Petaluma Mortgage Brokering Articles

Sample Reviews

D

Rating
Their customer service people flat-out lie, and if they ever tell you that they *don't* need something... don't believe them, they're almost certainly lying. They also didn't close on time. They also conveniently manage to lie about when you sent stuff so that when you don't close on time, it's magically your fault.
The supervisors are even more obnoxious than the front-line employees, so I wouldn't recommend going through supervisors. They apparently promote based on ones ability to be a jerk. I was hung up on by a supervisor after I pointed out that her employee
lied to me. I don't call people liars lightly, but when someone says "customer provided this item on X date, and I check my records and see that I provided the item in question a week earlier and point out to them that I pointed it out a week earlier and they keep reiterating the wrong date, I first calmly point out that they are mistaken and when they dig their heels in I call a
Petaluma Mortgage Brokers Provider Name Locked
a
Petaluma Mortgage Brokers Provider Name Locked
. They don't like that. Supervisors are good for nothing more than circling the wagons.
Bottom line: you'll get a great rate, but you'll take multiple days off work to deal with their horrible staff. Add in the value of your time and the cost of a two-hour massage after it's all over to the closing costs, and suddenly they don't look so great.
- Alexander L.
A

Rating
It went very well since the guesswork was removed from the equation. Everything was done in a timely fashion with expertise and professionalism. I highly recommend
Petaluma Mortgage Brokers Provider Name Locked
and her team!!!!!
- Lyne B.
A

Rating
If not for
Petaluma Mortgage Brokers Provider Name Locked
and
Petaluma Mortgage Brokers Provider Name Locked
, we would not have been able to purchase the type of home that meets our family's need (five kids) with a mortgage we can easily afford. Tried working with one other national company and a couple of other locally-based companies, but
Petaluma Mortgage Brokers Provider Name Locked
was the only one willing to roll up his sleeves and find a solution for our situation. And - the process was virtually stress-free!
- Tony H.
A

Rating
I have a lot of faith in the reviews on Angie's List. So I decided to see what was offered in the form of home loans. I found Guaranteed Rate and decided to make application to be pre-approval for a home loan as I was looking for a new home. I like having the pre-approval in hand when I find a house. I believe it makes my offer stronger. My first response came from
Petaluma Mortgage Brokers Provider Name Locked
who was so personal and answered all my questions via email or phone promptly. We completed the application and were pre-approved for a home loan then started shopping for a home in earnest. With each question I received a quick response and I felt like I was a member of the family because of the thoughtful responses. Ultimately, my direct contact was
Petaluma Mortgage Brokers Provider Name Locked
. I can't say enough about
Petaluma Mortgage Brokers Provider Name Locked
. He responded so quickly to every question and concern. The absolute best thing he did for us came on a Saturday morning. We made our offer on Friday night and the seller had a question about our pre-approval on Saturday morning. They wanted to actually speak with someone from the mortgage company to verify something. I sent an email to
Petaluma Mortgage Brokers Provider Name Locked
explaining what we needed.
Petaluma Mortgage Brokers Provider Name Locked
called me from his personal cell. He was at some kind of family gathering. Nonetheless, he called the seller's realtor and provided the information to them that they needed. Then....they accepted our offer! There is something more to it, though.
Petaluma Mortgage Brokers Provider Name Locked
called us and responded in such a way that indicated he personally cared about the outcome. It was great. I have to say a word about
Petaluma Mortgage Brokers Provider Name Locked
. In order to complete a loan application there are a million (literally) papers to fill out or documents to send.
Petaluma Mortgage Brokers Provider Name Locked
and I emailed each other endlessly until it was done. This company makes sure and certain all is verified and backed up before they send anything out to be approved. Although that is great, it's also kind of annoying to keep getting requests for "one more thing". Ug! It was tedious. Even though I was a little frustrated with the detail work,
Petaluma Mortgage Brokers Provider Name Locked
hung in there with me and got the job done. We need the detail people like
Petaluma Mortgage Brokers Provider Name Locked
to make sure everything comes out right. I appreciated her tenacity. All staff cared about how things came our for us and I appreciated it. I would use them again except that I never plan to move again! Thanks
Petaluma Mortgage Brokers Provider Name Locked
,
Petaluma Mortgage Brokers Provider Name Locked
,
Petaluma Mortgage Brokers Provider Name Locked
and all. You made a difficult process happen for us.
- Kerry A.
A

Rating
I have had some credit issues in the past whic caused me to be turned down by other mortgage lenders. I contacted
Petaluma Mortgage Brokers Provider Name Locked
after reading some reviews on angie's list just to see if there was any thing that he might be able to do that was better than the typical lenders. He was very positive from the beginning, but also very realistic and upfront. He was able to get me a good rate, much better than i was expecting with good closing costs and through FHA. There were difficulties along the way with the FHA and my insurance company wich made for some bumps in the road. But
Petaluma Mortgage Brokers Provider Name Locked
and
Petaluma Mortgage Brokers Provider Name Locked
were right there and worked through it making adjustments as necessary and keeping me up to date on the process. I would recommend them to others anytime. It took a while to get to closing, but we got there and with a good rate and a relatively smooth process. Many thanks to
Petaluma Mortgage Brokers Provider Name Locked
and
Petaluma Mortgage Brokers Provider Name Locked
, not every broker would put this much time into a relatively small mortgage.
- Michael C.
F

Rating
The 2nd installment of my property taxes were not paid out of our escrow account from
Petaluma Mortgage Brokers Provider Name Locked
Servicing. We call them to inquire about the payment. Customer service says its the tax department and tax department blames customer service. 2 hours later I was told they will look into the situation. A few days go by with no call back. We call to find out what has been done. We are told in order to have them pay our property taxes out of our escrow account we needed to send them the tax bill and they would send out the payment. That was over a month ago. We received a letter in the mail today telling us that a tax
Petaluma Mortgage Brokers Provider Name Locked
has been placed on my house due to unpaid property taxes. We call up
Petaluma Mortgage Brokers Provider Name Locked
servicing and they tell us the "check is in the mail". The next kicker is that they say our escrow account will be charged the penalties and our escrow payment will be adjusted to make up for the additional costs. I can dispute this but only in writing and they will get back to me. I asked for a supervisor and the lady tells us "he is only going to tell you the same thing". We then say "well get me his supervisor". She says, "He will just hand the phone to one of us to say the same thing" WHAT A JOKE THIS COMPANY IS!
- Richard Y.
A

Rating
"The initial pre-approval process started with my parents and they didn't qualify due to the deductions my father had in his self-employed business.
Petaluma Mortgage Brokers Provider Name Locked
suggested including me in the loan since we live in the same house and I have a full time Job. There were some other complications as well so
Petaluma Mortgage Brokers Provider Name Locked
submitted our loan to two different lenders, one followed the
Petaluma Mortgage Brokers Provider Name Locked
guidelines and the other
Petaluma Mortgage Brokers Provider Name Locked
. This meant double the amount of work for
Petaluma Mortgage Brokers Provider Name Locked
and he didn't mind. Instead, he worked with two lenders simultaneously until we determined which option would be best for our situation. In this home mortgage environment, it's nice to have a knowledgeable mortgage expert on your side who can get things done smoothly and is available for you"
- Andres G.
F

Rating
If you go with
Petaluma Mortgage Brokers Provider Name Locked
, I hope you have a great attorney on your side like I did. I chose them because they are a local company, seemed responsive and matched the best rate I found. However, they were unhelpful, incompetent and useless. I understand that mortgage regulations have tightened up since the bubble burst so I was expecting a thorough examination of my finances. I carefully put together a large package of the documentation they requested and returned it to them well before their deadline. In a pattern that Commonwealth repeated numerous times, they took a while to get back to me, then asked me for more supporting information. Their requests were very unclear though. For instance, "Provide proof of source of income in Such&Such account". There was never any clear guidance on HOW to prove their requests, even when I asked direct questions about what they needed. In one case, I had to ask the same question three times before it was even addressed.
Over the next 6 weeks before my closing, I quickly responded with all the documentation they requested but they kept asking for more. In the week before my closing, we still didn't have a guarantee of funds and continued to get requests for new documentation. We were supposed to close on Monday in the middle of the month (a slow time for mortgage companies). We were still receiving requests from Commonwealth for documentation at 2pm that Friday afternoon forcing me to leave work to go to a local bank branch to get a statement printed. It ended up not meeting their undefined standards so I printed off the online version even though they'd previously said that was unacceptable. This time it was OK for some reason. Around 3pm, we finally got the news that we were approved but my attorney didn't receive the binder required to create the HUD-1 statement until after the close of business. We were forced to delay the time of the closing until the last possible time on Monday that we could file the
Petaluma Mortgage Brokers Provider Name Locked
.
On the day of closing, we met the attorneys at the Registry of
Petaluma Mortgage Brokers Provider Name Locked
to sign the papers. My attorney was told on the way to the Registry that the funds would be in her escrow account by the time we were done signing the papers. Her assistant checked in with
Petaluma Mortgage Brokers Provider Name Locked
repeatedly over the next hour but the funds never arrived! Thank Goodness I didn't use their in-house attorney for the closing! My attorney called them several more times that day and the next morning since they were in breach of contract. Finally, around 11am the day AFTER our closing, the funds arrived. Luckily, our seller did not need the money immediately for another closing but had they not been so flexible, I would have lost my 20% deposit and the option to buy our new home! Commonwealth took NO responsibility for the issue and seemed unconcerned about the problem, blaming it on a miscommunication. My attorney may be referring them to the Attorney General for this breach of contract.
Unfortunately, the pain didn't end there. A few weeks later, I got another request from Commonwealth for additional information so they could sell my mortgage. They essentially wanted me to sign a document saying that I had the authority to use a business account for personal purposes since some of my deposit had gone through the account. Aside from being a lie, I had no interest in further assisting them and declined to provide it. When they finally sold the loan, they sent a form letter to notify me of the sale. It was confusing and had incorrect data on it indicating that I did not have to make my 2nd payment. When they didn't receive that payment, they started emailing and calling me to resolve it. Luckily, I had ignored their letter and sent the payment to the new servicer. However, I had to provide Commonwealth with additional information to prove this so they could collect it.
Throughout the entire process, the only way Commonwealth exceeded my expectations was in the amount of pain that can be inflicted while applying for a mortgage.
- Jesse M.
A

Rating
It was a tough move for our family but
Petaluma Mortgage Brokers Provider Name Locked
went above and beyond in providing support and information. We highly recommend
Petaluma Mortgage Brokers Provider Name Locked
and his group at Mortgage Masters!
- Tricia M.
A

Rating
I have obtained several home loans in the past, and the experience of getting this loan was definitely the most efficient and pleasant experiences. I was apprehensive about applying for a mortgage online and not using my personal bank, but I did a
Petaluma Mortgage Brokers Provider Name Locked
on Angie's List and found
Petaluma Mortgage Brokers Provider Name Locked
's name and read the reviews. I decided to try this route, and I could not have been more pleased. I was kept informed of each step the entire process. They are well organized and everything was transparent. It was extremely easy to communicate with his entire team, and they were all very prompt in returning e-mails or phone calls. His entire team was so efficient! It was a very short process, too. I got a pre-approval letter and closed on the home in less than 2 months!
I would highly recommend them to any of my friends and family...and would definitely use them again in the future.
- Tina M.
110% Guaranteed Money Back

We think we're the best, and we can prove it.

Try an annual plan and if you want to cancel in your first year, we'll refund you 110%

Annual Plans Only

All Mortgage Brokers in Petaluma, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Aaron Sessions State Farm Insurance

3001 Winchester Blvd
Campbell, CA

ACCESS MORTGAGE

3570 Rancho Road
Redding, CA

Advantage Funding

31 Martha Rd
Orinda, CA

Affinity Lending Solutions

755 Baywood Drive
Petaluma, CA

All California Mortgage

17 East Sir Francis Drake Blvd.
Larkspur, CA

ALL CALIFRONIA MORTGAGE INC

775 BAYWOOD DR
Petaluma, CA

ALLIED HOME MORTGAGE

2845 Moorpark Ave Ste 209
San Jose, CA

ALLSTATE MORTGAGE PETALUMA

101 2ND ST
Petaluma, CA

America's Home Loans

131A Stony Circle
Santa Rosa, CA

AMERICAN FAMILY FUNDING

900 E HAMILTON AVE
Milpitas, CA

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ

ARC Capital

100 Stony Point Rd., Suite #260
Santa Rosa, CA

Arcus Lending

4320 Stevens Creek Blvd
San Jose, CA

Arton Chau, Burlingame Mortgage Agent

1819 Trousdale Dr,
Burlingame, CA

Ascend Mortgage

30 W 39th Ave
San Mateo, CA

Aurora Financial

8150 Leesburg Pike. Suite 410
Vienna, VA

AVEX Funding

720 Montague Expressway
Milpitas, CA

BANK OF AMERICA MORTGAGE

11 5TH ST
Petaluma, CA

Bay Area Financial Services

12 S. First St.
San Jose, CA

Bay Equity Home Loans

1900 The Alameda
San Jose, ca

Bayview Residential

1925 S. Winchester Blvd. Ste. 200
Campbell, CA

BETH FARRAR

628 MARSHALL AVE
Petaluma, CA

Bishop Funding Group

2410 Camino Ramon Ste 255
San Ramon, CA

BLUE OAK MORTGAGE CORP

755 Baywood Dr Ste 165
Petaluma, CA

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

Branden Codi Grant

1818 Girlbreth Rd., Suite 150
Burlingame, Ca

Broadview Mortgage - Alissa Alvarez Team

1521 E Katella Ave
Orange, CA

Broadview Mortgage - Kathy Argento Team

1521 E Katella Ave
Orange, CA

C2 Financial Corporation

1250 Aviation Ave
San Jose, CA

CAL LAND COMMERCIAL REALTY

124 OBSIDIAN WAY
Hercules, CA

CAL PACIFIC FUNDING

1669 Madeira Cir
Petaluma, CA

CAL-BAY MORTGAGE GROUP

939 TRANSPORT WAY
Petaluma, CA

California Home Loans

131-A Stony Circle
Santa Rosa, CA

CALIFORNIA MORTGAGE & REALTY

1340 Munras Ave Ste 100
Monterey, CA

CaliforniaMortgageDirect.com

PO BOX 881408
San Diego, CA

Citypro Financial

21224 Ventura Blvd
Woodland Hills, CA

CLARITY CAPITAL GROUP

1900 Camden Avenue
San Jose, CA

Colonial Life

1401 Willow Pass Road
Concord, CA

CORONA HOME FINDERS

620 E WASHINGTON ST
Petaluma, CA

Crestline Funding

18851 Bardeen Av
Irvine, CA

DELTA LENDING GROUP

1280 Central Blvd.
Brentwood, CA

EAGLE BAY MORTGAGE

PO Box 751254
Petaluma, CA

Ed Craine, San Francisco Mortgage

5214F Diamond Heights Blvd, Ste 629
San Francisco, CA

Elise Groves, Your Mortgage Retriever

1919 Creekside Road
Santa Rosa, CA

EMORTGAGES.COM

35 5TH ST
Petaluma, CA

Enliven Nail & Spa

570 Masonic Way
Belmont, CA

EQ Release

Hudson, FL

Equitable Mortgage Group

384 Bel Marin Keys Blvd Ste 115
Novato, CA

FAMILY FIRST LENDING SOLUTIONS

720 SOUTHPOINT BLVD
Petaluma, CA

Financial Network Funding Grp

367 Civic Dr
Pleasant Hill, CA

First Bank

24 E. 4th Ave
San Mateo, CA

FIRST CALIFORNIA MORTGAGE CO

1435 N McDowell Blvd Ste 300
Petaluma, CA

First California Mortgage Company

1435 North McDowell Blvd.
Petaluma, CA

FIRST PRIORITY FINANCIAL

3700 LAKEVILLE HWY 120
Petaluma, CA

First Priority Financial Silicon Valley

1313 N. Milpitas Blvd.
Milpitas, CA

FIRST SECURITY LOANS

1016 Glen Eagle Dr
Petaluma, CA

FIRST SONOMA FUNDING

8 E WASHINGTON ST
Petaluma, CA

Foo Bar

San Francisco, CA

GOLDEN GATE MORTGAGE INC

715 SOUTHPOINT BLVD
Petaluma, CA

GUARANTEE MORTGAGE

4100 Moorpark Ave Ste 216
San Jose, CA

Guardian National Bank

4400 W 109th St.
Overland Park, KS

HI-MARK REALTY & MORTGAGE

639 Tully Rd, suite C
San Jose, CA

HILLCREST MORTGAGE

720 SOUTHPOINT BLVD
Petaluma, CA

HOMECOMINGS FINANCIAL NTWRK

1650 CORPORATE CIR
Petaluma, CA

INEXREN

PO BOX 53807
San Jose, CA

Infiniti Home Loans Inc

1231 E. Dyer Road
Santa Ana, CA

IONIAN CAPITAL

925 LAKEVILLE ST
Petaluma, CA

Jadestone Mortgage Inc

3260 Blume Dr
Richmond, CA

Jeff Kirkpatrick, Orange County Mortgage Agent

3260 Blume Drive, Ste 320
Richmond, CA

Jehoshua Shapiro, Petaluma Mortgage Broker

35 Fifth Street
Petaluma, CA

Joanne Ahn, House of Mortgage

1001 BayHill Drive, Suite 200
San Bruno, CA

Joe P. Perez & Associates

P.O. Box 281436
San Francisco, CA

KAY WALLER PACIFIC MORTGAGE

900 LARKSPUR LANDING CIR #150
Larkspur, CA

KEY MORTGAGE SOLUTIONS

909 Alderwood Ct
Petaluma, CA

LAKESHORE MORTGAGE CO

876 Hermiston Dr
San Jose, CA

LaSalle Financial Services

6201 Antioch St
Oakland, CA

Lisa Korn - American Capital, Corp

2121 Rosecrans Ave
El Segundo, CA

LOAN RANGER INC

204 G ST
Petaluma, CA

Loans From Joy

181 2ND AVE
San Mateo, CA

Mary Anne S Daly Queen Of The Loan

711 Grand Ave
San Rafael, CA

Megastar Financial Corp

920 Hilltop Dr
Redding, CA

Mission Hills Mortage Bankers

1600 Riviera Ave.
Walnut Creek, CA

MISSION HILLS MORTGAGE

1301 Redwood Way Ste 230
Petaluma, CA

Mission San Jose Mortgage

5651 North Pershing Ave.
Stockton, CA

Monterey Bay Mortgage

820 Bay Ave Ste 206
Capitola, CA

MORTGAGE MAGIC

1625 THE ALAMEDA
San Jose, CA

MORTGAGE MARKET INC

1501 Discovery Bay Blvd
Discovery Bay, CA

Mortgage Pro

395 Imperial Way
Daly City, CA

Mortgage Services

181 2nd Ave
San Mateo, CA

Mortgage West

20436 Via Cellini
Los Angeles, CA

Nationwide Fine Homes

24301 Southland Drive
Hayward, CA

NORTHBAY HOME LOANS

135 KELLER ST
Petaluma, CA

NVR Inc

11700 Plaza American Dr
Reston, VA

PA Mortgage Pros

258 East Market Street
Bethlehem, PA

Payless Loan Source

2955 E. Hillcrest Drive
Westlake Village, CA

Perfect Mortgage

1 Market St
San Francisco, CA

PETALUMA HOME LOANS

426 PETALUMA BOULEVARD
Petaluma, CA

PETALUMA MORTGAGE PROCESSING

155 KENTUCKY ST
Petaluma, CA

PREMIER HOME LOANS & REALTY

1160 INDUSTRIAL AVE
Petaluma, CA

Real Estate Credit Consultants

190 N.Wiget Lane
Walnut Creek, CA

Recommended Loan Broker

4527 Montgomery Drive
Santa Rosa, CA

Reverse Mortgage Group a branch of AmericanPacific

3478 Buskirk Ave #1025
Pleasant Hill, CA

ReverseMortgageStore.com

1548 Catalina Ct
Livermore, CA

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX

RMC Vanguard Mortgage Corporation

1111 N Loop W Fwy
Houston, TX

RTC MORTGAGE CORP

1000 N Coast Hwy Ste 7
Laguna Beach, CA

Seabright Mortgage

1734 Seabright Ave.
Santa Cruz, CA

Seabright Mortgage

50 Aviation Way Ste. 4
Watsonville, CA

SKYWEST MORTGAGE & REAL ESTATE

9381 E. Stockton Blvd
Elk Grove, CA

SONOMA EQUITY LENDING

222 Weller St Ste 2
Petaluma, CA

STERLING PACIFIC FINANCIAL

1205 FREEDOM BLVD
Watsonville, CA

Steven Hook, San Francisco Mortgage Advisor

435 Pacific Avenue, Suite 350
San Francisco, CA

Stewart & Soss Mortgage

3030 Old Ranch Pkwy Ste 450
Seal Beach, CA

Summit Funding Inc.

141 Sandcreek Road
Brentwood, CA

Summit Funding-Otto Kobler

1400 N Dutton Ste 5
Santa Rosa, CA

Sunil Sethi Real Estate

38750 Paseo Padre Pkwy
Fremont, CA

The Carlson Lending Team

3914 Murphy Canyon Rd.
San Diego, CA

The Fernandez Group

2033 Gateway Place #500
San Jose, CA

The Mortgage Group

690 W. Fremont Ave Suite 9A
Sunnyvale, CA

The Mortgage Outlet

200 N. Almaden Blvd., #200
San Jose, CA

Trabuco Canyon Realty Specialists

1823 S Marvin Ave
Los Angeles, CA

Trinity Reverse Mortgage

580 2nd St
Oakland, CA

TURNKEY MORTGAGE SOLUTIONS

2542 S BASCOM AVE
Campbell, CA

UNIFIED MORTGAGE SERVICE, INC

2020 CAMINO DEL RIO NORTH
San Diego, CA

UNIVERSITY INVESTMENTS

2799 MIDDLEFIELD RD
Palo Alto, CA

Veritas Real Estate Corporation

97 S. Second Street #110
San Jose, CA

Villa Group Corporation

157 Union Ave
Campbell, CA

VINTAGE MORTGAGE GROUP

344 Division St
Pleasanton, CA

Virgil Luckett, J.D., Realtor

43430 Mission Blvd
Fremont, CA

WACHOVIA MORTGAGE

11 5TH ST
Petaluma, CA

WELLS FARGO HOME MORTGAGE

125 WESTERN AVE
Petaluma, CA

WELLS FARGO HOME MORTGAGE

800 N McDowell Blvd # 200
Petaluma, CA

WORLD HOME LOAN OFFICE

201 1ST ST
Petaluma, CA

Your Best Interest In Mind

5016 Parkway Calabasas
Calabasas, CA
Petaluma Zip Codes

Join Angie's List to get the best local reviews in Petaluma.

What Does My Membership Include?
  • Instant access to reviews for 700+ services
  • Exclusive service discounts - up to 70 percent off!
  • Top-notch support from our live call center
How does Angie's List work?
1. Say you need a Mortgage Broker
2. Angie's List has tons of detailed, local reviews.
3. Find a winner, and book them.
4. Angie's List is there to resolve any issues.
CBS
Good Morning America
Fox News
USA Today
The Wall Street Journal
MSN money