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Local Articles in Cincinnati
In an era of online banking, switching banks can prove to be a daunting task.
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Whether you have a $0 balance or three-month’s worth of expenses already in the bank, finance experts say these tips can help build up your savings.
Banking reviews in Cincinnati
I transferred my business and personal banking, around 9 accounts, to The for convenience since my office relocated near to their Greenwood branch on
I was promised that none of my accounts would have any fees. Several months after switching, some of my accounts started to receive a $12.00 fee each month. There was nothing the branch manager could do about them he said, despite my being told that there would be no fees.
One of the
The issue that brought me to write this review, however, involved my desire to deposit a check.
Originally, I had well more than 9 accounts. After selling two of my businesses, my accountant gave me a list of accounts to close. There was a mistake on the list and it contained an account that should not have been closed.
I deposited the check, from the Story Inn (a well-known gourmet bed and breakfast in Brown County) into the account that I believed was still open. THE
The next day, I received a call stating that the
I was asked to come back to the bank to get the check. I drove over there 3-4 days later since I was out of town at the time I was called.
To my dismay, the problematic
All during this conversation, the
I finally told her to deposit the check into my personal account. She refused stating that it was a business check. I told her that you can't cash a check written to a business but that I can deposit it into any account I want. She, again with a smart attitude and smirk, refused and kept telling me the same thing. I told her that the business the check was written to was a DBA and a sole proprietorship of mine.
The tell kept refusing and then in a holier-than-thou attitude began asking me if the account had the DBA listed on it anywhere. I told her that I didn't know and that it didn't matter because I could endorse the check in the business name and then deposit it as a third-party check. "No. I'm not going to let you do that" was her response. I asked "Why?" Her reply was "Because I'm not going to." I informed her that I knew a lot about banking laws (I have done a lot of financial investigative / fraud work) and that I could most certainly deposit it as a third-party check. She told me that I didn't know what I was talking about and that she wasn't going to allow the deposit.
I asked her if I just needed to close all of my accounts. She told me I could do whatever I wanted. I asked to see the manager. The
Since I never use just one bank, I took the check to another bank closer to my house and deposited it as a third-party check directly into another personal checking account of mine.
That evening, I also researched UCC and other laws covering banks and deposits just to ensure that nothing had changed. The
While it may take some time to sever a decades-old banking relationship, my family's oil business already uses other banks and we'll see if we can make it one less, just like I did with my accounts at NBOI.
She is always Prompt, Pleasant & Professional !
She maintains her focus on the transaction and Customer she is dealing with, no distractions or time-outs occur when Ms. Mi Brown is handling ALL of your Banking requirements.
She expedites the transactions and always offers value added options to take complete advantage of the many
She is clearly a Primary Asset in her chosen field of expertise !
She also clearly understands the complexities of Banking, but always simplifies the process to expand your grasp of Saving & Banking, and it is sincerely appreciated !
I found out that during this upgrading they threw out all these people. When I put in a bill to pay, apparently it was delayed or something. When I called the insurance company, I was talking to a robot and they said I didn't owe them anything. Apparently when they upgraded, they dropped that or they were late paying it. Apparently everything is okay other than that. There was a guy, a very nice guy who went to another level and found out it was the upgrading issue. I have two vendors in there with no names, just the account number that I have with them. How would they make such a mistake?
How do you get people that are doing this and they are still working. There is no history on my card. They upgraded and instead of making something ”
Funds have been beyond helpful. The plan and procedures are not always
apparent to the small business owner, or start up business. You don't
typically find out this valuable
information from friends, family,
other business owners or your banker.
for me, guided me along the way, and the information has made me more
confident to move forward with growing my business than ever before. I
think all business owners should be given the opportunity to know all
the products and services available to them. Unfortunately, it doesn't
work that way in the business world, and without
empowering me to grow my business, I would not be where I am today
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