Richmond Mortgage Brokering Articles

Mortgage Brokering reviews in Richmond

A

Rating
This company is small and local. They have great services and they are also very good at dealing with any cases if you have a splotchy credit record or history. They just really have great ideas, they invest their time and energy into you as a client, and they do a really good job if you ask me. I had no complaints and I have advised others to use them too.
- SETH R.
A

Rating
I only have good things to say about Benchmark. They are timely about getting back to you if you have questions. They pay attention to detail. They hire great people. They do not rip you off and they really work with you. Again, I have told others in my area that I think they are great from their services to their rates to their customer service department.
- SETH R.
A

Rating
When I reached out to
Richmond Mortgage Brokers Provider Name Locked
with
Richmond Mortgage Brokers Provider Name Locked
I was unsure of the direction my husband and I needed to go with our current home...rent it out or list it for sale. With over 20 years of experience,
Richmond Mortgage Brokers Provider Name Locked
took his time, answered all of our questions, and eased all of our concerns. He helped us weigh the Pro's and Con's of listing our home for sale in the current real estate environment. We will 110% be using
Richmond Mortgage Brokers Provider Name Locked
and his team as
Richmond Mortgage Brokers Provider Name Locked
for our real estate needs.
- Kyla P.
A

Rating
Talk about EASE! I am a working mom with 2 kids and never have time to myself let alone time to sign for a refinance.
Richmond Mortgage Brokers Provider Name Locked
sent someone to my home at 8:30 at night when my kids were asleep to sign. Yes, once my kids were asleep!! Not to mention their fees were 25% less than the local competitors. I recommend FT&E to anyone!!
- Kyla P.
F

Rating
I contacted
Richmond Mortgage Brokers Provider Name Locked
recently to refinance my house. I applied online and received a call from them shortly. The samesman gave me a pitch and said he would not give me a quote without my wife on the line. He wanted to set up an appointment for the next day to give us the information and wanted to know if there was any reason we would not commit during that first call. It was handled more like a timeshare sales pitch - very high pressured. Like most people, I told him that in no way was I going to commit during that call and then cancelled the call. Any salesman who rushes you to make a decision knows that he's selling snake oil, or else he would let you think about it. I can't imagine making such a large decision in any rushed mode. As it turns out, I found a better loan locally for a full 5/8% lower, with no closing costs, points, or
Richmond Mortgage Brokers Provider Name Locked
fees.
- Gregory W.
A

Rating
It was a very pleasant experience. We used
Richmond Mortgage Brokers Provider Name Locked
about 5 years ago and got a great rate on our first home, but rates have dropped even further so it was time to refinance. I usually have a lot of questions and
Richmond Mortgage Brokers Provider Name Locked
was always available and he was a huge help!
- Morgan M.
C

Rating
I pulled out of refinancing with
Richmond Mortgage Brokers Provider Name Locked
.
Things started well. I liked the Mortgage broker and he was pretty responsive to my emails and phone calls. The closing costs did creep up a bit with the pre-paids, but I was still on track to save money at the 3.75 rate which would have given me a break even in several years and then a lot of savings down the road.
But then my appraisal came in lower than I was expecting. Not by much, just a bit. This is where things started to get a little strange. After my appraisal came in low, I was re-assigned to another person to work up an FHA refinance on Friday. It took several emails and phone calls to get ahold of this person on the next Tuesday. I finally did get ahold of him and he said it had to be FHA again, so I told him to try to work the numbers. I waited a couple more days and no good faith estimate, so I requested a good faith estimate. He said he couldn't give me one yet, only a rough estimate. The rough estimate showed me saving less than 100 dollars a month, so at this point I asked them to stop the process. Note it was almost 1 1/2 weeks after the appraisal at this point, so I was frustrated with how slow things were going. This is why I rate them a 'C' on responsiveness and puncuality.
Not soon after I asked them to stop the refinance process, I also found appraisal actually had some blatant mistakes in it. This to me supports the fact that the appraiser wasn't that good and probably got my house's valuation wrong. For example, I found several errors in the appraisal, such as the appraisal saying I had a crawl space, when I had a full basement, saying I had ceiling fans, when I have no ceiling fans. Even the room count in the appraisal was wrong and there were spelling mistakes. In addition, the appraiser found several comps that were miles away in different neighborhoods and different lot sizes, no basements, etc and used those for comps. To me this calls into question the valuation, since I found so many other mistakes.
I bough this to the attention of the mortgage broker, but by now it was too late. The Mortgage broker wanted to do a valuation appeal, but I guess the guy processing my loan - the "Solution Consultant" was afraid to do this because of the stricter laws now with mortgages.

To sum things up, not bad or terrible, but I felt things could have gone much better. I felt the communication after my loan was switched back to FHA could have been better and gone faster. It just seemed like things took forever after the appraisal came back low. I will also have to complain about the appraisal. I know that
Richmond Mortgage Brokers Provider Name Locked
just contracts with someone, but I felt like the appraisal was done by someone that didn't do it correctly and it seems like for the 300 or so dollars I spent, a better, local appraisal company could have been used. I know the laws have changed, but shouldn't a homeowner have some process to appeal and get another appraisal if its obvious that mistakes were made?
Anyway, this is the 2nd time I have tried to use them and it hasn't worked out. Going forward, I will probably try to use a local mortgage broker to get better service and hopefully an appraisal that is more in line with reality. Note that the
Richmond Mortgage Brokers Provider Name Locked
I'm in has lost some value, but values and sales are picking up. I don't think the guy that did the appraisal took that into account at all.

Update: When I wrote this review the first time, I had just told the loan consultant to "stop" with the process because the numbers didn't make sense and they wouldn't try a 2nd appraisal. Then almost a week after I told them to stop, I get a phone call and an email from someone at
Richmond Mortgage Brokers Provider Name Locked
who proposes a new loan that has lower closing costs and works with my lower appraised value, but they have increased the rate to 4.25. I tell this new guy no and say in summary: "no thanks, I'm done because I don't really have faith in
Richmond Mortgage Brokers Provider Name Locked
at this point". Besides, the new rate is not competitive and the credit they were giving on the closing costs they would still make back in interest in just a few months. I'd rather just try to use someone else and get a good rate.

Then on 10-5-2012, more than a week after I told them to stop the process, I call to find out when I'm going to get a refund on my initial 500 dollar deposit ( minus the appraisal and credit report fees of course ). I speak with a nice young lady that tells me that my loan HASN'T been stopped, its in a suspended status and it will take another 8-14 days to get my refund! This is after my last loan consultant said he was stopping the process last week and said I would get a refund in 7-10 days! I finally got things closed down later that day.

Update - I finally got a refund of part of my initial 500 deposit. Note that it took until 10-12 to get my refund, over 2 weeks after I told them to stop the refinance. There is no excuse for that. Some people may get lucky with
Richmond Mortgage Brokers Provider Name Locked
, but with the customer service I have experienced, I will never "roll the dice" and take a
Richmond Mortgage Brokers Provider Name Locked
with them again.
- Mike H.
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All Mortgage Brokers in Richmond, VA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Alcova Mortgage - Richmond

8401 Mayland Drive, Suite R
Henrico, VA

ALLIED HOME MORTGAGE CAPITAL

13817 VILLAGE MILL DR
Midlothian, VA

ALLIED HOME MORTGAGE CAPITAL

1509 W CARY ST
Richmond, VA

ALLIED HOME MORTGAGE CAPITAL

6767 FOREST HILL AVE
Richmond, VA

ALLIED HOME MORTGAGE CAPITAL

6200 LAKESIDE AVE
Henrico, VA

ALLIED HOME MORTGAGE CAPITAL

611 N COURTHOUSE RD
Richmond, VA

ALLIED HOME MORTGAGE CAPITAL

3108 N PARHAM RD
Henrico, VA

American Church Financial Services

5486 Smoke Rise Dr
Stone Mountain, GA

AMERICAN HOME MORTGAGE

7100 FOREST AVE
Richmond, VA

AMERICAN HOME MORTGAGE

7201 GLEN FOREST DR
Richmond, VA

AMERICAN HOME MORTGAGE

9101 MIDLOTHIAN TPKE
Richmond, VA

AMERICAN HOME MORTGAGE

9520 IRON BRIDGE RD
Chesterfield, VA

ANTIPEST TERMITE & PEST CNTRL

3905 HILLTOP FIELD DR
Chester, VA

Assist 2 Sell

593 Southlake Blvd
Richmond, VA

ATLANTIC MORTGAGE & INVESTMENT

4198 Cox Rd Ste 201
Glen Allen, VA

Avid Advertising Inc

2204 Garnet Ave Ste 201
San Diego, CA

B B & T CAPITAL MARKETS

901 E Byrd St Ste 300
Richmond, VA

B F SAUL MORTGAGE CO

9211 ARBORETUM PKWY
Richmond, VA

BANK OF AMERICA MORTGAGE

3601 COX RD
Henrico, VA

Bank of Internet USA

4350 La Jolla Village Dr Ste 140
San Diego, CA

Benchmark Mortgage

4413 Cox Rd.
Glen Allen, VA

BENCHMARK MORTGAGE INC

4413 Cox Rd
Glen Allen, VA

BENEFICIAL

12114 BERMUDA CROSSROAD LN
Chester, VA

BENEFICIAL MORTGAGE CO

100 ARBOR DR
Ashland, VA

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

C & F MORTGAGE CORP

1400 ALVERSER DR
Midlothian, VA

C & F MORTGAGE CORP

8220 WINDMILL WATCH DR
Mechanicsville, VA

C & F MORTGAGE CORP

7231 FOREST AVE
Richmond, VA

C & F MORTGAGE CORP

300 ARBORETUM PL
Richmond, VA

C & F MORTGAGE CORP

4517 W HUNDRED RD
Chester, VA

CapWest Mortgage

7500 W. 160th St
Stilwell, KS

CHARTER ON E MORTGAGE

9424 ATLEE COMMERCE BLVD
Ashland, VA

CHARTER ONE MORTGAGE CORP

10561 TELEGRAPH RD
Glen Allen, VA

CHASE HOME FINANCE

3900 Westerre Pkwy Ste 301
Henrico, VA

CityWorth Mortgage

11781 Lee Jackson Hwy
Fairfax, VA

COLONIAL FARM CREDIT

7104 MECHANICSVILLE TPKE
Mechanicsville, VA

Commonwealth Mortgage and Investments, Inc.

3740 West Hundred Road
Chester, VA

COMMUNITY MORTGAGE VIRGINIA

1500 FOREST AVE
Henrico, VA

Concierge Professional Services

PO Box 293
Henrico, VA

ConsumerDirect Mortgage, A Division of FirstBank

220 Congress Park Drive
Delray Beach, FL

COUNTRYWIDE FULL SPECTRUM

804 MOOREFIELD PARK DR
Richmond, VA

CTX MORTGAGE CO

3951 WESTERRE PKWY
Henrico, VA

CUSTOM GUTTER INC

13356 MIDLOTHIAN TPKE
Midlothian, VA

Danloan.com

503 Cranbury Road
East Brunswick, NJ

Day Global, LLC

111 Mohawk Trail, #7
Crestview, FL

DOMINION CAPITAL MORTGAGE

11520 UCKOLS RD
Glen Allen, VA

Eagle Creek Mortgage

656 Quince Orchard Road
Gaithersburg, MD

EAST-WEST MORTGAGE

9327 MIDLOTHIAN TPKE
Richmond, VA

EQ Release

Hudson, FL

EQUITY ONE

6725 LAKE HARBOUR DR
Midlothian, VA

EQUITY ONE

2912 HUNGARY SPRING RD
Henrico, VA

EQUITY ONE

PO Box 3503
Evansville, IN

Evolve Bank & Trust

PO Box 5914
Santa Rosa, CA

First Home Mortgage - Richards Team

12150 Monument Dr Ste 500
Fairfax, VA

First Home Mortgage Corporation

1 Parkwest Circle Ste 208
Midlothian, VA

FIRST HORIZION HOME LOANS

5516 FALMOUTH ST
Richmond, VA

FIRST HORIZON HOME LOANS

1025 BOULDERS PKWY
Richmond, VA

First Title and Escrow

1 Park West Circle
Midlothian, VA

George Mason Mortgage

7231 Forest Ave
Richmond, VA

GMAC MORTGAGE

433 S Main St Ste 213
West Hartford, CT

GMAC MORTGAGE

1100 Virginia Dr
Fort Washington, PA

GMAC MORTGAGE SOUTHSIDE

1 PARKWEST CIR
Midlothian, VA

Green Tree

345 St Peter St
St. Paul, MN

Guardian National Bank

4400 W 109th St.
Overland Park, KS

HouseKeepers Cleaning Services LLC

123 N. Elm Ave
Highland Springs, VA

HOUSING DEVELOPMENT AUTHORITY

601 S BELVIDERE ST
Richmond, VA

Jeff Albrecht - PrimeLending

4807 Spicewood Springs Road
Austin, TX

LAUREATE CAPITAL

823 E MAIN ST
Richmond, VA

Liberty Mortgage Corp

414 Strawberry St
Richmond, VA

Main Street Financial Inc.

1171 Market St
Fort Mill, SC

MAIN STREET MORTGAGE

4235 INNSLAKE DR
Glen Allen, VA

MAIN STREET MORTGAGE

100 BROAD STREET RD
Manakin Sabot, VA

MAIN STREET MORTGAGE

2320 ANDERSON HWY
Powhatan, VA

MAIN STREET MORTGAGE

2008 LIBBIE AVE
Richmond, VA

MERIDIAN HOME MORTGAGE CORP

1363 N MAIN ST
Hampstead, MD

MLD Mortgage Inc

30B Vreeland Rd
Florham Park, NJ

National City Mortgage

Colonial Heights, VA

NATIONAL CITY MORTGAGE

11520 NUCKOLS RD
Glen Allen, VA

NATIONAL CITY MORTGAGE

2700 SUGARBERRY LN
Midlothian, VA

NATIONAL CITY MORTGAGE

7204 GLEN FOREST DR
Richmond, VA

NATIONAL CITY MORTGAGE

8001 FRANKLIN FARMS DR
Henrico, VA

NATIONAL CITY MORTGAGE

10800 MIDLOTHIAN TPKE
Richmond, VA

NATIONAL CITY MORTGAGE

4000 Legato Rd Ste 800
Fairfax, VA

NATIONAL CITY MORTGAGE

10303 MEMORY LN
Chesterfield, VA

NATIONAL CITY MORTGAGE

4211 OLD 100 RD
Chester, VA

North American Savings Bank

903 E 104th Street
Kansas City, MO

NVR Inc

11700 Plaza American Dr
Reston, VA

NVR SETTLEMENT SVC INC

1001 BOULDERS PKWY
Richmond, VA

ORIGEN FINANCIAL INC

27777 Franklin Rd Ste 1700
Southfield, MI

Peoples Home Loans

1595 Paoli Pike, Suite 200
West Chester, PA

PHH MORTGAGE

720 FRANCIS RD
Glen Allen, VA

PHH MORTGAGE

8062 LAKE HAVEN DR
Mechanicsville, VA

PHH MORTGAGE

2245 Riverside Dr Unit 306
Columbus, OH

POTOMAC TRUST MORTGAGE

803 Prince St
Alexandria, VA

PRIMARY RESIDENTIAL MORTGAGE

8003 FRANKLIN FARMS DR
Henrico, VA

PRIMARY RESIDENTIAL MORTGAGE

2671 OSBORNE RD
Chester, VA

PRIMARY RESIDENTIAL MTG INC

16424 BENMORE RD
Moseley, VA

PRIMARY RESIDENTIAL MTG INC

7639 HULL STREET RD
Richmond, VA

PROPERITY MORTGAGE

6600 COURTYARD RD
Chester, VA

PROSPERITY MORTGAGE CORP

4435 WATERFRONT DR
Glen Allen, VA

PROSPERITY MORTGAGE CORP

6150 MECHANICSVILLE TPKE
Mechanicsville, VA

PROSPERITY MORTGAGE CORP

5000 W VILLAGE GREEN DR
Midlothian, VA

PROSPERITY MORTGAGE CORP

412 LIBBIE AVE
Richmond, VA

PROSPERITY MORTGAGE CORP

2931 Polo Pkwy
Midlothian, VA

PROSPERITY MORTGAGE CORP

2800 BUFORD RD
Richmond, VA

RatePro Mortgage

1903 Manakin Road
Manakin-Sabot, VA

RESOURCE MORTGAGE

10120 W BROAD ST
Glen Allen, VA

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX

SAXON MORTGAGE SVC

4840 COX RD
Glen Allen, VA

SIDUS FINANCIAL

5001 Craig Rath Blvd
Midlothian, VA

Smarter Mortgages

9482 Wedgewood Blvd
Powell, OH

SOUTHERN SECURITY MORTGAGE

6767 FOREST HILL AVE
Richmond, VA

Summit Mortgage Corporation

1519 Hugenot Road
Midlothian, VA

SUN TRUST MORTGAGE

5600 Cox Rd
Glen Allen, VA

SUN TRUST MORTGAGE

901 SEMMES AVE
Richmond, VA

SUN TRUST MORTGAGE

7229 FOREST AVE
Richmond, VA

SUN TRUST MORTGAGE

2493 BOULEVARD
Colonial Heights, VA

SUN TRUST MORTGAGE INC

7443 LEE DAVIS RD
Mechanicsville, VA

SUN TRUST MORTGAGE INC

13001 HULL STREET RD
Midlothian, VA

SUN TRUST MORTGAGE INC

717 N COURTHOUSE RD
Richmond, VA

SunTrust Banks Inc

16510 S Tamiami Trail
Fort Myers, FL

Suntrust Mortgage Inc

PO Box 26149
Richmond, VA

Susan Magee Homes

13204 Hull Street Rd
Midlothian, VA

UNION MORTGAGE GROUP

10469 ATLEE STATION RD
Mechanicsville, VA

USAA

9800 Fredreicksburg Rd
San Antonio, TX

VA First Home Mortgage

12150 Monument Drive
Fairfax, VA

VILLAGE BANK MORTGAGE CORP

3951 WESTERRE PKWY
Henrico, VA

VILLAGE BANK MORTGAGE CORP

15521 Midlothian Tpke Ste 101
Midlothian, VA

VIRGINIA CREDIT UNION

PO BOX 90010
Richmond, VA

WACHOVIA MORTGAGE CORP

10400 HULL STREET RD
Midlothian, VA

WACHOVIA MORTGAGE CORP

1021 E CARY ST
Richmond, VA

WACHOVIA MORTGAGE CORP

7400 BEAUFONT SPRINGS DR 100
Richmond, VA

WACHOVIA MORTGAGE CORP

1801 BAYBERRY CT
Richmond, VA

WELLS FARGO HOME MORTGAGE

2820 WATERFORD LAKE DR
Midlothian, VA

WELLS FARGO HOME MORTGAGE

1504 SANTA ROSA RD
Henrico, VA

WestStar Mortgage Inc.

6500 Harbour View Ct. Ste. 101
Midlothian, VA

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