Dear Angie: What are the differences between a home warranty on a new home and one for an existing home? – Kenneth E., Fort Mohave, Arizona
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Local Articles in Charlotte
If you need home warranty advice, review these tips to understand how they work. Start with a reputable company and understand the contract.
A home warranty is a good marketing tool for a home seller. Before you offer one to a potential homebuyer, make sure you do your research on the company.
Home warranties don't always come with the kind of robust protection and security homeowners expect. Here's a quick breakdown on the real costs, and real benefits, of purchasing a warranty for your home.
First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them. This way they can not collect money on your behalf. Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged. Second, call the contractor and tell them you will not be needing their services afterall. Did your husband pay a deposit? If so it may be non-refundable. Then follow up with a certified letter.
An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation. This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to. The contractor's office should be local. A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read. There's no arguing whether they received it or not by doing that.
Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck. Some people find out a much harder way. While these guys may be legitimate you should always do your homework on a contractor before signing the contract. Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.
Todd's Home Services
San Antonio, TX
Home Warranty reviews in Charlotte
Like most people I believe that when you have a sick, elderly or children at home that you do everything possible to make them safe and comfortable, but when you pay insurance for the purpose of maintaining the appliances in the home you would expect that the insurance company be honest and realistic about a terminal appliance(s) and pay for its replacement. This should have been done 10 services calls ago at a co-pay of up to $75 each visit.
This company has to be the worse warranty company out there to manipulate elderly and ill people by allowing patch jobs on appliances instead of actually doing what they should and replace it.
Colonial Warranty sent a non professional service contractor who
overtightened the gasket making a major crack.
refused to pay for the repair/replacement of the toilet. I paid for the plumber to come out and replace my toilet directly out of pocket.
I have actually just switched home warranty companies to 2-10 because AHS has gone up on pricing again! I was able to get the new warranty for a lower annual fee and lower service fee. AHS is now charging $75 for the service fee instead of the $60 I have been paying.. I think the company overall does a good job but because they increase their annual fee every year and now have increased the service fee I'm going to see how 2-10 does. 2-10 offers either a $50 or $75 service fee with only a $25 increase in the annual fee if you chose the
Because i bought in August,prorated unexpired time plus $50 cancelation fee ... I am out over half the cost of the policy and still have to find someone to fix for me out of my own pocket.
There are BBB complains filed on them weekly. I would not recommend this company to anyone.
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