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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Shirley, AR

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Advanced Auto Insurance Secrets and Information

3007 Highland Drive
Russellville

Affordable Insurance Inc

PO Box 287
Walnut Ridge

Agent Randy Life & Health Insurance

5317 J.F.K. Blvd
Little Rock

ANDREW ALDRIDGE INSURANCE

518 South Hill Avenue
Fayetteville

Beale Lee and Associates

408 N Walton Blvd
Bentonville

Benefit Concepts Insurance

3805 McCain Park Dr
North Little Rock

Bryan Lewis State Farm Insurance

4201 W New Hope Road Suite 103
Rogers

Cheap Life Insurance Rates

P.O. Box 575
De Witt

Choice Home Warranty

1090 King Georges Post Rd

Clarksville Insurance Agency

715 West Main Street
Clarksville

Cook Insurance Agency, Inc.

126 Linwood Drive
Paragould

Derek McCoy State Farm Insurance Agent

119 N College St
Mountain Home

DUNN INSURANCE

1722 N GREGG AVE
Fayetteville

HOMETOWN INSURANCE CO

519 HIGHWAY 9 E
Shirley

INDEPENDENT INSURANCE BRKRG

918 AIRPORT RD
Hot Springs National Park

Insurance Group of Junction City

925 S. Washington Street - Suite A - POB 1225

Jake Easley Insurance Agency

204 North Oak Street
Sheridan

JAMES INSURANCE

1222 HOT SPRINGS HWY
Benton

LAWRENCE AGENCY INC

124 W MAIN ST
Walnut Ridge

NBC, Inc.

470 Forest Ave

Patel & Associates LLC.

2530 Berryessa Rd

Pennington Insurance Inc

107 North 26th Street
Arkadelphia

Senior Health Direct

719 E. Grand River Ave.

Shelter Insurance

16 E Spring St
Fayetteville

United Health Care

PO Box 30555
Shirley Zip Codes

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