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A
"We decided that the best solution was to transfer the title for the vehicle our son drives to his name and create a new policy for him using their family plan. " Costs went down significantly for everyone!809090

-Colleen L.

F
"I called the
agent,
and complained. in my opinion, she is 75% culpable for this RIP OFF. she said, she does not" work for the SERVICE MASTER so she cannot do anything. I asked her to get in touch with her former co-worker,
.
said she would. two weeks later i called
again. she said, she can give me 10% off. WHAT??? if she does not work for the SERVICE MASTER, how can she give me the discount?? she also said, she would call
adujster and review the SERVICE MASTER bill and verify. never heard from
. not one word. I am an old school. if someone said, she would do something, i expect it. if not successful caqll me and tell me that. if some one promises something but does not do what she promised, she has NO INTEGHRITY. I suspect the SRVICE MASTER friend has something for the
agent. I switched the agency. i am considering reporting this incident to the Dept of Insurance.

-ken M.

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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in San Diego

F

Rating
I called the SERVICE MASTER. they responded quickly but did tell me that they are not plumber and do not fix anything. they wil tell me what the problem was. I already knew the problem. water leaked from upstairs to downstairs. SERVICE MASTER measured the moisture content of the ceiling. why? i knew it was wet. they took a lot pictures. I told them they don't need to do that beacuse i was paying out of pocket since my insurance deductble was $1000. i hired aq plumber. he fixed the problem in 30 minutes by replacing the wax ring of the upstairs toilt for $150. SERVICE MASTER hooked up a giant de-humidifier to the ceiling and came back every day for 10 minutes to inspect if the tape was in place. after 4 days, i told they they are no longer needed. one month later, bill came for $780. WHAT??? if it was a insurance claim, i am certain that5 the
San Diego Insurance Companies Provider Name Locked
paid. that is how it works, doesnt it? i called the SERVICE MASTWER and
San Diego Insurance Companies Provider Name Locked
agency,
San Diego Insurance Companies Provider Name Locked
of this RIDICILOUS charges. They both promised a lot of things to rectify the issue but nothing happened. IT IS ASHAME FOR A
San Diego Insurance Companies Provider Name Locked
AGENCY TO RECOMMEND HER EX-COLLEGUE TO DO "SERVICE" FOR AN OUTRAGEOUS PRICE. The service tghey did not do. State Fa5rm agency to recommend her "friend" is a CONFLICT of INTEREST. to me, it was a SCAM. Do not use SERVICE MASTER. Do not ask
San Diego Insurance Companies Provider Name Locked
,
San Diego Insurance Companies Provider Name Locked
for a plumber.
- ken M.
A

Rating
I LOVE
San Diego Insurance Companies Provider Name Locked
! I cannot use another insurance provider for as long as I live. I may sound like I am exagerrating, but after having dealt with Allstate and 21st Century,
San Diego Insurance Companies Provider Name Locked
wins, hands down. They are mostly based online, but that totally works for me. (They happen to have a few local offices as well, but I have never visited any.) Their promptness, understanding of military culture and dynamics and overall customer service are unsurpassed. I HIGHLY recommend to any and all military and military family members!
- Janelle T.
A

Rating
Fortunately haven't had much reason to collect. The one accident I had years ago they were fast to get my car back in working order. They have been the best insurance agency I have used in over 30 years.
- Carol B.
A

Rating
My house flooded and ESN restoration was contracted by the insurance company to secure my home and my contents. We didn't realize that ESN was the insurance company's one stop shop. ESN also wrote the estimate for repairs. Now here's where it gets interesting, ESN wrote an estimate of repairs for $18,000.00, grossly underestimated to save the insurance company money. My insurance agent felt that ESN Restoration had done an accurate estimate for repairs and if I had any problems I needed to contact them (ESN Restoration) to correct or address any concerns that I may have. This is when I contacted
San Diego Insurance Companies Provider Name Locked
. They had their own contractor estimate the damages and oh what a difference.Because of the insurance company's resistance it took a little time, but in the long run the final results were well worth the wait. From an $18,000.00 estimate to over $100,000.00 recovery !!! Thanks to the negotiations of
San Diego Insurance Companies Provider Name Locked
..They delt with everything from start to finish. In the end the insurance came through and corrected a wrong. It all started with an inexperienced person from ESN Restoration writing a bad estimate. Beaware that as a consumer you have the right to chose your own restoration company. Hopefully not the one mentioned in this report. I'm still trying to get ESN Restoration to take responsibility for damages they caused to several of my item not being packed-out/in correctly. ie. like my Grandfather Clock that they broke when they moved it, instead of hiring a company to move it like other company's would have done.
- BILAL A.
F

Rating
I have tried to work with
San Diego Insurance Companies Provider Name Locked
since 11/23/2010 when my car was hit in the Target parking lot. The damage was not that great, the car is ten years old and in good condition. The shop I took it to gave an estimate of $2800.00
San Diego Insurance Companies Provider Name Locked
sent out a representative to get their own estimate and he wrote up an estimate for the same work at $580.00. Then they sent me a check for $460.00 which is $120.00 less than the estimate they created. They offered to pay for a rental car but only on the days that the car was being worked on, not on days if the shop was waiting for parts. So if they took my car apart and found they needed more parts and it took two days to get those parts I would have to pay for the rental car during that time. Every time I call
San Diego Insurance Companies Provider Name Locked
I get a different person and they follow a procedure or a script, they do not listen or respond to questions until they have completed their predetermined actions. They do not answer questions and they threaten to hang up on me if I insist on an answer without being forced to wait for them to go through whatever process they feel is more important than my questions. I have never, in 55 years, had such a poor experience with a service company. They might treat the people who are insured by them better but they will never get any of my money to be able to confirm that. Do not do business with this company.
- Richard T.
F

Rating
I made a claim to my homeowner's insurance in December. A pipe cracked within a wall and caused water damage.
San Diego Insurance Companies Provider Name Locked
came out to assess the damage and said they would cover it. It has been 6 weeks and the repairs have not been started!! The contractors sent an estimate to the agent (
San Diego Insurance Companies Provider Name Locked
Kensora) over 3 weeks ago, and the agent has not returned my phone calls or answered my emails. My kitchen is unusable. I paid my premiums for the last five years for nothing! I do not recommend
San Diego Insurance Companies Provider Name Locked
for homeowner's insurance.
- KERRI M.
A

Rating
San Diego Insurance Companies Provider Name Locked
Yacker is an OUTSTANDING insurance broker. He met with me several times, and always had useful information to share. He definitely looks out for your best interest and educates you on the in/outs and gotcha's of various Disability Insurance companies, their policy coverage/exclusions, and value for your money (based on your unique circumstances).
- KAREN & Jeff Freedman V.
A

Rating
They are a big company and they are really professional. They offer great deals. They are very responsive. Well, I insure everything with them. These guys are great. I would strictly recommend them.
- CARL S.

Insurance Companies in San Diego

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