El Cajon Financial Planners

in El Cajon, CA

119
Financial Planners are
in El Cajon

9
Financial Planners in El Cajon
are top rated

A
Rated by
George H.
"Pat
(owner) and
De
met with my wife and I initially for for almost two hours to get to know us and understand" our financials needs and objectives. I am close to retirement (my wife will retire in 3 years), and we wanted to find an investment advisor that would get to know us personally and work our whole financial plan, not just offer stocks and bonds advice. We had our
and investment accounts at one of the huge brokerage firms and found that we were a small fish in an large
. Plus, our investments were under performing the
enough that we needed to find another solution.
is the solution for us. They are a small company that provides personal service. They are all CPA's in addition to being financial planners, which made us more confident. Pat
has been in the financial management business for 25+ years, and has a mission to provide holistic financial planning tailored to an individual's needs, not just stock picking advice. They have helped us understand approaches and strategies for life insurance, social security, retirement cash flow, 401(k)'s,
's and regular investments. They created a comprehensive financial plan for us, explained it in great detail, outlined the risks, and showed us what our financial future would look like. We are so happy that we found an advisory firm that really cares about us and takes the time and interest to get to know us, our risk tolerance, and our needs. I would not hesitate to refer any of my family or friends to
.
A
Rated by
Elizabeth L.
"In our first meeting with
, he described the process and the expected outcome and we left with a list of information we needed to bring to the next meeting." We thought we brought all the requested info to the next meeting but as
systematically walked through our assets, workplace benefits,and liabilities, we discovered a few things we had forgotten we had. Those forgotten assets more than covered the cost of the service! Also, as
reviewed our documents, he gave us a better idea of exactly what we had and how the benefits worked while giving us advice along the way of how to maximize those benefits. After all the information was collected,
built a plan based on our answers to questions about our goals and risk tolerance.
walked through a great tool where you can change assumptions and see your expected outcome and probability of success. We even had access to that tool after our meetings with
were finished which we found really helpful. At the last meeting,
summarized what we had discussed in the previous meetings and repeated the advice he shared along the way. He then walked us through various investments and insurance products and explained the pros and cons of each. We were very pleased with our interactions with
. He was personable and knowledgeable. We never felt rushed and
patiently answered all our questions even though we had paid a flat fee so he should have wanted to cut our meetings short! We feel like we learned a lot and were glad we spent the time and money. We would enthusiastically recommend
.
A
Rated by
JOSEPH C.
"A few years ago, we were probably a financial adviser's worst nightmare. We could only answer about half of
's questions as far as where all our money" was (many items had been moved, plus we had just physically moved houses and misplaced many documents in the process).
patiently walked us through establishing a baseline for what a healthy financial plan looks like today, and what we needed to to to prepare for our future. Within a few weeks, we went from only knowing where about 75% of our money was and should be, to knowing where every penny was and watched our portfolio grow. He's very versed in the myriad of options available, and was able to provide
advice for not only managing our own finances, but how to do that in the context of owning our own small business. He is always professional, unbiased, and responsive to inquiries.

El Cajon Financial Advising Articles

Financial Advising reviews in El Cajon

A

Rating
I have worked with
El Cajon Financial Planners Provider Name Locked
for over 10 years. He looks at your entire financial picture in order to design a comprehensive financial plan that meets your unique needs. He is well educated and has earned a lot of credentials, he makes financial planning easy to understand, he's thorough and provides detailed analysis reports.
El Cajon Financial Planners Provider Name Locked
is very professional, he has always gotten me a great return on my investments and I would highly recommend him.
- Susan R.
A

Rating
El Cajon Financial Planners Provider Name Locked
was very easy to work with. His office is a long distance from my home so we handled everything via phone and email.
El Cajon Financial Planners Provider Name Locked
provided the information I sought in a detailed manner and responded exactly when he said he would. I would be happy to use his services again in the future.
- Ryan W.
F

Rating
In early November 2013 I began looking into a Cash Balance plan to enhance my office’s profit sharing and 401k plans. I was using the Third Party Administrator (TPA) Great Lakes Pension for my 401k and I looked at two other companies The Benefit Advantage (TBA) and The Retirement Advantage (TRA). Each of the three companies gave proposals for costs associated with setting up the Cash Balance plans (CBO) and ongoing annual costs associated with running the plans. Upon receiving the quotes, it appeared that TRA was the lowest. We had numerous email correspondences about the process and on November 13th I signed a contract to proceed to set up the plans using TRA. The front page of the contract showed that I would us be executing this agreement with TRA, through their agent
El Cajon Financial Planners Provider Name Locked
,
El Cajon Financial Planners Provider Name Locked
the financial advisor and Great West, the fund management company.
However, on November 18 (15 days after I signed the contract),
El Cajon Financial Planners Provider Name Locked
wrote that he was unable to get back with me sooner because he was traveling, but he needed to inform me that the fee structure that was quoted would be different than what was presented. My apologies for the lack of immediate feedback. I’m traveling this week in the UP. I understand the concern with the difference in cost between the standard and custom design. I did not present the custom pricing based on the conversations surrounding the $100k contribution goal Dr.
El Cajon Financial Planners Provider Name Locked
expressed. I do not want anyone to think that I purposely did not disclose the fees associated with the custom plan design. With that said, I have reached out to actuarial partner,
El Cajon Financial Planners Provider Name Locked
, Inc. to discuss the reasons surrounding fees and if there is anything we can do to accommodate Dr.
El Cajon Financial Planners Provider Name Locked
. Please see his email below and the attached marketing piece that discusses Standard v. Custom designs. I will follow up with a revised proposal that illustrates the $3000 set up and annuals of $4200. I hope the decision is to continue to partner with The Retirement Advantage and Great West. If I can be of further assistance or additional information is required, please do not hesitate to contact me directly.

Regards,

El Cajon Financial Planners Provider Name Locked


He attempted to explain that their actuarial partner,
El Cajon Financial Planners Provider Name Locked
set their fees differently for different types of plans. I had my office manager tell
El Cajon Financial Planners Provider Name Locked
to hold off on processing our plans through TRA until we had more clarity about what appeared to be a Bait and Switch. Then, in early December
El Cajon Financial Planners Provider Name Locked
notified me that since
El Cajon Financial Planners Provider Name Locked
would be calculating the actuary tables, they would also have to manage the funds within their own proprietary funds. That is, we would not be able to use Great West. Understand that the fees associated with
El Cajon Financial Planners Provider Name Locked
funds are exorbitant and the company is poorly rated. So, we would have to pay more to have the plan managed as well as pay more for each fund within the plan and endure much higher risks.

I would think that since the original contract is signed between a specific set of parties, and that one of those parties, namely Great West was disqualified by TRA, the original contract, dated November 3rd would be
El Cajon Financial Planners Provider Name Locked
and void.
Regardless, TRA sent me to collections to obtain $3,500 for their services even though they will not be handing any of my moneys.


- Michael F.
A

Rating
My husband was arrested for having drugs in the car with him. He was arrested and taken to the Van Nuys City Jail in the Valley. I called the Jail to find out what it took to get him out of jail before he had to go to work in the morning. When the jail employee told me the bail bond was $20,000 I almost cried. Then I did some research and called
El Cajon Financial Planners Provider Name Locked
across the street from the Van Nuys city jail. And a very kind bail agent was able to calm me down and walk me through the entire bail bonds process. She was patient and very understanding. She was able to inform me that just because the bail bonds is set at $20,000 does not mean that is my only option. The bondsmen told me that they would be able to get him out of jail within 4 hours, and he would make it to work. But in order to do that I would need to pay the bail bonds company 10% of the set bail. In my case the 10% fee was $2,000. I agreed to go ahead and start the application and get my husband out of this nasty jail house thanks to
El Cajon Financial Planners Provider Name Locked
agents.
- Gayane K.
A

Rating
It went well. He put me in a couple of different reputable financial products. I invested some with an annuity for long term goals and in a gas/oil product for my short term goals. I'm very pleased with his knowledge and ability to call back.
- Abraham O.
N

Rating
El Cajon Financial Planners Provider Name Locked
. (
El Cajon Financial Planners Provider Name Locked
) has managed, counseled and advised my wife,
El Cajon Financial Planners Provider Name Locked
and I in all facets of our
financial planning since about 10 years before my retirement in 1998, at age 62.
We retired to a lovely 55+ community in southern Arizona, and continue to utilize their guidance.

We regard their firm as trustworthy, and committed to the financial success of their clients.
NOTE: Cost of services is
El Cajon Financial Planners Provider Name Locked
based on their success in managing your portfolio.


- william B.
A

Rating
T.J. showed up on time in the morning, which is important to us. I would like to also point out, more specifically, he came TO US! We loved that personal touch and going out of his way to service his clients. Everyone else we have worked with in the past has made us come into their office. Insurance and retirement is not a terribly fun thing to discuss so we loved the fact that we get to be in the comfort of our home, T.J. comes in and caters to us and our needs, and we can be more efficient with OUR time and done quicker. We loved it. Service like when doctors used to make house calls. This is not done enough nowadays.
He was very knowledgeable about his business and our needs, clear, concise, and explained every thing in a language we could understand. We were shown multiple companies so we didn't feel like we were guided down a path that wasn't best for us.
They even helped us with retirement strategies and optimizing our retirement nest egg to better suit our needs!
El Cajon Financial Planners Provider Name Locked
was a joy to work with and for any and all retirement/Life insurance/LongTermCare insurance needs I would highly recommend.
- Doris P.

All Financial Planners in El Cajon, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr
Irvine

Advantage Law Group

5820 Oberlin Dr
San Diego

AFLAH REALTY

4045 Bonita Road
Bonita

Aligned Advisors

4370 La Jolla Village Drive (Northern Trust Bldg)
La Jolla

Allan Galgut Insurance

4275 Executive Square 400
La Jolla

Allegiant Group Inc

189 W Clarkston Rd Ste 1

Allsup Inc

300 Allsup Pl

American Pacific Mortgage

12600 Hesperia Rd Ste B
Victorville

AMG Legacy Planning

10100 W Sample Rd

Avid Advertising Inc

2204 Garnet Ave Ste 201
San Diego

BARBARA MOORES TAX SERVICE

1333 E MADISON AVE
El Cajon

BCH Consulting Inc.

2100 Main Street
Irvine

BERDAN BENEFITS INSURANCE

16776 BERNARDO CENTER DR 203
San Diego

BetaFrontier, LLC

156 W Superior St Apt 401

Boost Credit 101

3773 E Cherry Creek N Dr

Bottom Line Tax & Accounting Services

7209 Sherbourne Ln
San Diego

Bravo Bail Bonds

2534 State Street
San Diego

BusinessPlanWriterPro.com

1120 S. Pacific St.
Oceanside

Capital Growth Inc.

8910 University Center Ln
San Diego

CAREY & RAICEVIC CPAS INC

9939 HIBERT ST
San Diego

Christiansen Capital

705 Pier View Way
Oceanside

Coastal Credit Solutions

4747 Viewridge Ave
San Diego

Consumers Alliance Processing Corporation

1935 Camino Vida Roble Suite 150
Carlsbad

CountryWide Debt Relief

1504 Brookhollow Dr.
Santa Ana

D.M. Brenner & Assoc

380 Stevens, Ste 213
Solana Beach

DEBT FREE LEAGUE

545 HST. STE B
Chula Vista

Debt Relief Bankruptcy Attorney

121 Broadway #355
San Diego

Debt Relief NW Inc

202 SE 181st Ave. Ste 102

DELUXE TOWING (619) 316-2771

13465 CAMINO CANADA #106-444
El Cajon

Derden Business Loans

2560 Catamaran Way Suite 11
Chula Vista

Dollar Smart Money Center

1103 Broadway
El Cajon

Dunlap Wealth Management Group

14074 Trade Center Dr

Eagles Club

Canoga Park

EDWARD JONES

2650 Jamacha Rd Ste 131
El Cajon

Elite Debt Consolidation

350 West Main Street
El Cajon

Elite Debt Consolidation

350 West Main Street

Emerald Connect

15050 Avenue of Science, Suite 200
San Diego

FINANCIAL BRIDGES

12975 Brookprinter Pl Ste 140
Poway

Freyman CPA, P.C.

40 Exchange Place

GINGLES INVESTMENTS

385 S 1st St
El Cajon

Global Capital & Equity

PO Box 8543
Chula Vista

Golden Financial Services

600 Palm Ave #221
Imperial Beach

Golden Financial Services

600 Palm Ave
Imperial Beach

Goodsell & Company Financial Services

3143 4TH AVENUE
San Diego

Green City Insurance Services

1758 s. Holt Av.
Los Angeles

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.

Hidden Valley Tax Lawyers

270 East Via Rancho Parkway
Escondido

Home Loans San Diego

402 W Broadway
San Diego

iBank

3090F Pullman St
Costa Mesa

IRS Tax Help Team

1201 S Beach Blvd
La Habra

JMJ Financial

1010 Turquoise Street
San Diego

KIM R COYLE CPA & ASSOCIATES INC

13272 EUCLID ST
Garden Grove

Law Office of Narciso Delgado-Cruz

3200 4th Ave Ste 203
San Diego

LIFEPRO INSURANCE MARKETING

11512 EL CAMINO REAL #100
San Diego

Lowell, Blake & Associates

141 Tremont Street

LPL FINANCIAL

747 W BELAIRE
Vista

Luminary Financial & Insurance Solutions

1434 Andorre Glen
Escondido

Mackay Tax and Financial

8680 Navajo Rd
San Diego

Maggio Capital, Inc.

12526 High Bluff Drive Suite #300
San Diego

Marchand & Co CPA's PC

2003 Southern Blvd SE

Megastar Financial Corp

930 Executive Way Ste 125
Redding

Mess2Success

San Diego

Michael G Funtas‎

2648 Jamacha Rd
El Cajon

Mike Aon

3773 Willow Glen Drive
El Cajon

Mike Keegan

10089 Willow Creek Rd
San Diego

Miramar Accounting & Tax Service

8670 Miramar Rd
San Diego

Opera Solutions

12230 El Camino Real, Suite 330
San Diego

Pacific Coast Trust

4275 Executive Square Square
La Jolla

pay1realty

Chula Vista

Payless Loan Source

2955 E. Hillcrest Drive
Westlake Village

Pettit Financial Services Inc

225 N Rancho Santa Fe Rd
San Marcos

PlanPrep - Financial Planning

13151 Kellam Ct
San Diego

Prime Title Loans San Diego

1856 Conejo Ln
Fullerton

primo Debt Consolidation

382 3rd Avenue Ste B

PROMPT APPRAISER & CONSULTANTS

2371 Silver Oak Cir
Corona

Redwood IRS Back Tax Attorneys

3936 30th Street
San Diego

REILLY FINANCIAL ADVISORS

7777 ALVARADO RD
La Mesa

Reyes Financial Architecture

4365 Executive Drive Suite 250
San Diego

ROBERT THOMAS SECURITIES

1234 E MAIN ST
El Cajon

Rohn S. Trieglaff, CLU, AIF

16496 Bernardo Center Dr
San Diego

S P Johnson Group

293 Mulberry St

San Diego County Credit Union

6705 Mira Mesa Blvd
San Diego

San Diego County Credit Union

312 W Main St
El Cajon

Superior Law Center

3160 Camino Del Rio S #300
San Diego

Tax Attorney Help San Diego

5663 Balboa Avenue, Suite 449
San Diego

THE ADVISOR'S GROUP

7860 MISSION CENTER CT
San Diego

The Colvin IRS Tax Debt Group

1850 Main Ct
Chula Vista

The Kaplan Group

330 A Street
San Diego

Thomas J. Dobransky & Associates

13400 Sabre Springs Parkway
San Diego

Title Loans Express

1856 Conejo Ln
Fullerton

TODD TYLER CPA CFP

5151 SHOREHAM PL
San Diego

TURNER FINANCIAL GROUP

6856 Embarcadero Ln
Carlsbad

UHART TAX

9745 Prospect Ave Ste 204
Santee

United Gold Direct

2945 Townsgate Road
Westlake Village

Van Winkle Insurance Group

13619 Mukilteo Speedway

Veld Advisors

3414 Corte Sonrisa
Carlsbad

Shop Local Financial Advising Services in El Cajon, CA

Join Angie's List to get the best local reviews in El Cajon.

What Does My Membership Include?
  • Instant access to reviews for 700+ services
  • Exclusive service discounts - up to 70 percent off!
  • Top-notch support from our live call center
How does Angie's List work?
1. Say you need a Financial Planner
2. Angie's List has tons of detailed, local reviews.
3. Find a winner, and book them.
4. Angie's List is there to resolve any issues.
CBS
Good Morning America
Fox News
USA Today
The Wall Street Journal
MSN money