Dear Angie: What are the differences between a home warranty on a new home and one for an existing home? – Kenneth E., Fort Mohave, Arizona
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Is a home warranty worth it?
Should you buy a warranty to protect you from unexpected problems with a newer home? Knowing the costs, benefits and drawbacks will help you decide if a warranty has value for a home five years old or less.
No. 1: fire stations make good neighbors. If you’re more than five miles from a fire station or more than 1,000 feet from a fire hydrant, you’ll pay several hundred dollars more per year for your policy.
First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them. This way they can not collect money on your behalf. Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged. Second, call the contractor and tell them you will not be needing their services afterall. Did your husband pay a deposit? If so it may be non-refundable. Then follow up with a certified letter.
An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation. This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to. The contractor's office should be local. A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read. There's no arguing whether they received it or not by doing that.
Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck. Some people find out a much harder way. While these guys may be legitimate you should always do your homework on a contractor before signing the contract. Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.
Todd's Home Services
San Antonio, TX
Home Warranty reviews in Las Vegas
But wait! They refuse to end my contract because I’ve written a negative review of them on line. YES those words were
actually spoken to me. All in all this company was very disappointing and I wouldn't recommend them to anyone.
Unfortunately, when you look for home warranty company information on the web, there is a lot of misleading information out there. I have found it difficult to find actual consumer opinions except for here on Angie’s. There seems to be a lot of false testimonials steering you to buy this home warranty plan or that home warranty product. Do we really believe that ALL the reviews are 5 star? Really? After my experience with this company, I'm thinking maybe No Home Warranty is the best home warranty! I'd rather choose myself who I let into my house and not have another person decide if I'm going to get a repair or not, I can decide that for myself.
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