF OMAHA

2355 Gold Meadow Way Ste 110
Rancho Cordova

NBC, Inc.

470 Forest Ave

Oakview Insurance Services

1670 Sierra Ave
Yuba City

Patel & Associates LLC.

2530 Berryessa Rd
San Jose

Peterson and Grantham Insurance Brokers

1508 Eureka Rd - Suite 175
Roseville

Placer Insurance Agency

5 Sierra Gate Plaza, 2nd Floor
Roseville

Ralph Smith State Farm Insurance

430 Grass Valley Hwy
Auburn

Rohwer Insurance Agency, Inc.

275 North First Street
Dixon

Roseanne Hall Insurance Agency

9267 Greenback Ln
Orangevale

SCI & Associates

25129 The Old Rd
Stevenson Ranch

Senior Health Direct

719 E. Grand River Ave.

State Farm

9527 Folsom Blvd Ste C
Sacramento

STATE FARM INSURANCE - JD SNEAD

10901 FOLSOM BLVD
Rancho Cordova

Tara Dietel State Farm Insurance

11230 Gold Express Dr Ste 307
Rancho Cordova

Titan Insurance Sales

7300 Fair Oaks Blvd, Suite B
Carmichael

Troy Greenway - Allstate Insurance

4240 Rocklin Road Suite 4
Rocklin

Trusted Quote

2266 Lava Ridge Court
Roseville

Ultimate Edge Investigations

2001 21st Street
Sacramento

United Health Care

PO Box 30555

VSP Direct

3333 Quality Drive
Rancho Cordova

Welk Insurance Agency, Inc.

8601 Greenback Ln
Orangevale

Western Century Insurance Services, Inc

1451 River Park Drive Suite 260
Sacramento

WHEELER INSURANCE

472 Century Park Dr
Yuba City

Woodmen Financial Resources

3550 Watt Ave. Ste. 140
Sacramento

World Class Insurance Svc

5708 Lonetree Blvd
Rocklin

WRIGHT INSURANCE

2100 W KETTLEMAN LN
Lodi

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