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El Cajon Mortgage Brokering Articles

Mortgage specialists make refinancing effortless

"You really won't believe what a smooth painless process it is and you are going to love the money you save."

Buyer beware: How to avoid a home closing nightmare

Finding lenders, real estate agents, home inspectors and other professionals you can trust is an important first step in buying a house. Here's how to do it.

5 things that can screw up a closing

Finding lenders, real estate agents, home inspectors and other professionals you can trust is an important first step in buying a house. Here's how to do it.

4 tips on how to watch the mortgage rate market

A highly rated service provider provides insider tips on how to secure the best interest rate for your mortgage refinance.

Angie's List In The Press

Sample Mortgage Brokers Reviews

A
"I have been using
El Cajon Mortgage Brokers Provider Name Locked
as my mortgage broker for more than 20 years.
El Cajon Mortgage Brokers Provider Name Locked
handled my original purchase, refinances and a couple of home equity loans for home improvements and to fund college expenses.
Having
El Cajon Mortgage Brokers Provider Name Locked
and his team at Mortgage Master has been the most remarkable experience I have had with any of my trusted advisors. I don't worry about shopping for the best interest rates or guessing when I should refinance. As a client of
El Cajon Mortgage Brokers Provider Name Locked
's, he does all of that for me. I am confident that I have the absolute best interest rate available in the marketplace at all times! And, when I needed to draw on some home equity for remodeling and college expenses, the team at Mortgage Master handled everything as professional and reliable as they come. From the paperwork, thru appraisals, thru closing, it has always been one of the easiest experiences I have been through! (Except signing my name on all of those government forms) I feel that
El Cajon Mortgage Brokers Provider Name Locked
is always looking out for what is best for me.
El Cajon Mortgage Brokers Provider Name Locked
cares about his clients and not just about selling mortgages! He is one of the best in the business as far as I am concerned.
"
A
"Great. All three times
El Cajon Mortgage Brokers Provider Name Locked
got us a great loan at a great price. I have recommended him to friends and know of one other friend who used him with positive results.
"
D
"
El Cajon Mortgage Brokers Provider Name Locked
is a very nice person but we had some very troubling issues with her service.
She had a very bad habit of stressing deadlines for documentation then not responding to phone calls and emails. She would email me that she needed to speak then I would call and find out that she was in a class for the rest of the day and could not be reached. She gave me a total of five minutes to contact her even though she knew she was going to be in the class. Each time what she needed was not urgent and could have been communicated within an email so I wasn't left wandering.
She did this to me several times and one time set a deadline to go over documentation that required a phone conference set for a Saturday and simply never called. Come Monday she informed me that her wifi was having issues. I cancelled all of my plans on Saturday and waited patiently by the phone and email for the documents and the call that never came. When I told her this bothered me, I did not get an apology only a new deadline for the phone call.
The final issue was when she sent me a bunch of documentation and it was for someone else! I was "secure" emailed documentation for someone else and had all of their information. I tried to contact her to find out if she'd sent this person my information but yet again she was in training and could not be reached. I paniced for most of the day until my real estate agent finally got ahold of her. It was then that I told her that I would not be using her from that point on and had to start all over with someone else. We were supposed to have been contacted by Edina Realty Mortgage and/or Wells
El Cajon Mortgage Brokers Provider Name Locked
and informed of the outcome of an investigation that took place concerning who she had been email documentation to but have heard nothing. It has only been a month so maybe we'll hear something later.
I would never use her or suggest her to anyone else.
"
A
"
El Cajon Mortgage Brokers Provider Name Locked
handled the mortgage process for us from beginning to end.
He helped us fill out the necessary forms; explained all the options, and helped us choose the best mortgage for our needs.
"
A
"I worked with
El Cajon Mortgage Brokers Provider Name Locked
and was very satisfied with his services. The best things I can say about him are: 1. No surprises. The numbers were the same at closing as originally promised; 2. He was very organized and kept things on track; 3. His quote was better than the general
El Cajon Mortgage Brokers Provider Name Locked
including my own bank, Bank of America.
El Cajon Mortgage Brokers Provider Name Locked
performed as promised. I would and have recommended him to my friends and family.
"
A
"I had an excellent experience with
El Cajon Mortgage Brokers Provider Name Locked
,
El Cajon Mortgage Brokers Provider Name Locked
was my loan originator.
I refinanced my 30 year FHA loan into a 15 year conventional. I was concerned about doing the loan over the phone and via the web, but the rate I got from
El Cajon Mortgage Brokers Provider Name Locked
was .625 lower than what I could get locally, so I decided to go with it. Everything was handled via their website, other than the initial contact with
El Cajon Mortgage Brokers Provider Name Locked
, the appraisal and closing, which obviously can't be done online. I had to login to their site, read and esign several papers. I also had to print, sign, scan, and upload (or fax) several others. Then I uploaded the necessary financial supporting documents and waited a few days. They contacted a local appraisal service that called me to schedule the appraisal. They also contacted a local notary to show up with the giant pile of closing papers. Both were professional and took no effort on my part to arrange.
Handling everything online turned out to be incredibly easy and convenient. I did all the paperwork and uploaded it late in the evening when I had time. I was kept current on what was happening via email. I could check my loan's progress any time I wanted via the web.
"
A
"Excellent work from beginning to end. Was friendly and answered all questions quickly and accurately. Was availible anytime to help in anyway and explained every detail. "
A
"
El Cajon Mortgage Brokers Provider Name Locked
refinanced our home.
El Cajon Mortgage Brokers Provider Name Locked
came to our home to go over all the details of the mortgage, which we appreciated. All the fees were spelled out to us & the closing costs were the same at closing as they were at the beginning of the refinance.
El Cajon Mortgage Brokers Provider Name Locked
did a great job for us & we were thoroughly happy with the work he completed for us. The whole process went smoothly from start to finish.
El Cajon Mortgage Brokers Provider Name Locked
did a great job for us & would not hesitate using him again.
"
A
"The first thing
El Cajon Mortgage Brokers Provider Name Locked
did was to dissuade me from trying to refinance only my first mortgage. I wasn't sure of what my home's value would be and a different lender suggested I refi the first only and use the savings to make extra payments against the second. The problem with that plan was that the second had a high interest rate and a balloon.
El Cajon Mortgage Brokers Provider Name Locked
was confident we could take care of both, and he was right.
El Cajon Mortgage Brokers Provider Name Locked
quickly quoted a 4.5% rate and sent me the GFE and application promptly, which I returned to him.
El Cajon Mortgage Brokers Provider Name Locked
explained the ins and outs of private mortgage insurance, which we figured I would need. I had no experience with refinancing, so he also answered my questions about the process and the charges that would apply.
When the application package was submitted to the lender, there was some kind of problem that required me to reprint and re-sign all the documents. I wasn't too happy about that because I didn't have much spare time, I didn't understand the reason, and I dislike doing tedious tasks over again.
El Cajon Mortgage Brokers Provider Name Locked
was apologetic, which I appreciated. In the end, it wasn't a big deal.
My appraisal came through much higher than expected, which was a happy surprise. We were able to drop the PMI which reduced the payment even further.
I had a few more questions about charges at settlement time. I didn't have to pay any closing costs, even though I wanted to. (I don't believe in paying interest on settlement charges.)
El Cajon Mortgage Brokers Provider Name Locked
explained the charges and the refund I was getting due to the high appraisal. I'll simply return the refund and pay the charges by sending a payment toward principal.
The loan funded a week later, the entire process taking just over a month. I was very busy during that time and wasn't always responsive, but
El Cajon Mortgage Brokers Provider Name Locked
took it in stride and got the job done efficiently. We did the entire thing via email and telephone, which I liked. The only meetings I had to schedule were with the appraiser and the settlement company.
Thank you,
El Cajon Mortgage Brokers Provider Name Locked
!
"
A
"Writing reviews isn't my forte but we found
El Cajon Mortgage Brokers Provider Name Locked
thru reviews of other people and boy were they right....
El Cajon Mortgage Brokers Provider Name Locked
went above and beyond and exceeded our expectations. My builder and Real estate agent were both skeptical about using an out of state mortgage company and one that we had gotten from the Internet but
El Cajon Mortgage Brokers Provider Name Locked
Harper from
El Cajon Mortgage Brokers Provider Name Locked
proved them wrong. Not only did we get the cheapest rate going at that time but we also closed the fastest. We had gone thru a mortgage co. recommended by our real estate agent but they were both pricey and unprofessional, so by the time we dropped them and went to
El Cajon Mortgage Brokers Provider Name Locked
it was close to the deadline of closing but
El Cajon Mortgage Brokers Provider Name Locked
saved the day.
El Cajon Mortgage Brokers Provider Name Locked
has a smooth loan process and they keep you informed through emails and an online account, no need for a face to face meeting. I would like to specially recommend
El Cajon Mortgage Brokers Provider Name Locked
Harper because she started the loan process for us and when the loan process moved to the loan officer who seemed to drop the ball we called her and she went to her boss
El Cajon Mortgage Brokers Provider Name Locked
Price who moved mountains....literally. They had the loan ready for us the night before the day we were closing, the title company could not believe how efficient they were and cheap too.
"

All Mortgage Brokers in El Cajon, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings Join Angie's List Now!
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View locations from page 1 of El CajonMortgage Brokers

1st Carlsbad Mortgage

7046 Heron Cir
Carlsbad, CA

99LENDERS.com

2210 E Vista Way
Vista, CA

A & M PROCESSING

2700 Navajo Rd
El Cajon, CA

Absolute Mortgage Co Inc

1247 Ward Ave
West Chester, PA

ACCESS MORTGAGE

3570 Rancho Road
Redding, CA

Advantage Funding

31 Martha Rd
Orinda, CA

ALLIED CAPITAL MORTGAGE INC

8222 VICKERS
El Cajon, CA

America One Mortgage Group

1991 Village Park Way
Encinitas, CA

AMERICA'S FINEST CITY MORTGAGE

512 Via De La Valle
Solana Beach, CA

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ

American Pacific Mortgage

12600 Hesperia Rd Ste B
Victorville, CA

AmeriFirst Financial Inc

12544 High Bluff Dr Ste 100
San Diego, CA

AMERIFUND FINANCIAL INC

9952 DOLORES ST
Spring Valley, CA

APPLETON REALTY & FINANCE

5022 Bluff Pl
El Cajon, CA

Aurora Financial

8150 Leesburg Pike. Suite 410
Vienna, VA

Avid Advertising Inc

2204 Garnet Ave Ste 201
San Diego, CA

Bank of America

848 Jackman St
El Cajon, CA

Bank of Internet USA

4350 La Jolla Village Dr Ste 140
San Diego, CA

BCS Real Estate Services,Inc.

6390 Greenwich Dr.
San Diego, CA

BluFi Lending Corp

1808 Aston Ave
Carlsbad, CA