GARCIA AGENCY

1301 W OLIVE AVE
Madera, CA 93637
(559) 675-8400
On Angie's List Since: 8/8/2010
Licensed: UNKNOWN
(All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves.)
 
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Insurance Agent Articles

Is My Stuff Protected in a Rented Storage Unit?

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It's important to educate yourself about the storage facility’s policies regarding losses on the premises, says McClain. (Photo courtesy of Angie's List member Corey S. of Phoenix)
It's important to educate yourself about the storage facility’s policies regarding losses on the premises, says McClain. (Photo courtesy of Angie's List member Corey S. of Phoenix)

Before you place your belongings in a rented storage unit, it's important to know the policies. One highly rated provider shares the details about storage.

My Neighbor’s Tree Fell on My House! Who Pays?

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If your tree falls on your house, your homeowner’s policy will provide coverage for any damages up to your policy limits, after you pay your deductible, says McClain. (Photo courtesy of Angie's List member Karen T. of Philadelphia)
If your tree falls on your house, your homeowner’s policy will provide coverage for any damages up to your policy limits, after you pay your deductible, says McClain. (Photo courtesy of Angie's List member Karen T. of Philadelphia)

Does the owner of the tree or the owner of the property pay for the damage from a falling tree? Find out the answer to this tricky insurance claim question.

Does Insurance Cover Sewer Line Replacement?

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Don't assume that your insurance policy covers sewer pipe replacement. (Photo courtesy of John Ahrens)
Don't assume that your insurance policy covers sewer pipe replacement. (Photo courtesy of John Ahrens)

Do you know if your sewer lines are covered by homeowner's insurance? Repairs can cost thousands. Check your insurance policy to see if you're covered.

Consider additional insurance coverage on these valuables

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get extra insurance on valuables
Consider optional coverage to protect your valuables if their price exceeds the limit allotted in your homeowners insurance policy. (Photos by Brandon Smith)

Jewelry, musical instruments and fine art often exceed the value allotted to them in homeowners insurance policies. Consider additional coverage.

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