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Angie's Answers


First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 


An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.


Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.


Todd Shell

Todd's Home Services

San Antonio, TX

Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Irvington, AL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AAA Alabama - Mobile

720 Schillinger Road S

Accelerated Benefits

5880 Venture Drive

AlaCoast Insurance Agency

5204 Hwy 90 W

All Risk Insurance

1913 E Olive Rd

Allstate, Stacy Kagan Agency

5659 Coral Ridge Dr

America's Title

4400 Bayou Boulevard


2200 N 9th Ave

BA Background Screening, LLC

111 Terry St
Spanish Fort

Belitsos & Associates

6706 N 9th Avenue

Benefits Negotiator

PO Box 414
Bay Minette



Choice Home Warranty

1090 King Georges Post Rd



Doug Covert Insurance Agency Inc.

101 Lottie Lane, Suite 2

Eagle Insurance Company

221 W Cervantes Street

Gold Star Adjusters LLC

3830 Crown Point Road

Gulf States Insurance Group

1275A College Parkway

Insuractive, Inc.

8420 W. Dodge Rd.

Lad Drago State Farm Insurance

7623 Spanish Fort Boulevard
Spanish Fort

Legal Your Way

Spanish Fort

Moore Law Firm

301 Saint Louis Street

Motto Insurance Agency Inc

20420 Moss Branch Ct

MReed Financial

2807 Vista Mariana

NBC, Inc.

470 Forest Ave

Paradise Retirement Solutions

218 N Alston St

Patel & Associates LLC.

2530 Berryessa Rd

Paul Carter Agency, Inc.

5809 Grelot Road

Pitman Insurance Agency

402 Bellangee Avenue

Rugloski and Associates

537 E. Gail Lane


2018 Ziglar Rd

Senior Health Direct

719 E. Grand River Ave.

South Shore Insurance

7801 State Hwy 59, Suite E



SWAN Capital

107 W. Gregory St.

Thomas, Harrison & Assocs Ins. Agy Inc

23210 US Highway 98


1956 J University Blvd S #264

United Health Care

PO Box 30555


2101 Scenic Highway

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