Richmond Property Appraisers

in Richmond, VA

Local Articles in Richmond

A wood deck, like this one made with Brazilian walnut, or ipe wood, tends to add more value to a home than one made of composite. (Photo courtesy of Angie's List member John B. in Oklahoma City)

Hoping remodels boost resale value? Do this, not that

The type of home renovation you do can affect how much you get back in added resale value. Here are some of the best and worst returns on your investment.

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Contractors say homeowners with this trait are the most satisfied with home improvement projects.

A home inspector examines a crawl space for a prospective homebuyer. (Photo courtesy of Angie's List member Charles S. of Montpelier Station, Va.)
Home Inspection, Appraisals - Real Estate

Dear Angie: What are the similarities and differences between a home appraisal and a home inspection?

A corner of carpet is pulled up to reveal water stains (Photo by The Inspectigator)
Appraisals - Real Estate, Home Inspection

Bank-owned properties often cover-up serious structural problems with quick and cheap cosmetic fixes. Avoid the problem by knowing these simple inspection tips.

front doors
Appraisals - Real Estate, Real Estate Agents

Curb appeal starts at the front door. Review these 8 tips, from a highly rated Dallas Realtor, to guarantee you pick the right color to help sell your home.

Angie's Answers

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Yes, but you won't like what will probably happen (this is a worst case scenario, hopefully you will avoid most):

The purpose for a building permit is to ensure meeting the minimum standards for construction practices and minimum safety standards.  A contractor who works without a permit, does so because they know they are not in compliance (and to save money at your expense).  They knew they should have had inspections and permits for their work.  Who ever built the addition should be reported to both the building official as well as the Better Business Bureau.  It is ultimately the homeowner who is responsible for ensuring the proper permits have been applied for, though.

So when you apply for your permit, you will be pretending as if the work is not completed (you do not hide this fact, you just have to follow the correct process as if it hadn't been built).  Your first stop will be with zoning; can you even add an addition, do you have the proper clearances from the side, front and rear property lines.  If it is a bedroom, does the septic system (perk test) support an additional bedroom.  If your building already meets or exceeds the amount of building allowed on the site or if you do not have the clearances required from the property line, your addition may be required to be removed.  There are appeal processes and variance requests you can try before tearing down the addition (Get an architect).

If your zoning review is fine, next you go to permitting.  Here you will submit plans (drawings) of what was built.  If you do not have these plans, consider hiring an Architect to generate As-Built drawings for this use.  Hopefully the plan review comes back with no changes, or you will alread know your addition is not in compliance and may face rebuilding.  Depending on the type of construction, your zoning and your local building requirements, you will be required to have inspections of your foundation / footings, the framing, the electrical, mechancial and HVAC systems, etc. affected by the work. 

This may require digging the ground back up so the inspector can confirm foundation depth, size and draingage requirements.  The interior wall finishes (gypsum board, panelling, etc) may have to be removed in some or all areas so the framing and electrical can be inspected (If one area fails, be prepared to pull all areas down).  At each inspection, if the work is found to be lacking, then you will have to correct the work before getting permission to use the room.  If there is an electrical or safety violation found, it is possible the Building Official could declare the entire property inhabitable until the offenses are corrected (IE you are homeless until it is fixed).

As you can see, you have to hope beyond belief that the builder constructed everything correctly and that the building officials will work with you to minimize the amount of deconstruction necessary to inspect the work.

Also, you will be charged all the fees associated with plan review and permitting, and you will be charged for each inspection visit (as your builder would have been charged initially had they followed the law).

As for value, here is the real concern:  If your home burns down or faces some similar disaster, your home owners insurance will balk at paying; they will blame the illegal construction as the cause.  As for the value of your building, not having a permit will make any buyer have a difficult time getting their own insurance, thus harder to sell.  The room itself will add value to your property, if it isn't a hazard (IE permitted). 

Also, taxes are based upon assessments, which use the land records.  Building without a permit, can be seen by local officials as an attempt to avoid paying property taxes, since the land records do not show the addition.  Until the official tax records reflect an accurate statement of your building, you may face fines, tax fees and other costs associated with the improvement depending upon how long it has been there unreported.

You may wish to contact a local, licensed Architect who works with the local building department.  They will know the personel, know which forms you need to fill out first and how to protect you from an overzealous Building Official (there are exceptions and options within the Code that the Building Official may forget or ignore that an Architect can request be used to prevent tear down or damage).  Next time you go to build get the Architect first to protect yourself from what this construction firm did to you.

Good luck!
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     If you are having a friendly divorce you might want to know what doing the repairs would add to the sale price. I think your best bet would actually be to talk to a realtor as to what they think the difference would be. Then get a couple of estimates from a local contractor or contractors.

     Being in a divorce situation I would think sell as is and move on as quickly as you can. Renovation of a home can be a stress on a good marraige and it would probably be worse if in divorce proceedings.

 

Good luck Don

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Real Estate Appraising reviews in Richmond

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Rating
Richmond Property Appraisers Provider Name Locked
was prompt and efficient with his analysis and subsequent report on my parents' property. I would recommend his services to anyone needing the services of an appraiser.
- Diane V.
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I was referred to Hunt by a friend who had used them during a divorce. I wanted an accurate appraisal of my home because Zillow was still showing the value based on our purchase price 3 years ago - and we've made $60-$70K+ improvements since buying.
Richmond Property Appraisers Provider Name Locked
had an opening and came the same week - and I had the appraisal via email just 2 days later. I appreciated not having to pay what the banks charge for an appraisal (I think it was $350 or $400 through the bank when we bought). She said they charge less for this type of appraisal because it's less paperwork when a mortgage isn't involved. She was on time and also really friendly and good with my dogs. I'm glad to know the real value of my house and property as of now - and the good news that it was slightly higher than I thought!
- Martha P.
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Richmond Property Appraisers Provider Name Locked
was great. Came in and was flexible with my Schedule. We talk about what is good and bad to invest in in terms of home upgrades. He reassured me that my house was in great shape, I was very happy with his appraisal work. I felt like my house was around that price but wanted to validate it with a professional.
Richmond Property Appraisers Provider Name Locked
's a down to earth good Chicago guy. This won't be the last time I see him and I am sure I will recommend him time and time again.


- Kathy S.
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They came, took pictures, walked around inside ad out. Asked questions about the roof, plumbing etc. and left. Sent me the appraisal a few days later. Excellent and personable
- Sandra A.
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Richmond Property Appraisers Provider Name Locked
is fantastic! I needed an appraisal done (extra quick) due to my circumstances.
Richmond Property Appraisers Provider Name Locked
responded to my email inquiry within the half hour. After a few email exchanges I knew I wanted
Richmond Property Appraisers Provider Name Locked
to provide the service. He was responsive, friendly, gracious and professional.
Richmond Property Appraisers Provider Name Locked
was willing to work with my situation and made it such a smooth, stress-free experience. He arrived promptly on a Thursday to perform the appraisal and provided the full report the next Monday.
Richmond Property Appraisers Provider Name Locked
is a pleasure to work with. You can count on him to provide timely, professional service with a super kind and friendly personality.
- Krista E.
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Kept me up to date almost daily on progress of the sale of real property. Was there from the first contact through the last document at escrow. Insured all bases were covered. I have complete confidence in
Richmond Property Appraisers Provider Name Locked
and her firm.
- Kenneth W.
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Well, there simply aren't enough words to describe the process / interaction with
Richmond Property Appraisers Provider Name Locked
. We have been on this "home renovation journey" for several months, and have spent a lot of money already - but no renovation work has started.
Richmond Property Appraisers Provider Name Locked
was very "informative" about our renovation plans, and whether those plans would yield a profitable ROI (should we decide to sell in the future).
I would MOST definitely recommend
Richmond Property Appraisers Provider Name Locked
, and will use his services in the future.
- TONYA T.

All Property Appraisers in Richmond, VA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ANTIPEST TERMITE & PEST CNTRL

3905 HILLTOP FIELD DR
Chester

APPRAISAL GROUP INC

2807 N PARHAM RD
Henrico

Assist 2 Sell

593 Southlake Blvd
Richmond

BOB BLAKE APPRAISAL CO

2070 MOSELEY RD
Moseley

CECIL SIMMONS & CO

PO Box 580
Chesterfield

Classic Realty Services

3900 Victoria Ln
Midlothian

Cove Harbor Construction

14401 Silver Birch Ct
Midlothian

eFuneral

5000 Euclid Ave Ste 310

First Home Mortgage Corporation

1 Parkwest Circle Ste 208
Midlothian

FIRST WASHINGTON REALTY

7027 THREE CHOPT RD
Richmond

HORNE & ASSOC REALTY INC

HANGARY SPRING RD
Henrico

INTEGRA REALTY RESOURCES

4447 COX RD
Glen Allen

J & D Construction and Maintenance

304 S Brown Street
Blackstone

LESTER BARBER & ASSOC INC

13354 MIDLOTHIAN TPKE
Midlothian

MICHAEL G MILLER & ASSOC

5316 PATTERSON AVE
Richmond

MYERS MOORE & ASSOC

10404 PATTERSON AVE
Henrico

SFL Valuation Services, Inc.

3330 Fairchild Gardens Dr., #33621

Sinnen Green and Associates

5516 Falmouth St
Richmond

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