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Mortgage Brokers to Avoid

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B
"+Extremely accessible for any and all questions. No question too small or insignificant.
was very knowledgeable. Smooth process and fully" explained along the way. Have worked with several other institutions in the past and I can say with certainty that I've never experienced this high a level of customer service!

-Scott H.

A
"My mother in law was purchasing a second home and I assisted her along the way in obtaining paperwork, etc. We were referred to Christian at
" to obtain her mortgage. Christian was amazing from the first step of the process. From the moment we spoke, his professionalism and expertise were evident. He walked us through the process, informed us of the recent changes to the industry which lead to the need for more paperwork and also was clear with realistic timeframes. He was beyond thorough and also very patient as this was not a typical purchase. There were many bumps along the way including with the appraisal. Christian worked diligently with the underwriters to fight for the purchase but more importantly, he was honest and communicative every step of the way. He was responsive with emails and phone calls and when he was not available, he made sure to connect us with his Processor,
, who was equally as responsive. They were always there to answer any of our questions, and there were many...The whole process took over two months from start to finish and Christian and
were by our side until the closing was finalized. Christian and team made the purchasing experience that could be very stressful at times much more bearable and we were lucky to have such a professional and knowledgeable team working for us. I would highly recommend
and will be sure to use them for my own mortgage needs in the future.

-Heather B.

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Local Articles in Albany

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

Aside from knowing the maximum purchase price you qualify for, there also are several other benefits to preapproval, says Goldhirsh. (Photo courtesy of Angie's List member Paul N. of Houston)
Mortgage Companies

Getting preapproved for a loan before you go house hunting can make the process much easier, and prevent any last-minute mortgage surprises before you buy.

Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)
Mortgage Companies

Avoid home buying pitfalls by following three simple steps to filling out your mortgage loan application: be accurate, omit nothing and tell it like it is

With rates at historic lows and lending guidelines loosening a little, now may be a perfect time to explore your home mortgage loan refinancing options. (Photo courtesy of Angie's List member Susan C. of Denver)
Mortgage Companies

As rates fall and property values rise, learn whether refinancing would help you, and why

Member Brenda Payne says contractors have done tens of thousands of dollars of repair work for problems that surfaced after she closed on her home. (Photo by Michael Smith)
Home Inspection, Mortgage Companies, Real Estate Agents, Title Companies

Finding lenders, real estate agents, home inspectors and other professionals you can trust is an important first step in buying a house. Here's how to do it.

Angie's Answers

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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Brokering reviews in Albany

A

Rating
Phenomenal! Everything
Albany Mortgage Brokers Provider Name Locked
said was true and correct. He knew what he was talking about and was honest and reliable. We were able to refinance at basically no cost. It was a pain free experience where we gained a lot. I truly enjoyed working with him.
- BILL B.
A

Rating
we've had an excellent experience with
Albany Mortgage Brokers Provider Name Locked
.
Albany Mortgage Brokers Provider Name Locked
is responsive and customer-service oriented. He's eager to help, friendly, and extremely professional. Just a pleasure to work with, we can't recommend him and his team enough!
- Elizabeth W.
A

Rating
Albany Mortgage Brokers Provider Name Locked
is awesome! She and I had probably 10 total phone conversations about my mortgage and the refinancing process. I also had a unique situation with my credit report that she instructed me on how to resolve. She was such a blessing. Very professional and most importantly, she is extremely knowledgeable of the mortgage industry. She's patient and explains things very clearly and respectfully. I'm glad I found Cobblestone.
- Christopher G.
A

Rating
Working with
Albany Mortgage Brokers Provider Name Locked
was great.
Albany Mortgage Brokers Provider Name Locked
and
Albany Mortgage Brokers Provider Name Locked
were both very professional and personable. They were on top of things every step of the way and made sure everything was ready for the closing. Communication was top notch and the whole process was smooth and hassle free. They even came to where I work for the closing. Thanks very much.
- Greg D.
A

Rating
It was a very stressful time. We previously had been 'preapproved' by another lender for more than what we needed to purchase a home. After finding a few homes we were interested in, the original lender came back and told us that we were no longer preapproved for that amount but for a much lower amount. It was a pretty much take it or leave it scenario and they didn't offer much help or apology. Needless to say I wasn't very happy, or trusting in the process from then on. I continued to
Albany Mortgage Brokers Provider Name Locked
for new lenders anyway and after a few more failed attempts, a friend recommended I contact
Albany Mortgage Brokers Provider Name Locked
. I honestly don't know where he gets this patience because by then I wasn't exactly an 'easy' customer, having already been burned a few times prior. While he couldn't approve me for what I wanted initially, he was the only person that told me exactly why and things I could do to straighten out what had been holding me back before. His straight talk style, easy availability and guidance were instrumental in us accomplishing our goal. In the end, we were able to iron out what we needed to on our end, get the amount we wanted, buy the house we wanted, and all in the time we wanted. Thanks
Albany Mortgage Brokers Provider Name Locked
!!
- Joshua D.
A

Rating
They're a good one. We used Quicken when we owned the house in Virginia too so we started probably five or 10 years ago. we've always been satisfied with them. Their charges are very competitive and very good. We like them a lot.
- John O.
A

Rating
These guys are as good as the reviews. I had a HELOC that the interest only period was about to expire and my payment that was going to more than triple. I was able to consolidate it with my first and refinance to a payment that was less than before. I was a good candidate with good income and credit. What I didn't have was a lot of time.
Albany Mortgage Brokers Provider Name Locked
,
Albany Mortgage Brokers Provider Name Locked
and everyone else I worked with were totally professional and efficient. Everything was on time and every commitment was honored. When I noticed that the rate dropped on their website, emailed and was able to lock in the lower rate. The appraisers and title people they used were also excellent. Most of our communications were done by email and that was fast and convenient for me. Even though I didn't shop around and used the Angie's List recommendations, I think all rates and fees were totally reasonable. Unless there is a reason why you are not a good candidate, this company is as close as a sure thing as there is.
- Jeffrey M.
N

Rating
This is the second time I worked with
Albany Mortgage Brokers Provider Name Locked
, and I had refinanced with someone else at her company previously.
Albany Mortgage Brokers Provider Name Locked
offered me good terms for the loan and she
Albany Mortgage Brokers Provider Name Locked
me through an efficient process for gathering and providing all the relevant paperwork. At one point, I learned of better terms from a competitor, and
Albany Mortgage Brokers Provider Name Locked
quickly matched those. I am very happy with the terms I received.
Albany Mortgage Brokers Provider Name Locked
and her staff kept me informed throughout the process. When the approval was finalized, I was moved quickly to closing, again working with someone I had closed with previously.

Albany Mortgage Brokers Provider Name Locked
is very professional, knowledgeable, efficient, and responsive.
- Daniel L.

All Mortgage Brokers in Albany

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A CHOICE FUNDING LLC

9 EXECUTIVE PARK DR
Clifton Park

A FINANCIAL ALTERNATIVE

1 S MAIN ST
Voorheesville

A M FUNDING GROUP INC

2A EXECUTIVE PARK DR
Clifton Park

A NY MORTGAGE LLC

415 SACANDAGA RD
Schenectady

AAMTRUST MORTGAGE

19 Clifton Country Rd Ste 3
Clifton Park

AAPEX FUNDING

17 COMPUTER DR W
Albany

ABETTER MORTGAGE

4 ATRIUM DR
Albany

ACS ALBANY MORTGAGE GROUP

PO Box 14164
Albany

ADVANTAGE FINANCIAL SVC

123 INDUSTRIAL PARK RD
Albany

ADVANTAGE REAL ESTATE SVC INC

1409 ROUTE 9
Clifton Park

ADVISOR MORTGAGE LLC

1532 ROUTE 9
Clifton Park

AFFORDABLE HOUSING PARTNERSHIP

255 ORANGE ST
Albany

ALBANY FUNDING

15 Swartson Ct
Albany

ALBANY MORTGAGE GROUP

447 GLEN ST
Glens Falls

ALBANY MORTGAGE GROUP INC

9 MANSION ST
Coxsackie

ALL POINTS HOME SVC

398 BROADWAY
Saratoga Springs

ALLIANCE MORTGAGE BANKING CORP

11 Dutchess Ct
Saratoga Springs

ALLIED MORTGAGE SVC

4151 STATE ROUTE 20
Castleton On Hudson

ALLIED MORTGAGE SVC

101 S PERRY ST
Johnstown

ALLIED MORTGAGE SVC

50 S PEARL ST
Albany

ALLIED MORTGAGE SVC

84 WALWORTH ST
Saratoga Springs

ALUMNI FUNDING LLC

1881 WESTERN AVE
Albany

ALUMNI FUNDING LLC

3 FRANKLIN SQ
Saratoga Springs

AMERICAN EAGLE MORTGAGE

644 DELAWARE AVE
Delmar

AMERICAN GENERAL FINANCIAL SVC

15 TRIEBLE AVE
Ballston Spa

AMERICAN GENERAL HOME EQUITY

574 COLUMBIA TPKE
East Greenbush

AMERICAN GENERAL HOME EQUITY

1892 CENTRAL AVE
Albany

AMERICAN NATIONWIDE MORTGAGE

636 PLANK RD
Clifton Park

AMSTAR

1023 ROUTE 146
Clifton Park

ANY MORTGAGE LLC

5 Yorkshire Ct
Schenectady

APEX MORTGAGE

10 MAXWELL DR
Clifton Park

Avid Advertising Inc

2204 Garnet Ave Ste 201

Axiom Capital

12 Corporate Drive
Clifton Park

AXIOM CAPITAL CORP

90 STATE ST
Albany

Bank of Internet USA

4350 La Jolla Village Dr

BANKNORTH MORTGAGE

343 DELAWARE AVE
Delmar

BEDFORD CAPITAL OF NY LLC

32 HOLLANDALE LN
Clifton Park

BEST INTEREST MORTGAGE CORP

1 FAIRCHILD SQ
Clifton Park

BOURDEAU FINANCIAL INC

920 ALBANY SHAKER RD
Latham

CAPITAL RESOURCES

1110 FOXWOOD DR
Clifton Park

CapWest Mortgage

7500 W. 160th St

CARTERET MORTGAGE

59 GLOUCESTER ST
Clifton Park

CARTERET MORTGAGE

45 COLVIN AVE
Albany

CARTERET MORTGAGE

59 SNAKE HILL RD
Schenectady

CASHNET

376 BROADWAY
Albany

CATERET MORTGAGE

17 ACORN AVE
Clifton Park

CATSKILL MORTGAGE

12 N MAIN ST
Broadalbin

CATSKILL MORTGAGE

56A HASWELL RD
Watervliet

CATSKILL MORTGAGE CO

251 RIVER ST
Troy

CENTURY HEALTH CAPITAL

18 Division St Ste 309
Saratoga Springs

CFIC HOME MORTGAGE

100 SARATOGA VILLAGE BLVD
Ballston Spa

CHASE HOME FINANCE

12 CORPORATE WOODS BLVD
Albany

CLEAR FINANCIAL SOLUTIONS

100 SITTERLY RD
Clifton Park

CMN FUNDING INC

11 COMPUTER DR W
Albany

COLONIAL HOME FINANCE INC

6 Chelsea Pl Ste 103
Clifton Park

COMMUNITY PRESERVATION CORP

54 STATE ST
Albany

COUNTRYWIDE HOME LOANS

579 TROY SCHENECTADY RD
Latham

CREDIT ONE MORTGAGE CO

23 EXECUTIVE PARK DR
Clifton Park

CUC Mortgage Corp

1021 Watervliet-Shaker Rd
Albany

Danloan.com

503 Cranbury Road

David Lustine Access Capital Mortgage

4600 East West Highway, Suite 400

Day Global LLC

111 Mohawk Trl

E-MORTGAGE LLC

800 LOUDON RD
Latham

EDGE REAL ESTATE & FINANCIAL

1 BENT PINE HOLW
Clifton Park

EMPOWER MORTGAGE LLC

1218 Central Ave Ste 2
Albany

EPIC FINANCIAL

305 DEBBIE DR
Schenectady

EQUI HOME MORTGAGE CORP

1510 CENTRAL AVE
Albany

EXECUTIVE MORTGAGE GROUP INC

24 Madison Avenue Ext Ste 1
Albany

FIRST & 2ND MORTGAGE

1743 ROUTE 9
Clifton Park

FIRST GUARANTEE MORTGAGE

433 BROADWAY
Saratoga Springs

FIRST NATIONAL FUNDING CORP

1 BARNEY RD
Clifton Park

FIRST NEW YORK MORTGAGE

17 Tracey Ct
Clifton Park

FIRST NIAGARA BANK

2938 US ROUTE 9
Valatie

FIRST NIAGARA MORTGAGE

3 MARKET ST
Amsterdam

FIRST NIAGARA MORTGAGE

32 W BRIDGE ST
Catskill

FIRST NIAGRA MORTGAGE

8 AIRLINE DR
Albany

FIRST PRIORITY MORTGAGE

646 PLANK RD
Clifton Park

FIRST RATE FUNDING

501 NEW KARNER RD
Albany

FIRST RATE FUNDING

480 BROADWAY
Saratoga Springs

FIRST SARATOGA FUNDING INC

258 USHERS RD
Clifton Park

FLAGSHIP MORTGAGE INC

1525 ROUTE 29
Galway

FORT ORANGE FUNDING LLC

21 EVERETT RD EXT
Albany

FREEDOM MORTGAGE

21 CORPORATE DR
Clifton Park

FREEDOM ONE FUNDING

21 EXECUTIVE PARK DR
Clifton Park

GE CO MORTGAGE INSURANCE

310 GREAT OAKS BLVD
Albany

GENTRY CAPITAL MORTGAGES

116 EVERETT RD
Albany

GLOBAL CAPITAL

761 MADISON AVE
Albany

GMAC MORTGAGE

433 S Main St Ste 213

GMAC MORTGAGE

610 MAPLE AVE
Saratoga Springs

GREATER ATLANTIC FINANCIAL GRP

1762 CENTRAL AVE
Albany

GREATER CAPITAL DIST FUNDING

15 Teakwood Dr
Clifton Park

Green Tree

345 St Peter St

Guardian National Bank

4400 W 109th St.

HARTFORD FUNDING LTD

322 BALLSTON RD
Schenectady

HCI MORTGAGE

15 ESOPUS DR
Clifton Park

Heartland Home Properties

756 Columbia Turnpike
East Greenbush

HOME FUNDING FINDERS

258 USHERS RD
Clifton Park

HOME FUNDING FINDERS INC

621 COLUMBIA ST
Cohoes

HOMEOWNERS MORTGAGE EXPRESS

1500 CENTRAL AVE
Albany

HOMESTEAD FUNDING

11 MANSION ST
Coxsackie

HOMESTEAD FUNDING

6 CHELSEA PL
Clifton Park

HOMESTEAD FUNDING

149 MAIN ST
Ravena

HOMESTEAD FUNDING

45 2nd St
Athens

HOMESTEAD FUNDING CORP

3 MARKET ST
Amsterdam

HOMESTEAD FUNDING CORP

8 AIRLINE DR
Albany

Homestead Funding Corp.

160 Fairview Avenue, Fairview Plaza, Suite#182
Hudson

Homestead Funding Corp.

1407 Route 9
Clifton Park

Homestead Funding Corp.

8 Airline Dr Ste 200
Albany

Homestead Funding Corp.

32 West Bridge Street
Catskill

HOMETOWN MORTGAGE CORP

4193 STATE HIGHWAY 30
Amsterdam

HUDSON RIVER MORTGAGE CORP

18 CORPORATE WOODS BLVD
Albany

IRIE HOLDINGS CORP

1407 ROUTE 9
Clifton Park

IVY LEAGUE MORTGAGE

56 CLIFTON COUNTRY RD
Clifton Park

J AGBENYEKU ASSOC

205 S PEARL ST
Albany

Joe DeLorenzo - Homestead Funding Corp

653 Plank Road
Clifton Park

LAG HOME FINANCING

105 8TH ST
Saratoga Springs

Leader Bank NA

50 Mall Rd

M & T MORTGAGE CORP

313 USHERS RD
Ballston Lake

M & T MORTGAGE CORP

10 EXECUTIVE PARK DR
Clifton Park

MAIN LINE MORTGAGE

13 North Point Dr
Cohoes

MANSFIELD & NORTH CORP

629 PLANK RD
Clifton Park

Maple Tree Funding

1202 Troy Schenectady Rd Building #3
Latham

MEM FINANCIAL SOLUTIONS

200 STATE ST
Schenectady

MEM FINANCIAL SOLUTIONS INC

1407 ROUTE 9
Clifton Park

MICHAEL VALARDI MORTGAGES

605 WATERVLIET SHAKER RD
Latham

Mid-Island Mortgage Corp

400 West Cummings Park, Suite 5800

MLD Mortgage Inc

30B Vreeland Rd

MOR PAC INC

453 NEW KARNER RD
Albany

MORGAN FUNDING CORP

22 S BRIDGE ST
Fonda

MORTGAGE CHOICES INC

84 GREEN ST
Hudson

MORTGAGE NETWORK LLC

635 PLANK RD
Clifton Park

MORTGAGE WORLD

13 1ST ST
Troy

MORTGAGE ZONE

1 BARNEY RD
Clifton Park

MOST CREDIT INC

163 DELAWARE AVE
Delmar

MOUNTAINVIEW HOME MORTGAGE

2203 Cheltenham Ct
Ballston Spa

MTG OFFICE

6211 JOHNSTON RD
Albany

NATIONAL CITY MORTGAGE

400 CLIFTON CORPORATE PKY 461
Clifton Park

NIVEK FUNDING

480 BROADWAY
Saratoga Springs

NIVEK FUNDING GROUP INC

92 BAY ST
Glens Falls

NORTH AMERICAN FUNDING

952 ROUTE 146
Clifton Park

North American Savings Bank

903 E 104th Street

NORTHERN FUNDING CORP

1407 ROUTE 9
Clifton Park

NORTHWAY FUNDING

3 Mclaren St
Saratoga Springs

NVR Inc

11700 Plaza American Dr

OPTIMAL FUNDING INC

1407 ROUTE 9
Clifton Park

Paragon Prime Funding

10 Osgood Ave
Troy

Peoples Home Loans

198 US Highway 9 Ste 206

PREFERRED HOME FUNDING INC

71 RAILROAD PL
Saratoga Springs

PRO LINE MORTGAGE CORP

20 PROSPECT ST
Ballston Spa

PRO RATE FUNDING LLC

2305 TROY SCHENECTADY RD
Schenectady

PROLINE MORTGAGE CORP

20 Church Ave Ste 2
Ballston Spa

Prospect Lending

12 Century Hill Drive
Latham

PROVANTAGE FUNDING CORP

20 SOLAR DR
Clifton Park

RESOURCE ONE MORTGAGE

400 CLIFTON CORPORATE PKWY
Clifton Park

RIM & CO

44 HILLS RD
Ballston Lake

RUSA HOME FUNDING

1716 CENTRAL AVE
Albany

SHANNON SCOTT

23 MADRID CT
Clifton Park

SMC MORTGAGE CO

1406 ROUTE 9
Clifton Park

SOURCE ONE REALTY GROUP

23 EXECUTIVE PARK DR
Clifton Park

STATE WIDE MORTGAGE ASSISTANCE

PO Box 2395
Gansevoort

STOCKBRIDGE CAPITAL LLC

1698 CENTRAL AVE
Albany

STRAIGHT MORTGAGE CORP

90 Guideboard Rd
Waterford

STREAMLINE MORTGAGE

1593 CENTRAL AVE
Albany

Sun Mortgage Company, Inc.

2 Robbie Rd
Cortlandt Manor

SUNSET MORTGAGE

258 USHERS RD
Clifton Park

SUNSET MORTGAGE

1737 Union St Ste 2
Schenectady

SUNSET MORTGAGE CO

16 PEARL ST
Glens Falls

SUPERIOR MORTGAGE

634 PLANK RD
Clifton Park

TD Bank

99 Main St
South Glens Falls

TRI-STAR ABSTRACTS INC

636 PLANK RD
Clifton Park

Unlimited Financial Services

PO Box 125
Coeymans Hollow

USA LIBERTY MORTGAGE CORP

71 MACARTHUR DR
Schenectady

USAA Bank

PO Box 33490

VALLEY MORTGAGE CO

441 E Allen St
Hudson

Vantage Point Bank

20 Prospect St.
Ballston Spa

VIVID IMAGES

42 YORK AVE
Saratoga Springs

WELLS FARGO HOME MORTGAGE

515 TROY SCHENECTADY RD
Latham

WELLS FARGO HOME MORTGAGE

2381 US ROUTE 9W
Ravena

WELLS FARGO HOME MORTGAGE

33 PARK ST
Glens Falls

YALE STREET FUNDING

118 POLAR PLZ
Amsterdam

YESS PRIVATE MORTGAGE CO

PO BOX 2214
Ballston Spa

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