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A
"We set up an appointment with
from
to appraise our home prior to listing it for sale based on the previous reviews" on Angie's List. We live in a neighborhood that has not had any recent homes on the
and is in a somewhat tricky area to find comparables. We were very pleased with her work. She arrived on time for the inspection and spent over an hour going through the house, taking measurements of the rooms, noting updates and spent a lot of time considering the area and home features.
sent our 21 page appraisal that had extensive detail and explanation of factors driving the appraisal one day later. She was efficient and very professional. Highest recommendations.

-Beth P.

F
" I bought the home around Sept and started noticing cracks around the fireplace. I called a foundation company and they said there was 20 thousand dollars worth" of structural damage. This appraiser states that that is not his job. But I saw cracks in the plaster before I bought the house that were repaired and new there was a problem prior, but thought that it was fixed. He should have noticed the same thing. DO NOT USE HIM, he obviously does not know when there is a problem and you will pay dearly.

-carmela C.

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Angie's Answers

?
Yes, but you won't like what will probably happen (this is a worst case scenario, hopefully you will avoid most):

The purpose for a building permit is to ensure meeting the minimum standards for construction practices and minimum safety standards.  A contractor who works without a permit, does so because they know they are not in compliance (and to save money at your expense).  They knew they should have had inspections and permits for their work.  Who ever built the addition should be reported to both the building official as well as the Better Business Bureau.  It is ultimately the homeowner who is responsible for ensuring the proper permits have been applied for, though.

So when you apply for your permit, you will be pretending as if the work is not completed (you do not hide this fact, you just have to follow the correct process as if it hadn't been built).  Your first stop will be with zoning; can you even add an addition, do you have the proper clearances from the side, front and rear property lines.  If it is a bedroom, does the septic system (perk test) support an additional bedroom.  If your building already meets or exceeds the amount of building allowed on the site or if you do not have the clearances required from the property line, your addition may be required to be removed.  There are appeal processes and variance requests you can try before tearing down the addition (Get an architect).

If your zoning review is fine, next you go to permitting.  Here you will submit plans (drawings) of what was built.  If you do not have these plans, consider hiring an Architect to generate As-Built drawings for this use.  Hopefully the plan review comes back with no changes, or you will alread know your addition is not in compliance and may face rebuilding.  Depending on the type of construction, your zoning and your local building requirements, you will be required to have inspections of your foundation / footings, the framing, the electrical, mechancial and HVAC systems, etc. affected by the work. 

This may require digging the ground back up so the inspector can confirm foundation depth, size and draingage requirements.  The interior wall finishes (gypsum board, panelling, etc) may have to be removed in some or all areas so the framing and electrical can be inspected (If one area fails, be prepared to pull all areas down).  At each inspection, if the work is found to be lacking, then you will have to correct the work before getting permission to use the room.  If there is an electrical or safety violation found, it is possible the Building Official could declare the entire property inhabitable until the offenses are corrected (IE you are homeless until it is fixed).

As you can see, you have to hope beyond belief that the builder constructed everything correctly and that the building officials will work with you to minimize the amount of deconstruction necessary to inspect the work.

Also, you will be charged all the fees associated with plan review and permitting, and you will be charged for each inspection visit (as your builder would have been charged initially had they followed the law).

As for value, here is the real concern:  If your home burns down or faces some similar disaster, your home owners insurance will balk at paying; they will blame the illegal construction as the cause.  As for the value of your building, not having a permit will make any buyer have a difficult time getting their own insurance, thus harder to sell.  The room itself will add value to your property, if it isn't a hazard (IE permitted). 

Also, taxes are based upon assessments, which use the land records.  Building without a permit, can be seen by local officials as an attempt to avoid paying property taxes, since the land records do not show the addition.  Until the official tax records reflect an accurate statement of your building, you may face fines, tax fees and other costs associated with the improvement depending upon how long it has been there unreported.

You may wish to contact a local, licensed Architect who works with the local building department.  They will know the personel, know which forms you need to fill out first and how to protect you from an overzealous Building Official (there are exceptions and options within the Code that the Building Official may forget or ignore that an Architect can request be used to prevent tear down or damage).  Next time you go to build get the Architect first to protect yourself from what this construction firm did to you.

Good luck!
?

     If you are having a friendly divorce you might want to know what doing the repairs would add to the sale price. I think your best bet would actually be to talk to a realtor as to what they think the difference would be. Then get a couple of estimates from a local contractor or contractors.

     Being in a divorce situation I would think sell as is and move on as quickly as you can. Renovation of a home can be a stress on a good marraige and it would probably be worse if in divorce proceedings.

 

Good luck Don

?
?
?
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Real Estate Appraising reviews in Indianapolis

F

Rating
Indianapolis Property Appraisers Provider Name Locked
was recommended by a real estate agent, I wish I would have sought a second opinion. It took two weeks to get
Indianapolis Property Appraisers Provider Name Locked
scheduled to conduct the appraisal; that should have been my first warning. He gave me an excuse he was have a medical procedure, so I let it go. During the appraisal
Indianapolis Property Appraisers Provider Name Locked
was polite and professional; I thought he was doing a thorough job. So, desiring a rapid turn around I paid my bill promptly. - It is now 3 and 1/2 weeks later and I still don't have an appraisal report! He emailed last week and said he was having a medical procedure... yes, the same medical procedure he used as an excuse earlier, and I would have my report 3 days ago. - No, I don't have the report. At this point I'm seeking advice from an attorney on how to proceed.
- John K.
A

Rating
The
Indianapolis Property Appraisers Provider Name Locked
representative was very polite, informative and helpful. The completed appraisal was delivered in a timely manner.
- Rachel T.
A

Rating
I needed an appraisal in order to sell my home because the 3 realtors who looked at my home gave me suggested listing prices $90,000 apart. The appraisal I received was accurate and consistent with the realtor who priced my home for the most money. My home sold for that amount.
- Kerry M.
A

Rating
Indianapolis Property Appraisers Provider Name Locked
was wonderful! I felt much more informed about the property, the area, and the property values. He was very professional, was well prepared, and answered any questions that I had. We would use him again and will be for another property that we need to sell.
- Patricia R.
A

Rating
Indianapolis Property Appraisers Provider Name Locked
answered my voice mail the same day and we set up an appointment to do the appraisal within a few days.
She arrived early and did a very thorough job. She was very pleasant and professional.
I received a 20 page report via email in less than 48 hours.
I thought the price she set for the property was reasonable. She provided pictures and extensive documentation.
I would highly recommend
Indianapolis Property Appraisers Provider Name Locked
and would use her again.
- Shirley H.
A

Rating
We appreciated that given short notice , he was able to make an appointment to meet us at the house within that same week. He arrived on time, was very personable & efficiently completed the home appraisal. He emailed us a detailed appraisal report, with several comps, in a very short time. He also offered a discount for having used Angies List. :)
- Leslie S.
A

Rating
Indianapolis Property Appraisers Provider Name Locked
was available within a week of calling to set an appointment. She arrived on time at the appraisal site and had done research prior to the appointment to familiarize herself with the neighborhood. She provided the written report within 2 days of the appraisal visit. The report is professional and contains excellent documentation.
- Ellen M.
A

Rating
All went well. We chose
Indianapolis Property Appraisers Provider Name Locked
because of her good rating on Angie's List and her reviewers were right. She is friendly, professional and thorough. We had to postpone our original appraisal date due to some unforeseen circumstances but she was flexible and understanding about it. The report was complete and contained all the information we needed. There aren't many ranch homes in the area to use as comps but she was able to find the right ones.
- JEAN W.

Property Appraisers in Indianapolis

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A & B PLUMBING SERVICE

416 E SOUTHERN AVE
Indianapolis

A N REAL ESTATE SVC INC

4600 NORTHWESTERN DR
Zionsville

A Specialties

Indianapolis

AAA APPRAISAL SVC

217 S 17TH ST
New Castle

AAA MEYER APPRAISAL

11704 TILLAGE RD
Indianapolis

ABSOLUTE REAL ESTATE SERVICES, INC.

10519 Greenway Drive
Fishers

ACCESS ONE APPRAISALS

1433 N LELAND AVE
Indianapolis

Alerding CPA Group

4181 E 96th St
Indianapolis

AMERICAN STANDARD APPRAISALS

3118 WHISPERING TRAIL
Carmel

ANDERSON REAL ESTATE

6947 E US HIGHWAY 136
Crawfordsville

Angela Horner ~ One Great Realty

12617 Royce Court
Carmel

ANGERER APPRAISAL SVC

501 Spinnaker Bay Apt 104
Greenwood

APEX REALTY & APPRAISAL SERVICES

7044 S MADISON AVE
Indianapolis

APPRAISAL ASSOCIATES INC

2156 N MERIDIAN ST
Indianapolis

APPRAISAL RESOURCE GROUP

9850 N MICHIGAN RD
Carmel

APPRAISAL SERVICES

1402 BROOKE DR
Lebanon

Appraisal Source Inc

PO Box 17486
Indianapolis

APPRAISALS UNLIMITED

1145 CHURCH ST
Indianapolis

ARNOLD APPRAISAL SVC

64 W MAIN ST
Mooresville

ASAP APPRAISAL SVC

PO BOX 51747
Indianapolis

ASSOCIATED APPRAISERS

3934 S 10th St
New Castle

Avitus Group

201 N. Illinois Street
Indianapolis

B&B Restoration

2417 E 56th St
Indianapolis

BLOOMER APPRAISAL SVC

301 E CARMEL DR
Carmel

BOB PHILLIPS PROFESSIONAL SVC

651 N LINCOLN ST
Martinsville

BRITT C REAL ESTATE & APPRAISAL

2016 E SOUTHPORT RD
Indianapolis

BROOKS APPRAISAL SVC

20 RIVER FOREST ST
Anderson

BRUCE A JONES APPRAISAL CO

204 ANGELA CT
Noblesville

Bryant Asset Advisors

7110 Indian Lake Blvd W
Indianapolis

BURNS APPRAISAL CO

11410 Romeo Pl
Fishers

CALVERT & ASSOC

1060 E 85TH ST 61
Indianapolis

CARRIGER & FRANKLIN CO

8921 BRIGS WAY
Indianapolis

CERTIFIED PROMPT APPRAISALS

51 GLASGOW LN
Noblesville

CHERRY APPRAISAL CO LLC

7735 KNAPP RD
Indianapolis

Chris & Shari Dykes

6101 N College Ave
Indianapolis

CHRIS JONES APPRAISALS

1301 DOUGLAS LN
Anderson

CIRES APPRAISAL INC

3141 TREMONT BLVD
Bargersville

CORRELL COMMERCIAL REAL EST

11207 ROCKINGHAM CIR
Fishers

D S ROGERS & ASSOC INC

9247 N MERIDIAN ST
Indianapolis

DAN FERRAN APPRAISAL SVC

38 N MAIN ST
Martinsville

DANIEL E MURPHY

8862 Heatherstone Pl
Zionsville

DEBRA A LYELL & ASSOC

1356 W 100 S
Franklin

DENNISON & CO

16639 OAK MANOR DR
Westfield

DIETRICK APPRAISAL SVC

2804 DAYSON DR
Anderson

DON R SCHEIDT & CO

626 N Illinois St Ste 201
Indianapolis

DON R SCHEIDT & CO

434 4TH ST
Columbus

eFuneral

5000 Euclid Ave Ste 310

ELM PROPERTY GROUP

11450 Maple Dr
Fishers

Evan Bell, Realtor

8200 Haverstick Road
Indianapolis

FERLING-ANDERSON

343 Naples Ct
Greenwood

FIFE REAL ESTATE SVC

126 E VERMONT ST
Indianapolis

FORSYTHE APPRAISALS

3905 VINCENNES RD
Indianapolis

G A FREESE & ASSOC

6902 N KEYSTONE AVE
Indianapolis

GATEWAY APPRAISALS

890 E Columbus St
Martinsville

Goldstein Group Financial Advisors LLC

8900 Keystone Crossing
Indianapolis

GRAHAM APPRAISAL SVC

125 S STATE ST
Greenfield

Hanza Realty & Design Solutions

3801 East 82nd Street
Indianapolis

HARRIS APPRAISAL SVC

3451 S SADLIER DR
Indianapolis

HARTRANFT APPRAISAL SVC

5631 E 72ND ST
Indianapolis

HELMER APPRAISAL INC

320 N JACKSON
Greencastle

HIGGINS APPRAISAL GROUP INC

8604 ALLISONVILLE RD
Indianapolis

HOME GUIDE REALTY SVC

3916 WASHINGTON BLVD
Indianapolis

HOOSIER APPRAISAL SVC

8532 N 600 W
Fountaintown

INDIANA APPRAISAL GROUP

712 DOWNING DR
Greenwood

INDIANA APPRAISAL SVC INC

5888 W Stinemyer Ct
New Palestine

Indiana Hotel Appraisal

4981 N. Franklin Road
Indianapolis

Indiana Mold Remediation

634 Birch St
Westfield

INDIANA MORTGAGE GROUP INC

5283 ARAPAHO WAY
Carmel

Indianapolis Appraisal Associates, Inc.

1075 Broad Ripple Ave., #346
Indianapolis

INTEGRA REALTY RESOURCES

4981 N FRANKLIN RD
Indianapolis

J M COMPTON INC

2015 E 62ND ST
Indianapolis

JANE E SMALL APPRAISALS

1059 Timber Creek Dr Unit 11
Carmel

JED SPARKS

1 JACKSON ST
Anderson

JOHN T JAMESON JR

320 N MERIDIAN ST
Indianapolis

KEY VALUES INC

8356 BRIARHILL WAY
Indianapolis

KEYSTONE APPRAISAL SVC

3520 E 96TH ST
Indianapolis

Kim Thomas

9279 N Meridian St
Indianapolis

Knight Appraisal Services

10707 Emery Way
Fishers

KRG Plus LLC

7704 Shasta Dr
Indianapolis

KVS APPRAISAL GROUP

11889 LEDGEROCK CT
Fishers

Laura A Geier

3815 River Crossing Pkwy
Indianapolis

LEE GIVENS REALTY

811 STEWART RD
Anderson

LEWELLEN APPRAISAL CO

5160 E 65TH ST
Indianapolis

LINDQUIST & ASSOCIATES INC.

7106 LAKEVIEW PKWY W DR
Indianapolis

Location Real Estate LLC

12480 Doe Ln
Indianapolis

Lough Appraisal Service

133 W Market St
Indianapolis

MANN & ASSOCIATES

8403 SWEETWATER DR
Nineveh

MARK KEUTZER APPRAISER

3918 Clarks Creek Rd
Plainfield

MARTIN MC CARTY REAL ESTATE

819 E 64TH ST
Indianapolis

MARTIN SPERRY VAN NESS COMM

10590 BALROYAL CT
Fishers

Mayer and Co

575 Plaza Dr
Columbus

MAYES & ASSOC INC

8132 CAMELLIA LN
Indianapolis

MC CLAIN COTTINGHAM & GILLIGAN

9247 N MERIDIAN ST
Indianapolis

MC LANE REALTY INC

6358 N COLLEGE AVE
Indianapolis

MEADOR ENTERPRISE CORP

12892 Mondavi Dr
Fishers

MEADOR GROUP INC

793 DAYTON DR
Carmel

Mike Heimel Auction Service Inc

59 N 2nd Ave
Beech Grove

MOORE APPRAISAL CO

598 W CARMEL DR
Carmel

MORTGAGE APPRAISAL SVC

8202 INDY LN
Indianapolis

MORTGAGE LOAN CENTRAL INC

793 DAYTON DR
Carmel

MOYER APPRAISAL & REAL ESTATE

5110 GREENHEART PL
Indianapolis

MURPHY REAL ESTATE SVC

430 MASSACHUSETTS AVE
Indianapolis

NICHOLS COMMERCIAL APPRAISERS

8440 WOODFIELD CROSSING BLVD
Indianapolis

NICK TILLEMA & ASSOC

9247 N MERIDIAN ST
Indianapolis

NOVA AGENCY INC

4129 N 75 W
Franklin

OSTENDORF APPRAISAL SERVICES INC

6008 N KEYSTONE AVE
Indianapolis

P D BENZ CO

5039 KINGSWOOD DR
Carmel

P1 INC

Fortville

PAUL R DEEM & ASSOC

2328 S LYNHURST DR
Indianapolis

PIERCE APPRAISAL

5437 Indermuhle Ln
Plainfield

PLOUGH & CO

655 BROADWAY ST
Anderson

QUALITY APPRAISAL SVC INC

641 WASHINGTON ST
Columbus

R D GOAR CO

9247 N MERIDIAN ST
Indianapolis

RACE REALTY

1258 Cottonwood Ct
Carmel

RE/MAX

5040 W US HIGHWAY 52
New Palestine

RE/MAX Ability Plus

200 S Rangeline Rd Ste 129
Carmel

REAL DATA APPRAISAL GROUP

629 CLYDESDALE LN
Bargersville

REAL ESTATE VALUATIONS

111 1/2 E MAIN ST
Crawfordsville

REAL PROPERTY ANALYSTS INC

7202 N SHADELAND AVE
Indianapolis

REEVE APPRAISAL SVC

234 LANSDOWNE RD
Indianapolis

REMAX PREFERRED

10412 N ALLISONVILLE RD
Fishers

RPE/COBB & ASSOC INC

808 N MADISON AVE
Greenwood

Ruoff Home Mortgage

1110 E DUPONT RD
Fort Wayne

SAUTER & ASSOC INC

1019 FRONT ROYAL DR
Indianapolis

SEWARD REAL ESTATE SERVICES

PO BOX 36193
Indianapolis

SFL Valuation Services, Inc.

3330 Fairchild Gardens Dr., #33621

SHAW'S CUSTOM HANDY WORK

6290 LANCASTER DR
Zionsville

SIRKUS APPRAISAL CO

2778 S 250 E
Shelbyville

Smooth Transitions INDY-NORTH LLC

2060 E 54th St
Indianapolis

SNELL REAL ESTATE EVALUATION

11661 Solomons Ct
Fishers

Solutions In Real Estate, LLC

5265 E 82nd St
Indianapolis

SPACE SOLUTION STRATEGIES

9302 N MERIDIAN ST
Indianapolis

State Farm Mortgage

Fountaintown

STEVEN GRAVES ASSOC

5635 DARLENE DR
Greenwood

SUPERIOR APPRAISAL SVC

973 EMERSON PKWY
Greenwood

SUSAN M NEAL

6320 RUCKER RD
Indianapolis

TEMPLIN REAL ESTATE APPRAISALS

4854 W 24TH ST
Indianapolis

TERZO & BOLOGNA INC

8606 ALLISONVILLE RD
Indianapolis

TOWN & COUNTRY REAL ESTATE

195 E WASHINGTON ST
Martinsville

TRAYNOR & ASSOC

6750 E 75TH ST
Indianapolis

TRUEX APPRAISAL SVC

722 LEXINGTON AVE
Indianapolis

WILLIAM A GROSSMAN

7740 E 88TH ST
Indianapolis

WILLIAM L LURVEY APPRAISER

5555 N TACOMA AVE
Indianapolis

WILLIAM M SANDERS

411 GRADLE DR
Carmel

WILLIAMS APPRAISAL SVC

1060 N EDMONDSON AVE
Indianapolis

WORLAND APPRAISAL SVC

125 S STATE ST
Greenfield

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