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Local Articles in Jacksonville

Hoping remodels boost resale value? Do this, not that

The type of home renovation you do can affect how much you get back in added resale value. Here are some of the best and worst returns on your investment.

couple stares out apartment window at street
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies, Apartments, Home Inspection, Moving

Is home ownership still the ultimate American dream?

Brick exterior.
Real Estate Agents, Appraisals - Real Estate, Home Inspection

You’re ready to put your house on the market, and you’ve decided to go it alone.

house with large driveway
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies

As prime real estate season approaches, and you ready your house for the market, you might be tempted to forgo hiring a Realtor and represent the listing yourself. After all, how hard can it be to sell your own home?

Angie's List
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Contractors say homeowners with this trait are the most satisfied with home improvement projects.

Angie's Answers

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Yes, but you won't like what will probably happen (this is a worst case scenario, hopefully you will avoid most):

The purpose for a building permit is to ensure meeting the minimum standards for construction practices and minimum safety standards.  A contractor who works without a permit, does so because they know they are not in compliance (and to save money at your expense).  They knew they should have had inspections and permits for their work.  Who ever built the addition should be reported to both the building official as well as the Better Business Bureau.  It is ultimately the homeowner who is responsible for ensuring the proper permits have been applied for, though.

So when you apply for your permit, you will be pretending as if the work is not completed (you do not hide this fact, you just have to follow the correct process as if it hadn't been built).  Your first stop will be with zoning; can you even add an addition, do you have the proper clearances from the side, front and rear property lines.  If it is a bedroom, does the septic system (perk test) support an additional bedroom.  If your building already meets or exceeds the amount of building allowed on the site or if you do not have the clearances required from the property line, your addition may be required to be removed.  There are appeal processes and variance requests you can try before tearing down the addition (Get an architect).

If your zoning review is fine, next you go to permitting.  Here you will submit plans (drawings) of what was built.  If you do not have these plans, consider hiring an Architect to generate As-Built drawings for this use.  Hopefully the plan review comes back with no changes, or you will alread know your addition is not in compliance and may face rebuilding.  Depending on the type of construction, your zoning and your local building requirements, you will be required to have inspections of your foundation / footings, the framing, the electrical, mechancial and HVAC systems, etc. affected by the work. 

This may require digging the ground back up so the inspector can confirm foundation depth, size and draingage requirements.  The interior wall finishes (gypsum board, panelling, etc) may have to be removed in some or all areas so the framing and electrical can be inspected (If one area fails, be prepared to pull all areas down).  At each inspection, if the work is found to be lacking, then you will have to correct the work before getting permission to use the room.  If there is an electrical or safety violation found, it is possible the Building Official could declare the entire property inhabitable until the offenses are corrected (IE you are homeless until it is fixed).

As you can see, you have to hope beyond belief that the builder constructed everything correctly and that the building officials will work with you to minimize the amount of deconstruction necessary to inspect the work.

Also, you will be charged all the fees associated with plan review and permitting, and you will be charged for each inspection visit (as your builder would have been charged initially had they followed the law).

As for value, here is the real concern:  If your home burns down or faces some similar disaster, your home owners insurance will balk at paying; they will blame the illegal construction as the cause.  As for the value of your building, not having a permit will make any buyer have a difficult time getting their own insurance, thus harder to sell.  The room itself will add value to your property, if it isn't a hazard (IE permitted). 

Also, taxes are based upon assessments, which use the land records.  Building without a permit, can be seen by local officials as an attempt to avoid paying property taxes, since the land records do not show the addition.  Until the official tax records reflect an accurate statement of your building, you may face fines, tax fees and other costs associated with the improvement depending upon how long it has been there unreported.

You may wish to contact a local, licensed Architect who works with the local building department.  They will know the personel, know which forms you need to fill out first and how to protect you from an overzealous Building Official (there are exceptions and options within the Code that the Building Official may forget or ignore that an Architect can request be used to prevent tear down or damage).  Next time you go to build get the Architect first to protect yourself from what this construction firm did to you.

Good luck!
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     If you are having a friendly divorce you might want to know what doing the repairs would add to the sale price. I think your best bet would actually be to talk to a realtor as to what they think the difference would be. Then get a couple of estimates from a local contractor or contractors.

     Being in a divorce situation I would think sell as is and move on as quickly as you can. Renovation of a home can be a stress on a good marraige and it would probably be worse if in divorce proceedings.

 

Good luck Don

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Hi,

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Property Appraisers in Jacksonville

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A W WELLS

5905 ORTEGA RIVER CT
Jacksonville

A W WELLS & ASSOC

4234 LAKESIDE DR
Jacksonville

ACCURATE APPRAISAL ASSOC

14329 DAHLONEGA LN
Jacksonville

AFFLICK APPRAISAL SVC

4815 IROQUOIS AVE
Jacksonville

AFFORDABLE APPARISALS

9951 ATLANTIC BLVD
Jacksonville

AL MELCOLM RESIDENTIAL

1760 SHADOWOOD LN
Jacksonville

ALLEN CONNELLY & KINARD APPRSL

1791 Sternwheel Dr
Jacksonville

ALOHA CONCIERGE SERVICES

308 Wooded Crossing Cir
Saint Augustine

APPRAISAL ASSOCIATES NEF

2811 Post St
Jacksonville

APPRAISAL DATA SVC INC

12443 San Jose Blvd Ste 402
Jacksonville

APPRAISAL EXPRESS

4001 CONFEDERATE POINT RD 15
Jacksonville

APPRAISALS FIRST CLASS

23834 Flora Parke Blvd
Fernandina Beach

APPRAISERS PLUS INC

12187 BEACH BLVD
Jacksonville

ARPS

PO Box 56469
Jacksonville

ASSOCIATED CERTIFIED APPR

5450 110TH ST
Jacksonville

ATLAS GROUP

434 3RD ST N
Jacksonville Beach

BEACHSIDE APPRAISAL GROUP INC

233 6th Ave N
Jacksonville Beach

BOLD CITY APPRAISAL SVC

2604 HYDE PARK RD
Jacksonville

BONEY & JOHNSON APPRSR

6850 LONE STAR RD
Jacksonville

BROOM MOODY JOHNSON GRAINGER

10550 DEERWOOD PARK BLVD
Jacksonville

BUZZ WAGAND & ASSOC INC

12443 SAN JOSE BLVD
Jacksonville

CALHOUN COLLISTER & PARHAM

10151 DEERWOOD PARK BLVD 200
Jacksonville

CARTER APPRAISALS INC

6029 MORROW ST E
Jacksonville

CONLEY APPRAISAL GROUP

1511 GOODWIN ST
Jacksonville

Countryplace Mortgage

113 Nature Walk Pkwy
St. Augustine

CRENSHAW-WILLIAMS APPRAISAL CO

6272 Dupont Station Ct
Jacksonville

DANIEL STEIN RL EST APPRAISER

9923 VINEYARD LAKE LN
Jacksonville

EAST COAST APPRAISAL INC

PO Box 51468
Jacksonville Beach

Florida Central Home Inspections

8011 St. James Way
Mount Dora

FLORIDA CERTIFIED APPRAISERS

4304 Charleston Ln
Jacksonville

GATEWAY APPRAISALS INC

4455 Baymeadows Rd Ste 106
Jacksonville

GLOCKER APPRAISALS

3000 HARTLEY RD
Jacksonville

Golden Hammer Restoration and Roofing Inc.

4422 Manchester Rd.
Jacksonville

GRIGGS REAL ESTATE APPRAISAL

14145 TWIN FALLS DR W
Jacksonville

H A YEARGIN & ASSOC

101 CENTURY 21 DR
Jacksonville

H A YEARGIN & ASSOC

7990 BAYMEADOWS RD E
Jacksonville

Hardesty, Tyde, Green & Ashton, P.A.

4004 Atlantic Blvd.
Jacksonville

HENDERSON APPRAISAL GROUP

2950 HALCYON LN
Jacksonville

HOLLIS APPRAISALS

2974 HARTLEY RD
Jacksonville

HOWARD IRWIN APPRAISALS INC

1434 CASSANDRA DR
Jacksonville

HUMPHREY & ASSOC

1031 LASALLE ST
Jacksonville

J M HARPER & ASSOC

2503 ROGERO RD
Jacksonville

JACKSONVILLE CHAPTER

432 E MONROE ST
Jacksonville

JAMES M DAYLOR INC

14286 BEACH BLVD
Jacksonville Beach

JAX Homebuyers Inc.

11111-70 San Jose Blvd Suite 221
Jacksonville

JEFF C COOPER

819 Acapulco Rd
Jacksonville

John F. Swindell

115 10th Ave S
Jacksonville Beach

JOHN MC CLOW

5335 ORTEGA BLVD
Jacksonville

JOHNSON APPRAISAL GROUP

2375 SMULLIAN TRL N
Jacksonville

KEITH HOWARD & ASSOC

3915 Starratt Rd
Jacksonville

KEITH LEON & ASSOC INC

4443 WORTH DR W
Jacksonville

LAMPE ROY & ASSOC INC

4440 MERRIMAC AVE
Jacksonville

LANGHAM APPRAISALS INC

3016 3RD ST S
Jacksonville Beach

MASSAR GROUP INC

11725 SEAVIEW DR
Jacksonville

MAX F WILLERER & ASSOC

3950 OCTAVE DR
Jacksonville

MEL G WARD & ASSOC INC

10403-2 OLD SAINT AUGUSTINE RD
Jacksonville

MILTON E GREENSPAN

8245 SHADETREE CT
Jacksonville

NEXGEN APPRAISAL SVC LLC

1177 PARK AVE
Orange Park

O B STEFANSEN

4133 OLD MILL COVE TRL E
Jacksonville

PETIT & ASSOC INC

11555 CENTRAL PKWY
Jacksonville

PIER SIDE APPRAISALS INC

PO Box 16972
Jacksonville

PROFESSIONAL APPRAISAL GROUP

4001 CONFEDERATE POINT RD 2
Jacksonville

R & D APPRAISALS

1567 BLANDING BLVD
Jacksonville

R PATRICK MILLS

1003 3RD ST N
Jacksonville Beach

RAIFORD & ASSOC

6224 SAUTERNE DR
Jacksonville

REAL PROPERTY ECONOMICS INC

11645 BEACH BLVD
Jacksonville

REICHENBACH APPRAISAL SVC

8047 LAKELAND ST
Jacksonville

REITER & REITER INC

7238 BUNION DR
Jacksonville

RICHARD W LAMBERT

3360 KORI RD
Jacksonville

RIVER CITY APPRAISER INC

13727 DEVAN LEE DR E
Jacksonville

ROBERT E COLLINS & ASSOC INC

9218 CYPRESS GREEN DR
Jacksonville

ROBERT M DAVIS APPRAISAL SVC

711 3RD ST S
Jacksonville Beach

ROY F SMITH JR & ASSOC

2136 HERSCHEL ST
Jacksonville

SCHOFIELD APPRAISAL SVC

7035 PHILIPS HWY 6-209
Jacksonville

SMITH REAL ESTATE APPRAISAL

1423 AVONDALE AVE
Jacksonville

SPENCER GREGG & ASSOC

2215 3RD ST S
Jacksonville Beach

STEVEN VOCKELL & ASSOC

9140 GOLFSIDE DR
Jacksonville

VERA B THRIFT APPRAISALS

1186 BATTLE CV
Jacksonville

WEEKS APPRAISAL GROUP INC

12133 HONEY CREEK PL
Jacksonville

WILLIAM COOK APPRAISAL SVC

1560 Grove Park Blvd
Jacksonville

Wolff Pak Realty

3611 St. Johns Bluff Rd S
Jacksonville

WORLD WIDE APPRAISALS INC

5449 MARCIA CIR
Jacksonville

WORLDWIDE APPRAISAL SVC

6316 SAN JUAN AVE
Jacksonville

Zink's Insulation, llc

12261 Cobblefield Cir N
Jacksonville

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