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Over 260 reviews for
Lompoc Mortgage Brokers from people just like you.

"The entire transaction was very easy. A lot of paperwork but that is part of the refinancing puzzle. Once my paperwork was complete
found" me a new lender with better rates with the same terms. My wife & I went to Trinity Title, signed the paperwork and began saving money each month. Easy does it.

-F T C.

"This is the second time that I have worked with
, and team in the last two years and I can't say enough about" the experience! First of all the rate and terms provided were the best that I had seen in the marketplace (I was able to reduce my rate, remove my PMI, and get a 4,000 lender credit towards my refinance more than offsetting the costs of the refi and title company charges). Secondly (and just as important), they were in frequent communication with me throughout the process. They even monitored the rates and were able to get me an addition 1/8th of a percent lower right before the rates moved up again! I would highly recommend them and always do so for friends and family buying or refinancing.

-Michael S.

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Local Articles in Lompoc

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

house with large driveway
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies

As prime real estate season approaches, and you ready your house for the market, you might be tempted to forgo hiring a Realtor and represent the listing yourself. After all, how hard can it be to sell your own home?

Understanding more about the home loan process can take some of the mystery out of it and make this exciting purchase less stressful. (Photo courtesy of Angie's List member Todd C. of Seattle)
Mortgage Companies

Who are these people and how will they help you get a home loan? Discover answers to many of your mortgage questions.

Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)
Mortgage Companies

Avoid home buying pitfalls by following three simple steps to filling out your mortgage loan application: be accurate, omit nothing and tell it like it is

The type of loan you qualify for relies heavily on your credit portfolio. (Photo courtesy of Angie's List member Mark R. of Atlanta)
Mortgage Companies

A home will likely be the most expensive purchase you make. Learn about the types of home loans available and the loan requirements you'll need to meet.

Angie's Answers

Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans


As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.


Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.


Mortgage Brokering reviews in Lompoc


This is absolutely the best place in
Lompoc Mortgage Brokers Provider Name Locked
to go if you are House Hunting and need someone honest and easy to work with. Ev is the best! She is knowledgable in every aspect of the process and explains everything in an easy to understand manner. She is quick to answer questions and get back to you with whatever information you need. She also has a big heart and cares about the Clients she works for.
- Catherine M.

As two working parents with young children, my husband and I thought we would never have time to refinance our home loan. It seemed like it would be such a hassle to shop rates, talk to lenders and pull together all of the required information.
Lompoc Mortgage Brokers Provider Name Locked
made it so
Lompoc Mortgage Brokers Provider Name Locked
. He had an easy to follow checklist and made a point to touch base and keep us updated on the status of things. He was professional, kind and always took the time to answer our questions. I always felt that he had our best interests in mind. In addition, the whole process was very low stress and quick! Thanks to
Lompoc Mortgage Brokers Provider Name Locked
and his team, we are enjoying a great rate and they did all of the hard work!
- Amy M.

Though I’d just bought my home (and worked with
Lompoc Mortgage Brokers Provider Name Locked
for my mortgage) rates dropped enough 6 months later to make a difference in my payments. I got back in touch with
Lompoc Mortgage Brokers Provider Name Locked
and quickly was able to lock-in the lower rate before they crept back up.
Lompoc Mortgage Brokers Provider Name Locked
works fast, and is very responsive to requests. He was helpful through the process of refinancing and was able to move things along quickly. My experience with refinancing is that you can have a rate lock for 45 days and then you have a decent amount of time to schedule an appraisal and then closing. In my case I wanted everything to happen sooner rather than later and
Lompoc Mortgage Brokers Provider Name Locked
and his team were able to make it happen. I absolutely recommend them!
- Jason R.

This provider is a real estate agent of the
Lompoc Mortgage Brokers Provider Name Locked
caliber. The client gets no high pressure sales pitch and only the most trustworthy professional advice available. We highly recommend
Lompoc Mortgage Brokers Provider Name Locked
to all of our friends simply because he is an agent with the highest standards and one who, although busy, always manages to get back to you with answers to all your concerns,
Lompoc Mortgage Brokers Provider Name Locked
is also very good at determining property values in a frequently changing
Lompoc Mortgage Brokers Provider Name Locked
. This ability enables one to make a good offer on a property as well as a obtain a good selling price if that is needed. He is adept at representing either the buyer or the seller, depending on your need.
Please note that
Lompoc Mortgage Brokers Provider Name Locked
and Loans is now located at 1525
Lompoc Mortgage Brokers Provider Name Locked
Blvd., San
Lompoc Mortgage Brokers Provider Name Locked
, 92101
- Diane B.

I have been following mortgage rates for some time, and I noticed that
Lompoc Mortgage Brokers Provider Name Locked
was often the best rate.
Thinking that it was another bait-and-switch, I ignored them for a while, but when rates started falling I decided to give them a call to find out if they would honor the advertised rates posted on Zillow.com.
Sure enough Chip said they would honor that and even provided some alternative mixes of rates and closing costs.
In the end Chip was able to get me a 3/8 reduction in my mortgage with ZERO closing costs. This included his lender fees, and third-party fees that often creep in. Basically he was able to get me a rate that had a lender credit to cover all of those costs.
Working through the process was painless- it was the smoothest of the 3 refi's I've been through.
Everyone I dealt with in the process was excellent, from Chip who I worked with for the application and getting the rate,
Lompoc Mortgage Brokers Provider Name Locked
who handled all of the paperwork, to the appraiser and closing law firm.
They use a secure portal for exchanging documents and files, so you don't need to send your taxes through email like some others.
The closing took 30 minutes and we were able to do it one evening after work.
I have already recommended
Lompoc Mortgage Brokers Provider Name Locked
to friends, and will continue to do so.
- Ari K.

I've banked with BOA for 32 years, long before they purchased what was originally SeaFirst. My family has multiple accounts with them including several credit cards accounts. Not unlike previous reviewers, I recently paid my mortgage via online banking and they processed the same payment a second time a few days later. Not only did they debit the second payment, they said that I arranged the second payment myself online. They told me that I had decided to pay my mortgage twice.
This comes after several years of complete insanity with BOA credit card services. Purchases made during the holiday season were repeatedly declined, leaving me in front of a cashier and other customers having to explain why my card did not go through. So I started call them before I made the Christmas purchases to let them know I was about to use my card. I was given the go ahead by a live sales rep -- and then my card was again denied at the cash
Lompoc Mortgage Brokers Provider Name Locked
. I called the BOA reps again was greeted by a condescending man who began blaming me for the error.
This weekend we drove out of town for a short weekend trip and while attempting to use her debit card at a store she's been shopping at for 30 years, my wife's debit card was denied at
Lompoc Mortgage Brokers Provider Name Locked
Our family has a near perfect credit rating. Every card bill is paid off completely at the end of the month. There is no way BOA deserves ours business. We'll be closing most accounts, including our children's soon. If I could close my three BOA credit card accounts at once without impacting my credit rating, they'd be gone too. Those will be gradually closed.
After a three decade customer relationship with
Lompoc Mortgage Brokers Provider Name Locked
, I would strongly recommend you not bank with them.
- Danny H.

Lompoc Mortgage Brokers Provider Name Locked
Lompoc Mortgage Brokers Provider Name Locked
, and the team at
Lompoc Mortgage Brokers Provider Name Locked
are one of the most punctual, professional, and knowledgeable groups we have encountered not just in financial services, but in any type of service.
Lompoc Mortgage Brokers Provider Name Locked
assisted us in securing the original mortgage loan on our home in April 2012. When our real estate agent went MIA during our negotiations with the existing owner,
Lompoc Mortgage Brokers Provider Name Locked
stepped in and assisted with her role as well as his own. In early 2015, it came time to refinance.
Lompoc Mortgage Brokers Provider Name Locked
found us a Lender who allowed us to shave 3/4 of a percentage point off of our interest rate, eliminate mortgage insurance, and cut our loan term from 23 years down to 15 years, saving us tens of thousands of dollars over the life of the loan. Emails or phone calls to
Lompoc Mortgage Brokers Provider Name Locked
Lompoc Mortgage Brokers Provider Name Locked
were always returned within no more than a few hours.
Lompoc Mortgage Brokers Provider Name Locked
was always willing to have discussions in the evenings, which was very important as we are a household with two full-time workers. The process took roughly 45 days from first contact to closing. And the closing agent from the settlement company even came to our house in the evening to get the final paperwork signed. We would recommend
Lompoc Mortgage Brokers Provider Name Locked
to anyone who asked, and have already recommended
Lompoc Mortgage Brokers Provider Name Locked
to even those who haven't asked.
- Sheri M.

This was my third house and the whole process was seamless. I wasn't asked multiple times for documents that I had already sent and I was always kept informed of where the loan was. If I had a question,
Lompoc Mortgage Brokers Provider Name Locked
was always timely and responsive. The whole process was easy and seamless. Will use him again in the future if I buy another house.
- Traci B.

All Mortgage Brokers in Lompoc, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Academy Mortgage Corp

112 S Robinson St


3570 Rancho Road

Advantage Funding

31 Martha Rd

Alterra Home Loans

17046 Devonshire St

America Home Mortgage

10900 NE 4th St #2300

American Pacific Mortgage

12600 Hesperia Rd Ste B

Amerifirst Financial, Inc

14350 N 87th St Ste 310

Aurora Financial

8150 Leesburg Pike


1340 Munras Ave Ste 100


PO BOX 881408
San Diego


1133 N H ST

CapWest Mortgage

7500 W. 160th St

CFS Mortgage

7720 North 16th Street

Citypro Financial

21224 Ventura Blvd
Woodland Hills


9270 Madison Ave

Compass Mortgage Advisors

379 Diablo Road


22935 Ventura Blvd Ste 201
Woodland Hills


17671 Irvine Blvd.


820 N H ST

GreenHouse Group Inc

591 Camino De La Reina Ste 103
San Diego

Greenpoint Equity

711 N Jackson St Apt 6

Guardian National Bank

4400 W 109th St.

Home Benefit Services, Inc.

31351 Aguacate Road
San Juan Capistrano

Infiniti Home Loans Inc

16480 Harbor Blvd Ste 201
Fountain Valley

Lisa Korn - American Capital, Corp

2121 Rosecrans Ave
El Segundo


1137 N H ST

Megastar Financial Corp

930 Executive Way Ste 125

Mortgage West

20436 Via Cellini
Los Angeles


3303 E. Baseline Road

Nevada County Mortgage

426 Sutton Way, Suite 114
Grass Valley


11700 Plaza American Dr

PA Mortgage Pros

258 East Market Street


30211 Avenida De Las Bandera #200
Rancho Santa Margarita

Pacific One Lending and Real Estate

18351 Beach Blvd
Huntington Beach

PacTrust Bank

18500 Von Karman Ave, #1100

Payless Loan Source

2955 E. Hillcrest Drive
Westlake Village

Peoples Mortgage

310 E 4500 S


1548 Catalina Ct

RMC Vanguard Mortgage

1111 N Loop W Fwy


1000 N Coast Hwy Ste 7
Laguna Beach

Sav-More Financial Services

15375 Barranca Pkwy



Semper Home Loans, Inc.

13925 Ballantyne Corporate Place Ste 260

Senior Funding Associates-MONTY SIMONS

23801 Calabasas Rd.

Shasta Mortgage

421 Hazelnut Lane

Sunset Lending Group

8880 Rio San Diego Dr
San Diego

The Carlson Lending Team

3914 Murphy Canyon Rd.
San Diego

Trabuco Canyon Realty Specialists

1823 S Marvin Ave
Los Angeles


212 Washington Ave Ste 300

VITEK Mortgage Group

3 Parkcenter Dr


516 N H ST
Lompoc Zip Codes

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